Go Digit General Insurance Peer Comparison
NSE: GODIGIT | BSE: 544179
₹255.00
As on 01-Sep-2026 14:19IST
Market cap
₹23,396 Cr
Revenue (TTM)
₹8,556 Cr
P/E Ratio
47.5
P/B Ratio
5
Div. Yield
0 %
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
23,396 | 33,134 | 31,172 | 77,200 | 62,746 |
Revenue (₹ Cr) |
8,556 | 17,576 | 38,995 | 23,078 | 39,567 |
Net Profit (₹ Cr) |
492.41 | 844.19 | 717.23 | 2,428.03 | 8,448.67 |
Net Margin (%) |
4.62 | 4.40 | 1.42 | 8.74 | 15.57 |
RoE (%) |
10.92 | -- | 3.23 | 14.61 | 15.18 |
Price to Earnings |
47.51 | 39.25 | 40.52 | 31.80 | 7.07 |
Price-To-Book |
5.01 | 3.27 | 1.28 | 4.54 | 1.03 |
Income Statement (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
917.39 | 362.61 | -865.07 | 2,523.73 | 4,995.36 |
|
Income From Investments
|
278.20 | 461.00 | 3,068.71 | 1,183.50 | 4,170.28 |
|
Other Income
|
2.43 | 2.47 | 892.13 | 9.74 | 181.89 |
|
Operating Expenses
|
-- | -- | -- | -- | 394.48 |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
10.24 | 0.21 | -947.87 | -22.53 | 54.48 |
|
Other Expenses
|
556.09 | 71.43 | 2,810.83 | 91.83 | 108.04 |
|
Provisions for Diminution in Value of Investments
|
-- | -- | -0.02 | -11.26 | 80.36 |
|
Other Provisions
|
-- | 0.11 | -58.69 | -- | -457.88 |
|
Profit before Taxation
|
631.69 | 754.33 | 1,291.52 | 3,658.93 | 9,562.53 |
|
Provisions for Taxation
|
87.34 | 197.35 | -120.74 | 886.99 | 2,130.68 |
|
Profit after Taxation
|
544.35 | 556.98 | 1,412.26 | 2,771.94 | 7,431.85 |
Liabilities (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,640.85 | 7,589.23 | 24,677.83 | 16,846.72 | 48,659.16 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Non-Current Liabilities
|
351.76 | 826.07 | 249.82 | 117.24 | 691.46 |
|
Current Liabilities
|
-- | -- | -- | -- | -- |
|
Total Liabilities
|
5,035.88 | 8,021.22 | 38,593.22 | 16,072.25 | 88,799.61 |
Assets (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
156.88 | 180.27 | 525.88 | 838.99 | 326.56 |
|
Current Assets
|
-- | -- | -- | -- | -- |
|
Total Assets
|
5,035.88 | 8,021.22 | 38,593.22 | 16,072.25 | 88,799.61 |
|
Total Debt*
|
350.00 | 470.00 | 0.00 | 0.00 | 0.00 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Contingent Liabilities
|
566.38 | 290.03 | 5,156.97 | 4,865.68 | 26,576.93 |
Cashflow (₹ Cr)
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
2,025.69 | 1,873.46 | -4,532.06 | 2,621.97 | 1,975.99 |
|
Cash Flow from Investing Activities
|
-2,019.18 | -1,066.85 | 1,834.92 | -1,732.72 | -925.59 |
|
Cash from Financing Activities
|
-28.10 | -31.48 | -296.69 | -335.54 | -1,754.40 |
|
Net Cash Inflow / Outflow
|
-21.59 | 775.13 | -2,993.83 | 553.71 | -704.00 |
Ratios
Profitability Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
13.56 | 9.70 | 5.44 | 23.62 | 21.11 |
|
ROE (%)
|
12.63 | 7.62 | 5.95 | 17.90 | 16.41 |
|
ROA (%)
|
11.22 | 7.14 | 3.41 | 17.85 | 8.52 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
22,401.23 | 22,549.80 | 158.30 | 28,459.34 | 4,085.90 |
|
Cash Profit Margin (%)
|
6.47 | 3.36 | 3.65 | 12.45 | 20.24 |
Growth Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
4.58 | 11.97 | 8.82 | 12.44 | 8.92 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
28.10 | -13.76 | 36.24 | 10.51 | 11.16 |
|
EPS Growth (%)
|
27.89 | -13.85 | 36.24 | 9.90 | 11.16 |
|
Book Value Growth (%)
|
13.72 | 8.07 | 8.22 | 17.37 | 16.04 |
Valuation Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
55.32 | 48.30 | 13.75 | 30.76 | 9.91 |
|
Price / Book Value
|
6.57 | 3.55 | 0.79 | 5.10 | 1.51 |
|
Dividend Yield (%)
|
0.00 | 0.00 | 1.27 | 0.79 | 2.38 |
|
EV/EBITDA
|
32.97 | 71.51 | -0.15 | 33.39 | 8.65 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.08 | 0.06 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.11 | 0.22 | 0.43 | 0.28 | 0.52 |
|
Quick Ratio
|
0.11 | 0.22 | 0.43 | 0.28 | 0.52 |
|
Interest Coverage
|
-- | -- | -- | -- | -- |
Operating Efficiency Ratios
| Go Digit General Insurance | Star Health | New India Assurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
-- | -- | -- | -- | -- |
|
Asset Turnover
|
1.74 | 2.13 | 0.93 | 1.43 | 0.42 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |