Market cap
$6,505 Mln
Revenue (TTM)
$6,527 Mln
P/E Ratio
8.6
P/B Ratio
1.9
Div. Yield
7.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.80 | 6.84 | 6.49 | 7.75 | 5.81 |
| EBIT | -- | -- | 51.64 | 17.51 | -5.67 |
| Net Profit | 21.71 | -7.04 | 7.02 | 7.15 | 5.58 |
| EPS | 22.03 | -3.90 | 11.48 | 6.62 | -8.95 |
| Book Value | -- | -- | 8.22 | 4.98 | -3.49 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 14.52 | 20.25 | 21.28 | 16.04 | 11.66 |
| Net Margin
| -- | -- | 11.75 | -- | -- |
| Return on equity
| 20.12 | 22.68 | 22.67 | 23.76 | 15.96 |
| Return on Capital
| 2.71 | 3.59 | -- | 3.09 | 2.14 |
| Return on Assets
| 2.57 | 3.50 | 2.52 | 2.94 | 2.03 |
| Debt to Equity (x)
| -- | -- | 7.10 | 6.67 | 6.72 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
3.09
|
2.14
|
2.89
|
4.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
22.67
Higher than Peers by 12.20
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
22.67
|
23.76
|
15.96
|
20.63
|
23.71
|
|
Peer Median
|
10.47
|
--
|
--
|
--
|
--
|
ROA
2.52
Higher than Peers by 1.10
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
2.52
|
2.94
|
2.03
|
2.74
|
3.91
|
|
Peer Median
|
1.42
|
--
|
--
|
--
|
--
|
EBIT Margin
21.28
Higher than Peers by 3.62
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
21.28
|
16.04
|
11.66
|
15.85
|
22.69
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Net Margin
11.75
Higher than Peers by 2.55
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
11.75
|
12.54
|
8.90
|
12.10
|
17.13
|
|
Peer Median
|
9.20
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.49
Lower than Peers by 11.52
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
6.49
|
0.09
|
0.08
|
0.04
|
0.02
|
|
Peer Median
|
18.01
|
--
|
--
|
--
|
--
|
EBIT Growth
51.64
Higher than Peers by 25.12
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
51.64
|
50.07
|
-20.60
|
-27.27
|
-33.66
|
|
Peer Median
|
26.52
|
--
|
--
|
--
|
--
|
Net Profit Growth
7.02
Lower than Peers by 7.22
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
7.02
|
53.83
|
-20.59
|
-26.49
|
-33.64
|
|
Peer Median
|
14.24
|
--
|
--
|
--
|
--
|
EPS Growth
11.48
Lower than Peers by 2.27
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
11.48
|
0.56
|
-0.21
|
-0.25
|
-0.29
|
|
Peer Median
|
13.76
|
--
|
--
|
--
|
--
|
Book Value Growth
3.77
Lower than Peers by 3.01
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
3.77
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.78
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
7.10
Higher than Peers by 5.84
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
7.10
|
6.67
|
6.72
|
6.22
|
6.04
|
|
Peer Median
|
1.25
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
6.22
|
6.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
179.83
Higher than Peers by 178.05
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
179.83
|
--
|
--
|
0.08
|
0.03
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Quick Ratio
179.83
Higher than Peers by 178.08
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
179.83
|
--
|
--
|
0.04
|
-0.01
|
|
Peer Median
|
1.76
|
--
|
--
|
--
|
--
|
Interest Coverage
1.74
Higher than Peers by 0.04
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
1.74
|
0.79
|
0.56
|
0.82
|
1.29
|
|
Peer Median
|
1.70
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
339.27
|
351.21
|
341.80
|
332.74
|
|
Peer Median
|
15.25
|
--
|
--
|
--
|
--
|
Asset Turnover
0.21
Higher than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
0.21
|
0.23
|
0.23
|
0.23
|
0.23
|
|
Peer Median
|
0.15
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
1,207.54
|
1,219.46
|
1,208.03
|
1,194.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
175.32
|
201.29
|
198.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.65
Lower than Peers by 5.70
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
8.65
|
10.21
|
12.30
|
9.22
|
4.66
|
|
Peer Median
|
14.35
|
--
|
--
|
--
|
--
|
Price / Book Value
1.92
Higher than Peers by 0.17
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
1.92
|
2.35
|
1.96
|
1.85
|
1.34
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Dividend Yield
7.25
Higher than Peers by 6.35
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
7.25
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.90
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
--
|
22.79
|
27.23
|
21.02
|
15.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
6,505
Higher than Peers by 5,996
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
OneMain Holdings (OMF)
|
6,505
|
--
|
--
|
--
|
--
|
|
Peer Median
|
509
|
--
|
--
|
--
|
--
|