J&k Bank Peer Comparison

NSE: J&KBANK | BSE: 532209

₹150.02

₹0.16 (0.11%)

As on 04-Sep-2026 15:57IST

Market cap

₹16,523 Cr

Revenue (TTM)

₹13,429 Cr

P/E Ratio

7.2

P/B Ratio

1.1

Div. Yield

0 %

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	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	16,523	64,263	33,738	28,123	23,397
Interest Income (₹ Cr)	13,429	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	5,914.08	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	--	--	4.26	--	3.78
RoA (%)	1.25	0.55	2.14	0.87	1.61
Price to Earnings	7.17	71.48	12.29	6.16	16.68
Price-To-Book	1.07	1.50	2.27	0.76	2.13

Income Statement (₹ Cr)

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	13,428.76	14,735.81	11,555.22	37,270.22	7,249.41
Other Income	919.11	3,977.83	2,078.86	5,593.93	1,038.54
Total Income	14,347.87	18,713.64	13,634.08	42,864.15	8,287.96
Interest Expended	7,514.68	8,199.22	6,273.27	22,498.25	4,224.74
Operating Expenses	3,810.63	6,959.61	2,995.73	11,962.89	1,919.34
Operating Profit before Prov. & Cont.	2,992.18	3,365.60	4,074.98	8,607.03	2,014.23
Provisions and Contingencies	97.55	2,416.57	727.09	1,930.89	351.00
Profit Before Tax	2,963.57	1,105.99	3,320.05	4,483.52	1,671.23
Taxes	618.12	239.18	893.41	1,920.12	390.00
Profit after Tax	2,306.89	899.06	2,744.58	4,552.00	1,402.89
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Share of Associate	-3.12	0.00	0.00	19.24	0.00
Consolidated Profit	2,303.77	899.06	2,744.58	4,564.93	1,402.89

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	17,003.44	16,724.24	14,107.87	40,958.07	10,564.86
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Deposits	1,73,404.49	1,38,959.35	1,15,665.74	4,79,410.49	78,307.95
Borrowings	4,381.00	16,796.44	2,622.56	28,818.57	5,326.80
Other Liabilities & Provisions	3,810.54	8,266.89	4,206.92	9,322.64	2,824.78
Total Liabilities	1,88,959.76	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	7,077.03	14,011.59	5,154.39	18,080.94	6,267.33
Balances with Banks and Money at Call	1,012.37	9,054.26	148.25	19,024.66	2,659.74
Investments	42,951.83	32,058.63	29,019.89	1,54,862.65	18,986.92
Advances	1,28,168.19	1,14,231.94	98,190.61	3,48,040.83	65,875.17
Net Block	2,444.84	601.77	454.81	5,201.69	468.53
Other Assets	16,875.69	10,768.22	3,588.33	13,368.09	2,766.70
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,88,959.76	1,80,746.93	1,36,603.09	5,51,079.15	97,024.40

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-1,125.68	7,612.27	-553.95	2,803.99	802.47
Cash Flow from Investing Activities	-302.29	-224.91	-1,745.12	-453.87	-207.85
Cash from Financing Activities	-499.93	3,159.95	-205.01	-712.82	3,041.91
Net Cash Inflow / Outflow	-1,927.90	10,547.31	-2,504.08	1,637.30	3,636.53

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	10.72	12.55	11.28	10.69	10.43
Yield on Investments	7.57	7.93	7.05	7.20	6.72
Interest Spread	6.42	7.43	6.09	6.31	5.60
NIM (%)	0.00	0.00	4.26	0.00	3.78
ROE (%)	14.18	5.47	20.40	11.35	13.69
ROA (%)	1.25	0.55	2.14	0.87	1.61
Cost to Income Ratio	56.21	67.91	41.98	58.33	47.93

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	4.78	5.37	16.02	9.45	19.81
EBIT Growth (%)	1.96	-7.90	26.85	5.28	19.99
Net Profit Growth (%)	7.02	54.95	36.93	8.61	20.41
EPS Growth (%)	7.26	28.93	14.04	6.25	11.99
Book Value Growth (%)	15.49	6.77	-1.50	6.62	11.60

	J&k Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	7.17	71.48	12.29	6.16	16.68
Price / Book Value	1.07	1.50	2.27	0.76	2.13
Dividend Yield (%)	0.00	0.24	0.75	3.86	0.64
EV/EBITDA	5.75	-137.09	13.58	7.88	17.91
Market Cap (₹ Cr)	12,113.13	17,916.63	27,940.59	28,467.59	17,825.64

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.