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Lakshmi Vilas Bank Key Ratios

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NSE: LAKSHVILAS | BSE: 534690

₹7.65

up-down-arrow ₹0.35 (4.79%)

As on 25-Nov-2020IST

Market cap

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₹258 Cr

Revenue (TTM)

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₹1,838 Cr

P/E Ratio

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--

P/B Ratio

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0.5

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income -5.06 -30.82 -29.71 -15.17 -5.05
Interest Expended -3.17 -31.56 -29.93 -11.74 -3.92
Net Interest Income -12.39 -27.49 -28.79 -25.12 -8.92
EPS -253.56 -11.15 45.44 -229.41 -222.25
Book Value -- -- -41.61 -31.11 -16.49
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-20Mar-19
Net NPAs info 7.735.237.0110.047.49
Net Interest Margin info 1.972.110.002.031.82
Net Margin info -26.29-12.99-33.39-32.68-28.93
Return on equity info -45.18-21.88-77.02-60.79-46.35
Return on Assets info -2.30-1.08-2.72-2.91-2.43

Profitability

View Detailed Peer Comparison

Yield on Advances

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--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
15.96
14.13
11.80
12.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
11.36
7.68
7.03
9.68
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
7.94
6.58
5.77
5.61
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
2.03
1.82
2.05
2.30
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

-77.02

Lower than Peers by 90.30

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-77.02
-60.79
-46.35
-28.42
14.41
Peer Median
13.28
2.24
1.63
-3.39
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

-2.72

Lower than Peers by 3.86

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-2.72
-2.91
-2.43
-1.55
0.80
Peer Median
1.14
0.16
0.08
-0.19
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
101.98
101.48
68.76
50.67
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-29.71

Lower than Peers by 43.20

Year on year growth in net sales

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-29.71
-22.30
-6.63
6.85
10.84
Peer Median
13.50
5.65
--
6.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-7.01

--

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-7.01
-29.17
-103.37
-43.95
55.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-28.79

Lower than Peers by 49.23

Year on year growth in profit after tax

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-28.79
6.49
-52.87
-328.40
42.08
Peer Median
20.44
21.53
--
-58.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

45.44

Higher than Peers by 31.55

Year on year growth in earnings per share

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
45.44
11.16
-22.33
-284.05
33.18
Peer Median
13.90
18.52
--
-21.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
-38.55
-20.91
9.78
23.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

--

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
--
--
--
11.49
Peer Median
10.46
42.63
59.34
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.48

Lower than Peers by 1.03

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
0.48
0.35
1.32
1.17
1.62
Peer Median
1.50
1.06
0.78
0.99
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
--
--
--
--
1.63
Peer Median
0.70
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

-0.77

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
-0.77
-72.75
-265.46
18.36
7.80
Peer Median
--
-2.48
-1.27
-1.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

258

Lower than Peers by 78,124

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-20
Mar-19
Mar-18
Mar-17
Lakshmi Vilas Bank
258
369
2,255
2,513
3,170
Peer Median
78,382
18,917
15,958
17,067
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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