Go Digit General Insurance Key Ratios
NSE: GODIGIT | BSE: 544179
₹256.55
As on 11-Nov-2026 10:44IST
Market cap
₹23,929 Cr
Revenue (TTM)
₹9,189 Cr
P/E Ratio
46.2
P/B Ratio
2.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 35.55 | 1.71 | 3.58 | -- | -- |
| EBIT | 101.14 | -97.43 | -45.00 | -300.45 | -- |
| Net Profit | 64.82 | -31.14 | -10.52 | 148.33 | 45.11 |
| EPS | 64.73 | -31.28 | -10.68 | 143.72 | 42.88 |
| Book Value | -- | -- | 13.54 | 23.08 | 28.83 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| -- | -- | -13.68 | -- | -- |
| Net Margin
| -- | -- | 4.60 | -- | -- |
| Return on equity
| 11.04 | 3.08 | 8.11 | 12.63 | 12.98 |
| Return on Capital
| 10.76 | 2.91 | -- | 13.56 | 11.73 |
| Return on Assets
| 9.60 | 2.39 | 1.96 | 11.22 | 10.99 |
| Debt to Equity (x)
| -- | -- | 0.04 | 0.08 | 0.09 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
13.56
|
11.73
|
7.00
|
1.69
|
|
Peer Median
|
--
|
13.56
|
17.76
|
14.83
|
--
|
ROE
8.11
Lower than Peers by 4.31
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
8.11
|
12.63
|
12.98
|
7.51
|
1.69
|
|
Peer Median
|
12.42
|
12.63
|
14.36
|
12.42
|
--
|
ROA
1.96
Lower than Peers by 1.41
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
1.96
|
11.22
|
10.99
|
6.59
|
1.61
|
|
Peer Median
|
3.36
|
10.69
|
8.73
|
10.83
|
--
|
EBIT Margin
-13.68
Lower than Peers by 1.72
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
-13.68
|
--
|
--
|
--
|
--
|
|
Peer Median
|
-11.97
|
-8.40
|
-11.58
|
-7.00
|
--
|
Net Margin
4.60
Lower than Peers by 0.62
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
4.60
|
22,401.23
|
27,956.58
|
35,623.53
|
14,707.16
|
|
Peer Median
|
5.22
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
6.47
|
5.28
|
2.56
|
0.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
3.58
Lower than Peers by 5.37
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
3.58
|
4.58
|
13.38
|
37.43
|
51.68
|
|
Peer Median
|
8.96
|
9.03
|
13.38
|
13.79
|
--
|
EBIT Growth
-45.00
Lower than Peers by 49.23
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
-45.00
|
-59.87
|
-198.04
|
-111.01
|
--
|
|
Peer Median
|
4.24
|
-30.50
|
10.52
|
39.68
|
--
|
Net Profit Growth
-10.52
Lower than Peers by 19.48
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
-10.52
|
28.10
|
133.89
|
411.10
|
112.01
|
|
Peer Median
|
8.96
|
-8.77
|
7.16
|
10.96
|
--
|
EPS Growth
-10.68
Lower than Peers by 20.50
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
-10.68
|
27.89
|
121.76
|
410.45
|
111.81
|
|
Peer Median
|
9.82
|
-9.24
|
11.16
|
16.67
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
13.72
|
60.34
|
8.16
|
22.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.04
Lower than Peers by 0.56
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
0.04
|
0.08
|
0.09
|
0.14
|
--
|
|
Peer Median
|
0.60
|
--
|
0.00
|
--
|
--
|
Current Ratio
0.46
Higher than Peers by 0.08
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
0.46
|
0.11
|
0.11
|
0.10
|
0.08
|
|
Peer Median
|
0.38
|
0.28
|
0.27
|
0.25
|
--
|
Quick Ratio
0.46
Higher than Peers by 0.08
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
0.46
|
0.11
|
0.11
|
0.10
|
0.08
|
|
Peer Median
|
0.38
|
0.46
|
0.27
|
0.40
|
--
|
Interest Coverage
4.47
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
4.47
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.35
Higher than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
0.35
|
1.74
|
2.08
|
2.58
|
2.34
|
|
Peer Median
|
0.33
|
0.35
|
0.33
|
0.33
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
46.17
Higher than Peers by 13.75
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
46.17
|
55.32
|
62.82
|
--
|
--
|
|
Peer Median
|
32.42
|
32.42
|
39.70
|
35.61
|
--
|
Price / Book Value
2.94
Higher than Peers by 1.81
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
2.94
|
6.57
|
6.62
|
--
|
--
|
|
Peer Median
|
1.13
|
2.94
|
3.93
|
4.75
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.95
|
0.81
|
0.62
|
0.69
|
--
|
EV/EBITDA
29.26
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
29.26
|
32.97
|
43.62
|
1.79
|
-8.97
|
|
Peer Median
|
--
|
-8,403.76
|
-6,809.23
|
-1,784.80
|
--
|
Market Cap
23,929
Lower than Peers by 8,384
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Go Digit General Insurance
|
23,929
|
--
|
--
|
--
|
--
|
|
Peer Median
|
32,312
|
32,312
|
32,449
|
39,395
|
--
|