Explicit Finance Peer Comparison

BSE: 530571

₹11.05

₹0.48 (4.54%)

As on 06-Nov-2026IST

Market cap

₹10 Cr

Revenue (TTM)

₹3 Cr

P/E Ratio

--

P/B Ratio

1.3

Div. Yield

0 %

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	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	10	30,575	28,963	23,058	17,417
Revenue (₹ Cr)	3	10,285	372	5,967	6,775
Net Profit (₹ Cr)	-0.04	1,445.41	271.50	1,309.97	1,586.60
Net Margin (%)	-1.55	14.02	71.82	21.90	23.40
RoE (%)	-0.56	10.08	1.32	17.28	18.93
Price to Earnings	--	21.09	72.65	17.60	10.98
Price-To-Book	1.29	1.90	0.93	2.90	1.95

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Operating Income	2.83	10,284.59	371.86	5,967.37	6,774.91
Other Income	0.00	25.57	6.16	14.84	4.19
Total Income	6.79	10,031.14	306.22	3,250.99	5,756.14
Interest Expense	0.00	4,204.29	0.60	2,168.57	2,040.48
PBT & Exceptional Items	-0.03	2,260.68	333.13	1,858.27	2,178.84
Operating Expenses	2.87	3,845.19	44.29	1,955.37	2,559.78
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	-0.04	1,950.48	329.27	1,740.25	2,113.90
Taxes	0.00	505.07	57.77	430.28	527.30
Profit after Tax	-0.04	1,445.41	271.50	1,309.97	1,586.60
Minority Interest	0.00	4.05	0.00	0.00	0.00
Share of Associate	0.00	0.00	127.15	0.00	0.00
Consolidated Profit	-0.05	1,449.46	398.65	1,309.97	1,586.60

Liabilities (₹ Cr)

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Shareholder's Funds	7.90	16,050.74	31,154.90	7,957.62	8,919.01
Minority Interest	0.00	4.05	0.00	0.00	0.00
Non-Current Liabilities	0.08	141.91	3,779.37	183.54	112.69
Current Liabilities	0.01	58,360.20	18.23	31,898.30	25,418.48
Total Liabilities	7.96	54,550.48	35,100.39	21,485.87	29,334.64

Assets (₹ Cr)

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Non-Current Assets	0.02	1,233.12	168.54	512.13	784.57
Current Assets	7.74	72,616.64	34,768.04	39,310.76	33,556.28
Total Assets	7.96	54,550.48	35,100.39	21,485.87	29,334.64
Contingent Liabilities	--	196.39	--	7.21	4.00

Cashflow (₹ Cr)

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Cash From Operating Activities	0.69	-466.57	206.21	-4,312.62	1,125.24
Cash Flow from Investing Activities	0.00	-124.80	-165.99	61.87	708.34
Cash from Financing Activities	--	1,132.34	-142.63	5,117.65	-1,669.38
Net Cash Inflow / Outflow	0.70	540.97	-102.41	866.90	164.20

Ratios

Profitability Ratios

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
ROCE (%)	-0.06	11.25	1.21	11.18	9.55
ROE (%)	-0.56	10.08	1.32	17.28	18.93
ROA (%)	-0.55	2.34	0.77	4.06	5.11
EBIT Margin (%)	-1.55	59.60	87.05	65.25	61.26
Net Margin (%)	-1.55	14.02	71.82	21.90	23.40
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Revenue Growth (%)	-54.66	4.76	16.36	52.97	17.66
EBIT Growth (%)	-124.72	33.65	16.93	60.03	99.27
Net Profit Growth (%)	-123.16	85.35	14.11	82.77	1,086.78
EPS Growth (%)	-123.16	68.98	-81.75	70.63	1,084.48
Book Value Growth (%)	-0.06	7.66	3.76	12.13	5.63

Valuation Ratios

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Price / Earnings	-232.74	20.38	72.65	17.60	10.96
Price / Book Value	1.29	1.90	0.93	2.90	1.95
Dividend Yield (%)	0.00	0.61	0.59	0.08	0.00
EV/EBITDA	-245.77	12.56	85.65	10.93	9.18
Market Cap (₹ Cr)	7.27	19,684.03	31,951.18	14,056.08	15,214.34

Solvency Ratios

	Explicit Finance	Manappuram Finance	Tata Investment	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	2.85	0.00	0.00	0.00
Short term debt to equity ratio	--	2.89	--	0.98	1.50
Current Ratio	774.00	1.24	1,907.19	1.23	1.32
Quick Ratio	774.00	1.24	1,907.19	1.23	1.32
Interest Coverage	--	1.46	549.78	1.80	2.04

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly