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UCO Bank Key Ratios

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NSE: UCOBANK | BSE: 532505

₹23.61

up-down-arrow ₹-0.12 (-0.51%)

As on 19-Oct-2026IST

Market cap

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₹29,606 Cr

Revenue (TTM)

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₹27,590 Cr

P/E Ratio

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9.9

P/B Ratio

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0.9

Div. Yield

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1.9 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 4.15 11.46 6.37 11.21 13.80
Interest Expended 5.07 9.88 4.46 10.87 14.16
Net Interest Income 2.78 13.96 9.42 11.75 13.26
EPS 19.70 26.77 16.98 15.21 44.82
Book Value -- -- 7.66 7.72 6.58
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.551.130.180.270.50
Net Interest Margin info 2.712.683.192.682.79
Net Margin info 8.067.719.409.318.30
Return on equity info 8.627.858.799.539.35
Return on Assets info 0.660.600.760.730.71

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
--
10.20
11.65
12.01
11.32
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
--
7.01
7.15
6.99
6.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
--
5.61
6.86
7.24
7.50
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

3.19

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
3.19
2.68
2.79
2.67
2.62
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

8.79

Lower than Peers by 1.36

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
8.79
9.53
9.35
6.99
8.50
Peer Median
10.15
10.42
10.84
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.76

Lower than Peers by 0.23

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
0.76
0.73
0.71
0.53
0.66
Peer Median
0.98
0.78
1.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
--
52.92
56.99
59.74
55.94
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

6.37

Lower than Peers by 5.72

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
6.37
4.84
14.70
23.82
17.82
Peer Median
12.10
5.67
14.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

89.12

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
89.12
6.49
31.93
5.43
-9.52
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

9.42

Higher than Peers by 3.77

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
9.42
13.21
47.85
-11.20
100.30
Peer Median
5.65
20.33
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

16.98

Higher than Peers by 7.68

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
16.98
13.21
40.96
-11.20
100.30
Peer Median
9.30
20.33
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

20.90

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
20.90
7.66
14.77
6.09
10.07
Peer Median
--
20.90
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

9.93

No difference

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
9.93
10.17
18.33
37.75
15.65
Peer Median
9.93
9.93
9.72
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.94

Lower than Peers by 0.01

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
0.94
0.94
1.60
2.56
1.27
Peer Median
0.96
1.02
1.10
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.86

Higher than Peers by 0.35

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
1.86
1.96
1.09
0.54
--
Peer Median
1.51
1.51
1.26
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

5.36

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
5.36
8.00
12.17
19.18
11.44
Peer Median
--
12.24
7.24
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

29,606

Higher than Peers by 14,514

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
UCO Bank
29,606
28,153
44,817
62,433
29,149
Peer Median
15,092
15,092
21,642
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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