Niva Bupa Health Insurance Peer Comparison

NSE: NIVABUPA | BSE: 544286

₹79.93

₹0.51 (0.64%)

As on 11-Sep-2026IST

Market cap

₹14,792 Cr

Revenue (TTM)

₹7,121 Cr

P/E Ratio

41.1

P/B Ratio

3.9

Div. Yield

0 %

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	Niva Bupa Health Insurance	Canara HSBC Life Insurance	Go Digit General Insurance	HDFC Life	ICICI Lombard	Life Insurance	New India Assurance	Religare Enterprises	SBI Life Insurance	Star Health
Market cap (₹ Cr)	14,792	14,435	23,670	1,15,147	72,892	5,10,680	32,655	8,858	1,70,068	33,092
Revenue (₹ Cr)	7,121	10,235	8,556	79,949	23,078	5,45,609	38,995	8,941	1,02,856	17,576
Net Profit (₹ Cr)	360.02	131.33	492.41	1,975.16	2,428.03	53,956.01	717.23	18.06	2,600.90	844.19
Net Margin (%)	4.62	1.06	4.62	1.89	8.74	5.39	1.42	0.20	2.14	4.40
RoE (%)	--	8.20	10.92	10.63	14.61	37.72	3.23	1.89	13.29	--
Price to Earnings	41.09	109.92	48.07	58.30	30.02	8.50	42.45	161.25	65.39	39.20
Price-To-Book	3.86	8.84	5.06	5.89	4.29	2.62	1.34	3.19	8.45	3.26

Income Statement (₹ Cr)

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Profit from Policy Holders Technical A/c	-60.22	362.61	-865.07	917.39	87.61
Income From Investments	222.36	461.00	3,068.71	278.20	114.07
Other Income	674.53	1,593.47	11,478.49	2,112.33	2,125.39
Operating Expenses	--	--	--	--	6.68
Expenses Related to Investments	--	--	--	--	--
Provisions for Doubtfull Debt	0.23	0.21	-947.87	10.24	0.39
Other Expenses	0.00	0.00	0.00	0.00	0.00
Provisions for Diminution in Value of Investments	--	--	-0.02	--	--
Other Provisions	--	0.11	-58.69	--	--
Profit before Taxation	401.99	1,144.01	663.01	586.48	146.22
Provisions for Taxation	41.97	299.82	-54.22	94.07	14.89
Profit after Taxation	360.02	844.19	717.23	492.41	131.33

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Shareholder's Funds	3,835.78	10,144.23	24,626.05	4,640.85	1,633.61
Minority Interest	0.00	0.00	-6.71	0.00	0.00
Non-Current Liabilities	8,045.92	13,635.81	13,915.39	395.03	48,382.34
Current Liabilities	0.00	0.00	71,755.52	19,916.38	1,076.90
Total Liabilities	3,451.92	8,021.22	38,593.22	5,035.88	46,824.44

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Non-Current Assets	10,283.25	21,893.15	79,371.94	22,861.30	30,342.26
Current Assets	0.00	0.00	30,976.80	2,090.96	1,107.46
Total Assets	3,451.92	8,021.22	38,593.22	5,035.88	46,824.44
Total Debt*	250.00	470.00	0.00	350.00	250.00
Net Current Assets	0.00	0.00	-40,778.72	-17,825.42	30.56
Contingent Liabilities	488.54	290.03	5,156.97	566.38	342.95

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Cash From Operating Activities	904.86	1,873.46	-4,532.06	2,025.69	3,533.50
Cash Flow from Investing Activities	-961.34	-1,066.85	1,834.92	-2,019.18	-3,665.91
Cash from Financing Activities	-5.21	-31.48	-296.69	-28.10	212.00
Net Cash Inflow / Outflow	-61.69	775.13	-2,993.83	-21.59	79.59

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
ROCE (%)	3.75	9.70	5.44	13.56	8.35
ROE (%)	4.17	7.62	3.23	10.92	8.20
ROA (%)	6.06	7.10	0.65	2.11	0.51
EBIT Margin (%)	-3.70	-2.26	-27.74	-17.83	-19.34
Net Margin (%)	4.62	4.40	1.42	4.62	1.06
Cash Profit Margin (%)	2.16	3.36	3.65	6.47	1.29

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Revenue Growth (%)	26.15	12.39	7.09	5.80	24.95
EBIT Growth (%)	1.94	20.73	-42.22	-21.51	34.86
Net Profit Growth (%)	18.51	10.33	-36.63	6.60	7.91
EPS Growth (%)	17.09	10.19	-35.77	6.40	7.92
Book Value Growth (%)	5.07	8.07	8.22	13.72	5.84

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Price / Earnings	41.06	39.19	42.45	48.02	109.91
Price / Book Value	3.86	3.26	1.34	5.06	8.84
Dividend Yield (%)	0.00	0.00	0.76	0.00	0.26
EV/EBITDA	-56.52	-80.74	-1.24	-15.60	-7.11
Market Cap (₹ Cr)	--	--	--	--	--

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Debt to Equity	0.00	0.00	0.57	0.08	0.15
Short term debt to equity ratio	--	--	--	--	--
Current Ratio	0.19	0.22	0.43	0.10	1.03
Quick Ratio	0.19	0.22	0.43	0.10	1.03
Interest Coverage	44.55	23.15	--	--	--

	Niva Bupa Health Insurance	Star Health	New India Assurance	Go Digit General Insurance	Canara HSBC Life Insurance
Debtors to sales (%)	0.00	0.00	0.00	0.00	0.00
Asset Turnover	1.20	1.48	0.35	0.37	0.40
Receivable days	0.00	0.00	0.00	0.00	0.00
Inventory Days	0.00	0.00	0.00	0.00	0.00
Payable days	--	--	--	--	--
Cash Conversion Cycle	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.