Market cap
$7,098 Mln
Revenue (TTM)
$6,418 Mln
P/E Ratio
9.3
P/B Ratio
2.2
Div. Yield
6.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.39 | 5.79 | 6.97 | 7.61 | 5.63 |
| EBIT | -15.53 | 143.93 | 92.09 | 24.50 | -1.97 |
| Net Profit | -32.74 | -8.98 | 7.73 | 6.76 | 5.55 |
| EPS | -31.89 | -6.15 | 19.90 | 7.70 | -8.23 |
| Book Value | -- | -- | 8.22 | 4.98 | -3.49 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 14.52 | 20.25 | 25.74 | 16.04 | 11.66 |
| Net Margin
| -- | -- | 12.17 | -- | -- |
| Return on equity
| 20.12 | 22.68 | 23.02 | 23.76 | 15.96 |
| Return on Capital
| 2.71 | 3.59 | -- | 3.09 | 2.14 |
| Return on Assets
| 2.57 | 3.50 | 2.68 | 2.94 | 2.03 |
| Debt to Equity (x)
| -- | -- | 6.73 | 6.67 | 6.72 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
3.09
|
2.14
|
2.89
|
4.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
23.02
Higher than Peers by 11.44
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
23.02
|
23.76
|
15.96
|
20.63
|
23.71
|
|
Peer Median
|
11.59
|
--
|
--
|
--
|
--
|
ROA
2.68
Higher than Peers by 1.00
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
2.68
|
2.94
|
2.03
|
2.74
|
3.91
|
|
Peer Median
|
1.68
|
--
|
--
|
--
|
--
|
EBIT Margin
25.74
Higher than Peers by 7.76
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
25.74
|
16.04
|
11.66
|
15.85
|
22.69
|
|
Peer Median
|
17.98
|
--
|
--
|
--
|
--
|
Net Margin
12.17
Higher than Peers by 2.78
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
12.17
|
12.54
|
8.90
|
12.10
|
17.13
|
|
Peer Median
|
9.39
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.97
Lower than Peers by 9.29
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
6.97
|
0.09
|
0.08
|
0.04
|
0.02
|
|
Peer Median
|
16.26
|
--
|
--
|
--
|
--
|
EBIT Growth
92.09
Higher than Peers by 67.96
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
92.09
|
50.07
|
-20.60
|
-27.27
|
-33.66
|
|
Peer Median
|
24.14
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.73
Lower than Peers by 7.85
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
7.73
|
53.83
|
-20.59
|
-26.49
|
-33.64
|
|
Peer Median
|
15.58
|
--
|
--
|
--
|
--
|
EPS Growth
19.90
Higher than Peers by 2.38
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
19.90
|
0.56
|
-0.21
|
-0.25
|
-0.29
|
|
Peer Median
|
17.53
|
--
|
--
|
--
|
--
|
Book Value Growth
4.88
Lower than Peers by 3.33
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
4.88
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.21
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
6.73
Higher than Peers by 5.55
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
6.73
|
6.67
|
6.72
|
6.22
|
6.04
|
|
Peer Median
|
1.18
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.00
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
0.00
|
--
|
--
|
6.22
|
6.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2,216.00
Higher than Peers by 2,213.45
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
2,216.00
|
--
|
--
|
0.08
|
0.03
|
|
Peer Median
|
2.55
|
--
|
--
|
--
|
--
|
Quick Ratio
2,216.00
Higher than Peers by 2,213.75
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
2,216.00
|
--
|
--
|
0.04
|
-0.01
|
|
Peer Median
|
2.25
|
--
|
--
|
--
|
--
|
Interest Coverage
1.78
Higher than Peers by 0.03
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
1.78
|
0.79
|
0.56
|
0.82
|
1.29
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
339.27
|
351.21
|
341.80
|
332.74
|
|
Peer Median
|
18.84
|
--
|
--
|
--
|
--
|
Asset Turnover
0.22
Higher than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
0.22
|
0.23
|
0.23
|
0.23
|
0.23
|
|
Peer Median
|
0.15
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
1,207.54
|
1,219.46
|
1,208.03
|
1,194.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
175.32
|
201.29
|
198.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.31
Lower than Peers by 5.82
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
9.31
|
10.21
|
12.30
|
9.22
|
4.66
|
|
Peer Median
|
15.12
|
--
|
--
|
--
|
--
|
Price / Book Value
2.18
Higher than Peers by 0.37
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
2.18
|
2.35
|
1.96
|
1.85
|
1.34
|
|
Peer Median
|
1.82
|
--
|
--
|
--
|
--
|
Dividend Yield
6.53
Higher than Peers by 5.49
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
6.53
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.04
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
22.79
|
27.23
|
21.02
|
15.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
7,098
Higher than Peers by 6,589
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
7,098
|
--
|
--
|
--
|
--
|
|
Peer Median
|
509
|
--
|
--
|
--
|
--
|