Lakshmi Vilas Bank Peer Comparison

NSE: LAKSHVILAS | BSE: 534690

₹7.65

₹0.35 (4.79%)

As on 25-Nov-2020IST

Market cap

₹258 Cr

Revenue (TTM)

₹1,838 Cr

P/E Ratio

P/B Ratio

0.5

Div. Yield

0 %

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	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	258	56,080	34,512	26,503	22,471
Interest Income (₹ Cr)	1,838	15,550	11,983	38,888	7,689
Net Interest Income (₹ Cr)	364.76	7,116.41	5,518.14	15,638.71	3,230.91
NIM (%)	--	--	4.26	--	--
RoA (%)	-2.72	0.64	2.11	0.87	1.59
Price to Earnings	--	46.54	11.67	5.50	15.08
Price-To-Book	0.48	1.30	2.24	0.70	2.01

Income Statement (₹ Cr)

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	1,838.04	8,778.65	5,989.99	23,675.59	4,168.60
Other Income	410.91	1,918.04	1,154.62	3,622.40	679.95
Total Income	2,248.93	10,696.69	7,144.60	27,297.99	4,848.55
Interest Expended	1,473.28	4,884.74	3,642.04	16,004.56	2,493.41
Operating Expenses	730.77	3,103.06	1,741.71	6,938.99	1,013.74
Operating Profit before Prov. & Cont.	-15.46	2,708.89	1,760.85	4,354.43	1,341.40
Provisions and Contingencies	1,121.80	1,961.54	1,488.66	5,269.88	755.08
Profit Before Tax	-1,162.05	747.35	272.18	-915.45	586.32
Taxes	-326.01	247.17	37.16	211.86	110.00
Profit after Tax	-750.90	500.18	235.02	-1,127.31	476.32
Minority Interest	0.00	--	--	45.32	--
Share of Associate	0.00	--	--	-124.77	--
Consolidated Profit	-750.90	500.18	235.02	-1,255.72	476.32

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	720.06	10,564.93	6,600.28	21,536.50	5,296.07
Minority Interest	0.00	--	--	45.32	--
Deposits	20,972.75	57,812.01	59,075.08	3,14,201.14	40,832.49
Borrowings	1,079.90	17,006.91	1,184.18	6,076.03	2,032.40
Other Liabilities & Provisions	896.17	3,599.61	1,418.64	15,291.69	1,572.57
Total Liabilities	24,421.52	88,983.46	68,278.17	3,57,150.69	49,733.53

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	1,114.20	6,415.67	2,732.67	30,059.99	2,030.37
Balances with Banks and Money at Call	418.66	2,442.90	1,659.88	6,044.56	2,691.28
Investments	5,497.03	18,054.55	15,762.45	1,42,525.67	9,116.79
Advances	13,505.16	58,005.57	46,098.11	1,51,952.38	33,927.45
Net Block	463.42	430.00	563.47	4,345.71	245.16
Other Assets	2,675.05	3,572.35	1,438.43	22,222.38	1,722.49
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	24,421.52	88,983.46	68,278.17	3,57,150.69	49,733.53

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-424.99	-5,172.56	2,503.82	1,725.97	1,836.23
Cash Flow from Investing Activities	-76.80	-222.79	-1,534.61	-314.78	-59.59
Cash from Financing Activities	172.81	7,697.85	-273.70	3,395.77	-18.28
Net Cash Inflow / Outflow	-328.99	2,302.50	695.51	4,806.96	1,758.36

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	15.96	15.13	12.99	15.58	12.29
Yield on Investments	11.36	8.49	9.45	7.82	8.44
Interest Spread	7.94	8.61	6.95	10.58	6.47
NIM (%)	0.00	4.59	3.54	2.32	3.51
ROE (%)	-77.02	5.53	3.61	-6.50	9.40
ROA (%)	-2.72	0.59	0.34	-0.33	1.00
Cost to Income Ratio	101.98	53.39	49.73	61.44	43.04

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	-29.71	39.30	2.99	4.07	10.66
EBIT Growth (%)	-29.17	39.74	2.93	38.23	8.18
Net Profit Growth (%)	39.07	-41.93	11.46	79.97	-30.25
EPS Growth (%)	45.44	-51.09	11.46	84.15	-30.51
Book Value Growth (%)	-38.55	40.22	2.76	15.30	9.41

	Lakshmi Vilas Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	0.00	13.80	6.89	0.00	20.07
Price / Book Value	0.35	0.65	0.25	0.38	1.81
Dividend Yield (%)	0.00	1.11	0.00	0.00	0.39
EV/EBITDA	-72.75	8.83	1.59	3.00	8.64
Market Cap (₹ Cr)	368.70	6,900.50	1,618.49	6,965.90	9,559.44

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.