Manappuram Finance Key Ratios
NSE: MANAPPURAM | BSE: 531213
₹314.20
As on 04-Nov-2026IST
Market cap
₹29,495 Cr
Revenue (TTM)
₹10,285 Cr
P/E Ratio
20.3
P/B Ratio
1.8
Div. Yield
0.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 16.08 | 34.05 | 4.76 | 12.53 | 15.59 |
| EBIT | 23.36 | 114.56 | 33.65 | 10.16 | 6.29 |
| Net Profit | 44.71 | 322.45 | -2.49 | 7.56 | 16.46 |
| EPS | 44.71 | 280.65 | 68.98 | -7.54 | -5.49 |
| Book Value | -- | -- | 12.37 | 13.19 | 13.88 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 67.97 | 174.17 | 59.60 | 53.01 | 51.81 |
| Net Margin
| 24.68 | 54.78 | 14.02 | 10.43 | 12.00 |
| Return on equity
| 14.83 | 14.31 | 10.08 | 7.11 | 10.04 |
| Return on Assets
| 3.99 | 3.45 | 2.34 | 1.54 | 2.39 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
--
|
8.35
|
11.25
|
14.06
|
11.98
|
|
Peer Median
|
--
|
9.74
|
10.60
|
9.14
|
--
|
ROE
10.08
Higher than Peers by 1.13
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
10.08
|
7.11
|
10.04
|
20.75
|
16.68
|
|
Peer Median
|
8.95
|
10.59
|
10.78
|
8.66
|
--
|
ROA
2.34
Lower than Peers by 0.44
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
2.34
|
1.54
|
2.39
|
5.12
|
4.11
|
|
Peer Median
|
2.78
|
2.68
|
3.50
|
2.67
|
--
|
EBIT Margin
59.60
Lower than Peers by 8.76
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
59.60
|
53.01
|
51.81
|
65.02
|
62.37
|
|
Peer Median
|
68.36
|
61.26
|
61.18
|
97.28
|
--
|
Net Margin
14.02
Lower than Peers by 9.80
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
14.02
|
10.43
|
12.00
|
24.64
|
22.22
|
|
Peer Median
|
23.82
|
20.01
|
26.68
|
51.92
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
--
|
13.67
|
14.70
|
27.62
|
25.43
|
|
Peer Median
|
--
|
--
|
--
|
0.00
|
--
|
Revenue Growth
4.76
Lower than Peers by 14.63
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
4.76
|
-5.01
|
13.15
|
32.07
|
10.54
|
|
Peer Median
|
19.39
|
19.31
|
17.06
|
34.70
|
--
|
EBIT Growth
33.65
Higher than Peers by 14.98
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
33.65
|
-2.82
|
-9.85
|
37.68
|
12.04
|
|
Peer Median
|
18.67
|
33.04
|
15.67
|
38.04
|
--
|
Net Profit Growth
-2.49
Lower than Peers by 22.99
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
-2.49
|
-17.50
|
-45.22
|
46.48
|
12.90
|
|
Peer Median
|
20.50
|
56.62
|
11.48
|
49.18
|
--
|
EPS Growth
68.98
Higher than Peers by 59.02
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
68.98
|
-25.66
|
-44.43
|
46.30
|
12.61
|
|
Peer Median
|
9.96
|
40.14
|
-3.51
|
50.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
--
|
24.70
|
7.66
|
19.90
|
15.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
--
|
3.69
|
2.85
|
2.87
|
2.96
|
|
Peer Median
|
--
|
1.93
|
2.00
|
1.60
|
--
|
Short term debt to equity ratio
2.89
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
2.89
|
1.74
|
1.53
|
1.77
|
0.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.24
Lower than Peers by 0.24
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
1.24
|
0.30
|
0.40
|
0.16
|
3.17
|
|
Peer Median
|
1.48
|
1.09
|
4.14
|
2.82
|
--
|
Quick Ratio
1.24
Lower than Peers by 0.24
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
1.24
|
0.30
|
0.40
|
0.16
|
3.17
|
|
Peer Median
|
1.48
|
1.44
|
1.54
|
1.36
|
--
|
Interest Coverage
1.46
Lower than Peers by 0.52
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
1.46
|
1.34
|
1.47
|
2.03
|
1.93
|
|
Peer Median
|
1.99
|
1.84
|
1.98
|
2.17
|
--
|
Valuation
Price / Earnings
20.35
Higher than Peers by 1.35
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
20.35
|
23.50
|
16.19
|
6.69
|
7.00
|
|
Peer Median
|
19.00
|
19.00
|
20.09
|
19.35
|
--
|
Price / Book Value
1.83
Higher than Peers by 0.05
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
1.83
|
1.52
|
1.58
|
1.27
|
1.09
|
|
Peer Median
|
1.78
|
1.78
|
1.53
|
1.83
|
--
|
Dividend Yield
0.64
Higher than Peers by 0.55
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
0.64
|
0.80
|
1.72
|
1.91
|
2.42
|
|
Peer Median
|
0.09
|
0.04
|
0.05
|
0.16
|
--
|
EV/EBITDA
12.48
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
12.48
|
13.94
|
9.40
|
7.38
|
8.10
|
|
Peer Median
|
--
|
14.77
|
13.42
|
23.06
|
--
|
Market Cap
29,495
Higher than Peers by 22,041
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Manappuram Finance
|
29,495
|
23,578
|
19,684
|
14,648
|
10,474
|
|
Peer Median
|
7,454
|
5,923
|
3,133
|
4,482
|
--
|