UCO Bank Peer Comparison

NSE: UCOBANK | BSE: 532505

₹23.90

₹0.16 (0.67%)

As on 25-Sep-2026IST

Market cap

₹29,957 Cr

Revenue (TTM)

₹26,841 Cr

P/E Ratio

10.6

P/B Ratio

Div. Yield

1.8 %

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	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Market cap (₹ Cr)	29,957	30,128	15,490	13,967	12,696
Interest Income (₹ Cr)	26,841	21,844	12,284	6,096	9,039
Net Interest Income (₹ Cr)	10,601.50	10,993.04	3,949.70	2,712.80	3,301.48
NIM (%)	3.24	6.20	2.53	4.29	--
RoA (%)	0.74	0.67	0.81	1.96	1.15
Price to Earnings	10.64	22.26	11.19	9.67	8.83
Price-To-Book	0.97	1.17	1.14	1.32	0.97

Income Statement (₹ Cr)

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Interest Earned	26,281.36	21,689.11	11,981.50	5,819.41	8,917.83
Other Income	3,459.63	2,734.02	1,777.80	877.08	1,402.91
Total Income	29,740.99	24,423.14	13,759.30	6,696.49	10,320.74
Interest Expended	16,084.98	10,859.42	8,170.09	3,292.15	5,799.04
Operating Expenses	7,227.07	7,698.79	3,407.47	1,549.11	2,547.28
Operating Profit before Prov. & Cont.	6,428.93	5,864.92	2,181.74	1,855.23	1,974.42
Provisions and Contingencies	2,055.45	4,131.11	429.41	48.64	316.07
Profit Before Tax	4,373.49	1,733.81	1,752.33	1,806.60	1,658.35
Taxes	1,605.63	510.25	430.40	469.05	347.60
Profit after Tax	2,767.86	1,223.56	1,321.93	1,337.55	1,310.75
Minority Interest	--	--	--	--	--
Share of Associate	23.02	--	--	--	--
Consolidated Profit	2,767.86	1,223.56	1,321.93	1,337.55	1,310.75

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Shareholder's Funds	33,249.22	25,574.90	14,132.41	10,110.16	13,224.22
Minority Interest	--	--	--	--	--
Deposits	3,27,562.53	1,66,344.45	1,45,829.01	61,712.35	1,08,777.07
Borrowings	23,309.82	14,302.81	16,352.33	700.00	5,329.00
Other Liabilities & Provisions	11,736.87	4,901.57	2,956.56	2,777.08	2,024.92
Total Liabilities	3,95,858.44	2,11,123.73	1,79,270.31	75,299.60	1,29,355.20

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Cash and Balance with Reserve Bank of India	10,405.06	13,126.69	6,229.54	2,520.61	7,063.49
Balances with Banks and Money at Call	13,479.46	824.43	69.71	1,694.33	672.14
Investments	98,777.40	38,668.28	49,388.47	15,692.68	26,737.05
Advances	2,57,762.91	1,50,103.78	1,15,911.74	53,122.66	81,809.63
Net Block	4,125.96	931.02	1,862.01	310.56	1,051.54
Other Assets	11,233.18	6,999.24	5,808.83	1,958.76	12,012.73
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	3,95,858.44	2,11,123.73	1,79,270.31	75,299.60	1,29,355.20

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Cash From Operating Activities	-10,584.18	1,142.59	-1,893.11	-100.87	1,100.10
Cash Flow from Investing Activities	-419.25	316.56	-240.91	-118.25	-87.82
Cash from Financing Activities	-977.36	2,922.69	-386.79	25.81	-1,260.36
Net Cash Inflow / Outflow	-11,980.79	4,381.83	-2,520.81	-193.31	-248.08

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Yield on Advances	10.20	14.45	10.34	10.95	10.90
Yield on Investments	7.01	7.59	7.52	7.05	6.67
Interest Spread	5.61	8.44	5.30	5.68	5.82
NIM (%)	2.68	5.34	2.22	3.46	2.68
ROE (%)	9.53	4.93	10.42	13.99	10.82
ROA (%)	0.73	0.61	0.78	1.89	1.05
Cost to Income Ratio	52.92	56.76	60.97	45.50	56.33

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Revenue Growth (%)	4.84	-1.18	4.36	9.98	-1.06
EBIT Growth (%)	6.49	-20.62	5.15	6.27	8.03
Net Profit Growth (%)	13.21	-55.43	30.13	13.10	2.98
EPS Growth (%)	13.21	-55.43	30.13	13.10	2.91
Book Value Growth (%)	7.66	3.68	6.35	12.23	9.14

	UCO Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	The Karnataka Bank
Price / Earnings	10.17	18.60	11.06	6.87	6.44
Price / Book Value	0.94	0.90	1.12	0.91	0.67
Dividend Yield (%)	1.96	1.06	1.89	2.15	2.24
EV/EBITDA	8.00	6.32	14.20	5.33	6.97
Market Cap (₹ Cr)	28,152.59	22,754.05	14,623.42	9,188.86	8,435.37

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.