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J&k Bank Key Ratios

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NSE: J&KBANK | BSE: 532209

₹123.11

up-down-arrow ₹-1.02 (-0.82%)

As on 06-Nov-2026 15:59IST

Market cap

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₹13,556 Cr

Revenue (TTM)

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₹13,865 Cr

P/E Ratio

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5.7

P/B Ratio

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0.8

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 5.11 13.23 6.77 10.15 11.60
Interest Expended 8.58 19.75 11.18 14.51 13.72
Net Interest Income 0.36 4.80 1.47 5.29 9.13
EPS 28.89 11.67 13.00 13.39 21.82
Book Value -- -- 15.49 17.65 10.73
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info --2.490.00----
Net Interest Margin info 3.663.640.003.443.74
Net Margin info 15.5812.8615.7916.7915.25
Return on equity info 17.5115.1413.8716.9417.46
Return on Assets info 1.261.011.251.321.29

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
5.93
29.10
-72.73
-12.52
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
10.72
12.04
11.96
11.37
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
7.57
6.74
6.66
6.10
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
6.42
7.57
7.60
7.68
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
3.44
3.74
3.80
3.77
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.87

Higher than Peers by 0.53

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
13.87
16.94
17.46
18.12
15.32
Peer Median
13.35
13.26
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.25

Higher than Peers by 0.11

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
1.25
1.32
1.29
1.18
0.87
Peer Median
1.14
1.18
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
56.21
57.71
62.26
66.25
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

6.77

Lower than Peers by 6.28

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
6.77
4.86
11.84
19.86
16.75
Peer Median
13.05
9.47
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

17.54

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
17.54
1.96
28.70
22.59
74.42
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

1.47

Lower than Peers by 18.32

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
1.47
13.48
17.87
47.67
137.61
Peer Median
19.79
18.23
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

13.00

Lower than Peers by 1.23

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
13.00
13.34
17.53
40.54
115.76
Peer Median
14.22
18.99
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
15.49
18.73
26.80
22.48
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

5.74

Lower than Peers by 3.56

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
5.74
5.13
4.88
8.33
4.30
Peer Median
9.30
9.30
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.85

Lower than Peers by 0.48

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
0.85
0.81
0.78
1.35
0.59
Peer Median
1.33
1.33
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
--
--
2.33
1.60
1.02
Peer Median
0.73
0.72
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

2.94

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
2.94
5.19
4.27
7.74
4.28
Peer Median
--
12.44
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

13,556

Lower than Peers by 57,425

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
J&k Bank
13,556
12,113
10,162
14,755
5,071
Peer Median
70,980
66,541
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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