Dena Bank [Merged] Key Ratios
NSE: DENABANK | BSE: 532121
₹12.65
As on 07-Mar-2019IST
Market cap
₹2,844 Cr
Revenue (TTM)
₹8,549 Cr
P/E Ratio
--
P/B Ratio
0.4
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | -5.82 | -9.15 | -6.69 | -7.25 | -2.47 |
| Interest Expended | -2.21 | -8.86 | -11.69 | -10.34 | -3.84 |
| Net Interest Income | -13.05 | -9.81 | 7.19 | 1.86 | 1.17 |
| EPS | 57.17 | 76.49 | 20.84 | -12.87 | -196.41 |
| Book Value | -- | -- | -51.23 | -32.92 | -23.86 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-18 | Mar-17 |
| Net NPAs
| 9.65 | 7.03 | 10.44 | 11.95 | 10.66 |
| Net Interest Margin
| 2.10 | 2.08 | 0.00 | 2.27 | 2.03 |
| Net Margin
| -11.61 | -5.49 | -26.40 | -19.05 | -7.55 |
| Return on equity
| -18.85 | -8.53 | -29.46 | -27.66 | -14.39 |
| Return on Assets
| -0.97 | -0.45 | -2.16 | -1.54 | -0.66 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
13.62
|
14.03
|
12.93
|
13.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
8.26
|
8.90
|
7.71
|
8.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
7.73
|
7.50
|
6.33
|
6.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
2.27
|
2.03
|
2.01
|
2.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-29.46
Lower than Peers by 42.74
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
-29.46
|
-27.66
|
-14.39
|
-14.52
|
4.08
|
|
Peer Median
|
13.28
|
-3.39
|
--
|
--
|
--
|
ROA
-2.16
Lower than Peers by 3.29
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
-2.16
|
-1.54
|
-0.66
|
-0.71
|
0.21
|
|
Peer Median
|
1.14
|
-0.19
|
--
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
67.82
|
62.01
|
71.03
|
58.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-6.69
Lower than Peers by 20.19
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
-6.69
|
-12.27
|
-4.36
|
-1.09
|
7.87
|
|
Peer Median
|
13.50
|
6.78
|
--
|
--
|
--
|
EBIT Growth
-79.61
--
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
-79.61
|
-15.76
|
50.25
|
-30.44
|
-25.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.19
Lower than Peers by 13.25
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
7.19
|
-122.68
|
7.67
|
-452.31
|
-51.88
|
|
Peer Median
|
20.44
|
-58.00
|
--
|
--
|
--
|
EPS Growth
20.84
Higher than Peers by 6.94
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
20.84
|
22.41
|
21.77
|
-396.43
|
-53.88
|
|
Peer Median
|
13.90
|
-21.43
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
39.96
|
-6.72
|
-6.94
|
5.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
--
|
--
|
--
|
10.74
|
|
Peer Median
|
10.70
|
--
|
--
|
--
|
--
|
Price / Book Value
0.42
Lower than Peers by 0.96
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
0.42
|
0.53
|
0.52
|
0.31
|
0.43
|
|
Peer Median
|
1.38
|
0.99
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
--
|
--
|
--
|
--
|
1.77
|
|
Peer Median
|
0.71
|
--
|
--
|
--
|
--
|
EV/EBITDA
0.46
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
0.46
|
6.68
|
5.81
|
8.85
|
4.73
|
|
Peer Median
|
--
|
-1.30
|
--
|
--
|
--
|
Market Cap
2,844
Lower than Peers by 75,226
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Dena Bank [Merged]
|
2,844
|
4,258
|
3,023
|
1,917
|
2,851
|
|
Peer Median
|
78,070
|
17,067
|
--
|
--
|
--
|