Go Digit General Insurance Peer Comparison
NSE: GODIGIT | BSE: 544179
₹245.00
As on 23-Sep-2026IST
Market cap
₹22,675 Cr
Revenue (TTM)
₹8,556 Cr
P/E Ratio
46
P/B Ratio
4.9
Div. Yield
0 %
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
22,675 | 32,333 | 31,493 | 75,192 | 60,395 |
Revenue (₹ Cr) |
8,556 | 17,576 | 38,995 | 23,078 | 39,567 |
Net Profit (₹ Cr) |
492.41 | 844.19 | 717.23 | 2,428.03 | 8,448.67 |
Net Margin (%) |
4.62 | 4.40 | 1.42 | 8.74 | 15.57 |
RoE (%) |
10.92 | -- | 3.23 | 14.61 | 15.18 |
Price to Earnings |
46.05 | 38.30 | 40.94 | 30.97 | 6.80 |
Price-To-Book |
4.85 | 3.19 | 1.29 | 4.42 | 0.99 |
Income Statement (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
917.39 | 362.61 | -865.07 | 2,523.73 | 6,689.44 |
|
Income From Investments
|
278.20 | 461.00 | 3,068.71 | 1,183.50 | 4,568.49 |
|
Other Income
|
2,112.33 | 1,593.47 | 11,478.49 | 4,703.94 | 14,699.93 |
|
Operating Expenses
|
-- | -- | -- | -- | 451.63 |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
10.24 | 0.21 | -947.87 | -22.53 | 117.82 |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
-- | -- | -0.02 | -11.26 | 36.94 |
|
Other Provisions
|
-- | 0.11 | -58.69 | -- | -661.89 |
|
Profit before Taxation
|
586.48 | 1,144.01 | 663.01 | 3,200.92 | 10,974.82 |
|
Provisions for Taxation
|
94.07 | 299.82 | -54.22 | 772.89 | 2,526.15 |
|
Profit after Taxation
|
492.41 | 844.19 | 717.23 | 2,428.03 | 8,448.67 |
Liabilities (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,640.85 | 10,144.23 | 24,626.05 | 17,004.75 | 61,004.44 |
|
Minority Interest
|
0.00 | 0.00 | -6.71 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
395.03 | 13,635.81 | 13,915.39 | 33.21 | 37,751.17 |
|
Current Liabilities
|
19,916.38 | 0.00 | 71,755.52 | 62,061.63 | 1,19,370.42 |
|
Total Liabilities
|
5,035.88 | 8,021.22 | 38,593.22 | 16,072.25 | 92,044.50 |
Assets (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
22,861.30 | 21,893.15 | 79,371.94 | 61,547.79 | 1,56,342.98 |
|
Current Assets
|
2,090.96 | 0.00 | 30,976.80 | 17,551.80 | 61,783.05 |
|
Total Assets
|
5,035.88 | 8,021.22 | 38,593.22 | 16,072.25 | 92,044.50 |
|
Total Debt*
|
350.00 | 470.00 | 0.00 | 0.00 | 0.00 |
|
Net Current Assets
|
-17,825.42 | 0.00 | -40,778.72 | -44,509.83 | -57,587.37 |
|
Contingent Liabilities
|
566.38 | 290.03 | 5,156.97 | 4,865.68 | 27,679.17 |
Cashflow (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
2,025.69 | 1,873.46 | -4,532.06 | 2,621.97 | 466.43 |
|
Cash Flow from Investing Activities
|
-2,019.18 | -1,066.85 | 1,834.92 | -1,732.72 | -2,074.78 |
|
Cash from Financing Activities
|
-28.10 | -31.48 | -296.69 | -335.54 | -1,754.40 |
|
Net Cash Inflow / Outflow
|
-21.59 | 775.13 | -2,993.83 | 553.71 | -3,362.75 |
Ratios
Profitability Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
13.56 | 9.70 | 5.44 | 23.62 | 22.43 |
|
ROE (%)
|
10.92 | 7.62 | 3.23 | 14.61 | 15.18 |
|
ROA (%)
|
2.11 | 7.10 | 0.65 | 3.21 | 4.01 |
|
EBIT Margin (%)
|
-17.83 | -2.26 | -27.74 | -6.51 | -9.41 |
|
Net Margin (%)
|
4.62 | 4.40 | 1.42 | 8.74 | 15.57 |
|
Cash Profit Margin (%)
|
6.47 | 3.36 | 3.65 | 12.45 | 24.31 |
Growth Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
5.80 | 12.39 | 7.09 | 12.95 | 4.43 |
|
EBIT Growth (%)
|
-21.51 | 20.73 | -42.22 | -80.86 | -4.83 |
|
Net Profit Growth (%)
|
6.60 | 10.33 | -36.63 | -9.23 | 5.28 |
|
EPS Growth (%)
|
6.40 | 10.19 | -35.77 | -9.70 | 3.66 |
|
Book Value Growth (%)
|
13.72 | 8.07 | 8.22 | 17.37 | 21.86 |
Valuation Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
46.00 | 38.29 | 40.94 | 30.88 | 6.80 |
|
Price / Book Value
|
4.85 | 3.19 | 1.29 | 4.42 | 0.99 |
|
Dividend Yield (%)
|
0.00 | 0.00 | 0.78 | 0.90 | 3.85 |
|
EV/EBITDA
|
-14.95 | -78.83 | -1.13 | -49.37 | -8.57 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.08 | 0.00 | 0.57 | 0.00 | 0.62 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.10 | 0.22 | 0.43 | 0.28 | 0.52 |
|
Quick Ratio
|
0.10 | 0.22 | 0.43 | 0.28 | 0.52 |
|
Interest Coverage
|
-- | 23.15 | -- | -- | -- |
Operating Efficiency Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Asset Turnover
|
0.37 | 1.48 | 0.35 | 0.31 | 0.19 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |