Lakshmi Vilas Bank Financials
NSE: LAKSHVILAS | BSE: 534690
₹7.65
As on 25-Nov-2020IST
Market cap
₹258 Cr
Revenue (TTM)
₹1,838 Cr
P/E Ratio
--
P/B Ratio
0.5
Div. Yield
0 %
Income Statement (₹ Cr) |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
1,838.04
|
2,206.69
|
2,839.89
|
3,041.62
|
2,846.66
|
2,568.30
|
|||||
|
Other Income
|
410.91
|
351.34
|
250.32
|
346.81
|
502.77
|
304.53
|
|||||
|
Total Income
|
2,248.93
|
2,558.03
|
3,090.21
|
3,388.43
|
3,349.43
|
2,872.83
|
|||||
|
Interest Expended
|
1,473.28
|
1,778.96
|
2,279.75
|
2,251.02
|
2,064.00
|
1,922.99
|
|||||
|
Operating Expenses
|
730.77
|
794.52
|
822.43
|
782.03
|
651.37
|
542.71
|
|||||
|
Operating Profit before Prov. & Cont.
|
44.89
|
-15.46
|
-11.97
|
355.38
|
634.06
|
407.12
|
|||||
|
Provisions and Contingencies
|
1,121.80
|
1,146.60
|
1,276.56
|
1,306.15
|
253.98
|
176.89
|
|||||
|
Profit Before Tax
|
-1,076.91
|
-1,162.05
|
-1,288.53
|
-950.78
|
380.07
|
230.24
|
|||||
|
Taxes
|
-326.01
|
-326.01
|
-394.43
|
-365.91
|
124.00
|
50.00
|
|||||
|
Profit after Tax
|
-750.90
|
-836.04
|
-894.10
|
-584.87
|
256.07
|
180.24
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
-750.90
|
-836.04
|
-894.10
|
-584.87
|
256.07
|
180.24
|
Liabilities (₹ Cr) |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
720.06
|
1,229.81
|
1,892.58
|
2,327.67
|
2,136.34
|
1,763.59
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
20,972.75
|
21,443.19
|
29,279.44
|
33,309.48
|
30,553.35
|
25,430.96
|
|||||
|
Borrowings
|
1,079.90
|
755.70
|
921.26
|
4,012.78
|
1,773.13
|
723.01
|
|||||
|
Other Liabilities & Provisions
|
896.17
|
992.82
|
952.89
|
779.29
|
781.89
|
814.60
|
|||||
|
Total Liabilities
|
23,668.87
|
24,421.52
|
33,046.16
|
40,429.23
|
35,244.72
|
28,732.16
|
Assets (₹ Cr) |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
1,114.20
|
1,047.80
|
1,654.07
|
1,698.17
|
1,454.80
|
1,286.50
|
|||||
|
Balances with Banks and Money at Call
|
418.66
|
792.32
|
515.04
|
316.79
|
169.07
|
82.11
|
|||||
|
Investments
|
5,497.03
|
5,383.83
|
8,430.17
|
10,767.75
|
8,651.73
|
6,545.40
|
|||||
|
Advances
|
13,505.16
|
13,827.89
|
20,103.26
|
25,768.20
|
23,728.91
|
19,643.74
|
|||||
|
Net Block
|
458.77
|
463.42
|
469.95
|
402.45
|
359.12
|
367.00
|
|||||
|
Other Assets
|
2,675.05
|
2,906.25
|
1,873.67
|
1,475.86
|
881.08
|
807.41
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
23,668.87
|
24,421.52
|
33,046.16
|
40,429.23
|
35,244.72
|
28,732.16
|
Cashflow (₹ Cr) |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-424.99
|
-170.60
|
-131.50
|
227.07
|
110.57
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-76.80
|
-117.25
|
-102.36
|
-39.96
|
-67.48
|
|||||
|
Cash from Financing Activities
|
--
|
172.81
|
442.00
|
624.95
|
68.16
|
6.80
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-328.99
|
154.15
|
391.09
|
255.27
|
49.89
|
Financials Ratios |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
--
|
-24.83
|
-27.95
|
-22.85
|
12.41
|
9.32
|
|||||
|
Cash EPS (₹)
|
--
|
-22.37
|
-25.85
|
-20.55
|
14.74
|
11.27
|
|||||
|
Adjusted Book Value (₹)
|
--
|
31.09
|
53.26
|
84.15
|
95.13
|
82.32
|
|||||
|
Dividend per Share (₹)
|
--
|
--
|
--
|
--
|
2.70
|
3.00
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-12.62
|
-5.33
|
-5.14
|
11.86
|
6.16
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-39.35
|
-36.28
|
-43.26
|
-3.46
|
-7.09
|
Profitability Ratios |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
15.96
|
14.13
|
11.80
|
12.00
|
13.07
|
|||||
|
Yield on Investments
|
--
|
11.36
|
7.68
|
7.03
|
9.68
|
8.75
|
|||||
|
Interest Spread
|
--
|
7.94
|
6.58
|
5.77
|
5.61
|
5.72
|
|||||
|
NIM (%)
|
--
|
2.03
|
1.82
|
2.05
|
2.30
|
2.34
|
|||||
|
ROE (%)
|
-77.02
|
-60.79
|
-46.35
|
-28.42
|
14.41
|
11.74
|
|||||
|
ROA (%)
|
-2.72
|
-2.91
|
-2.43
|
-1.55
|
0.80
|
0.67
|
|||||
|
Cost to Income Ratio
|
--
|
101.98
|
101.48
|
68.76
|
50.67
|
57.14
|
Growth Ratios |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-29.71
|
-22.30
|
-6.63
|
6.85
|
10.84
|
15.97
|
|||||
|
EBIT Growth (%)
|
-7.01
|
-29.17
|
-103.37
|
-43.95
|
55.74
|
10.51
|
|||||
|
Net Profit Growth (%)
|
-28.79
|
6.49
|
-52.87
|
-328.40
|
42.08
|
36.25
|
|||||
|
EPS Growth (%)
|
45.44
|
11.16
|
-22.33
|
-284.05
|
33.18
|
36.02
|
|||||
|
Book Value Growth (%)
|
--
|
-38.55
|
-20.91
|
9.78
|
23.27
|
7.73
|
Valuation Ratios |
TTM | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
--
|
--
|
--
|
--
|
11.49
|
7.49
|
|||||
|
Price / Book Value
|
0.48
|
0.35
|
1.32
|
1.17
|
1.62
|
0.91
|
|||||
|
Dividend Yield (%)
|
--
|
--
|
--
|
--
|
1.63
|
3.70
|
|||||
|
EV/EBITDA
|
-0.77
|
-72.75
|
-265.46
|
18.36
|
7.80
|
5.35
|
|||||
|
Close Price (₹)
|
18.75
|
10.95
|
71.00
|
98.50
|
154.44
|
75.32
|
|||||
|
High Price (₹)
|
33.05
|
97.40
|
121.90
|
194.90
|
158.61
|
103.43
|
|||||
|
Low Price (₹)
|
10.40
|
10.40
|
54.70
|
93.50
|
69.65
|
58.93
|
|||||
|
Market Cap (₹ Cr)
|
257.59
|
368.70
|
2,255.32
|
2,512.58
|
3,170.36
|
1,454.54
|