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OneMain Holdings (OMF) Peer Comparison

Stock Card factsheet share-fund-plan-icon

$64.84

up-down-arrow $0.26 (0.39%)

As on 04-Sep-2026 13:44EDT

Market cap

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$7,429 Mln

Revenue (TTM)

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$6,418 Mln

P/E Ratio

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9.7

P/B Ratio

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2.1

Div. Yield

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6.6 %

Edit peer-selector-edit
OneMain Holdings (OMF) Ally Financial (ALLY) Credit Acceptance (CACC) Enova International (ENVA) FirstCash Holdings (FCFS) Navient Corp (NAVI) Navient Corporation 6% Senior Notes due December 15 2043 (JSM) Nelnet (NNI) SLM Corp (SLM) UWM Holdings Corporation Class A (UWMC)
Market cap ($ Mln)
 7,429 13,260 6,223 5,806 9,508 887 5,087 4,555 4,965 4,184
Revenue ($ Mln)
 6,418 15,841 2,324 3,011 4,120 2,938 2,904 1,858 3,068 3,205
Net Profit ($ Mln)
 781.00 1,454.00 501.90 355.45 388.15 -49.00 -49.00 302.24 735.51 -37.14
Net Margin (%)
 12.17 9.18 21.60 11.81 9.42 -1.67 -1.69 16.27 23.97 -1.16
RoE (%)
 23.02 9.38 32.25 25.09 16.88 -2.04 -2.04 9.76 29.86 18.41
Price to Earnings
 9.74 10.04 13.12 17.34 24.97 -- 15.15 15.21 7.36 --
Price-To-Book
 2.08 0.94 3.92 3.68 4.19 0.36 -- 1.21 2.26 16.42

Income Statement ($ Mln)

OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Operating Revenue arrow
6,418.00 15,841.00 4,120.34 2,323.70 3,010.90
Cost of Revenue arrow
2,334.00 7,968.00 2,104.65 239.70 784.24
Gross Profit arrow
2,973.00 6,318.00 1,891.51 2,288.20 1,579.96
Operating Expenses arrow
2,428.00 6,037.00 1,351.92 1,075.10 1,396.34
Operating Profit (EBIT) arrow
1,656.00 1,836.00 663.77 1,008.90 830.33
Other Income arrow
0.00 0.00 0.00 0.00 0.00
Profit before Tax arrow
1,004.00 1,836.00 527.40 649.50 461.93
Provision for Tax arrow
223.00 382.00 139.25 147.60 106.47
Profit after Tax (Net Income) arrow
781.00 1,454.00 388.15 501.90 355.45
Minority Interest arrow
0.00 0.00 0.00 0.00 0.00
Consolidated Profit arrow
403.00 671.00 0.00 0.00 0.00

Liabilities ($ Mln)

OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Shareholder's Funds arrow
3,383.00 15,491.00 2,321.79 1,588.90 1,497.10
Minority Interest arrow
0.00 0.00 0.00 0.00 0.00
Non-Current Liabilities arrow
24,040.00 17,295.00 2,750.66 6,635.40 5,358.64
Current Liabilities arrow
1.00 167,228.00 413.12 398.30 366.44
Total Liabilities arrow
27,388.00 196,002.00 5,300.76 9,598.50 6,468.43

Assets ($ Mln)

OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Non-Current Assets arrow
1,753.00 50,000.00 3,466.86 130.70 470.94
Current Assets arrow
2,216.00 149,722.00 2,018.71 8,451.30 6,751.29
Total Assets arrow
27,388.00 196,002.00 5,300.76 9,598.50 6,468.43
Total Debt* arrow
22,769.00 22,969.00 2,703.02 6,286.20 5,045.46
Net Current Assets arrow
0.00 0.00 0.00 8,070.10 6,416.36

Cashflow ($ Mln)

OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Cash From Operating Activities arrow
3,130.00 3,628.00 585.94 1,054.60 1,819.12
Cash Flow from Investing Activities arrow
-3,161.00 -5,163.00 -828.05 -674.30 -2,445.78
Cash from Financing Activities arrow
520.00 1,956.00 176.41 -724.60 711.82
Net Cash Inflow / Outflow arrow
-- -- -- -- --

Ratios

Profitability Ratios

 OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
ROCE (%) arrow
3.09 2.42 7.18 5.31 5.77
ROE (%) arrow
23.02 9.38 16.88 32.25 25.09
ROA (%) arrow
2.68 0.51 6.29 5.51 5.25
EBIT Margin (%) arrow
25.74 8.20 16.24 41.88 24.65
Net Margin (%) arrow
12.17 9.18 9.42 21.60 11.81
Cash Profit Margin (%) arrow
0.00 0.00 0.00 0.00 0.00

Growth Ratios

 OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Revenue Growth (%) arrow
6.97 2.04 21.61 3.77 2.79
EBIT Growth (%) arrow
92.09 131.96 35.05 84.58 113.46
Net Profit Growth (%) arrow
17.80 145.61 33.03 18.26 38.74
EPS Growth (%) arrow
19.90 145.37 34.70 31.09 43.76
Book Value Growth (%) arrow
4.88 6.97 10.26 12.07 25.17

Valuation Ratios

 OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Price / Earnings arrow
10.21 16.71 21.37 11.62 13.44
Price / Book Value arrow
2.08 0.94 3.10 3.23 3.68
Dividend Yield (%) arrow
6.64 2.81 -- -- 0.00
EV/EBITDA arrow
14.79 1.89 9.75 10.18 13.18
Market Cap ($ Cr) arrow
-- -- -- -- --

Solvency Ratios

 OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Debt to Equity arrow
6.73 1.10 0.00 3.96 3.35
Short term debt to equity ratio arrow
0.00 0.38 0.05 0.00 0.02
Current Ratio arrow
2,216.00 0.90 4.89 21.22 18.42
Quick Ratio arrow
2,216.00 0.90 3.51 21.22 18.42
Interest Coverage arrow
1.78 1.30 4.83 2.97 1.83

Operating Efficiency Ratios

 OneMain Holdings (OMF) Ally Financial (ALLY) FirstCash Holdings (FCFS) Credit Acceptance (CACC) Enova International (ENVA)
Debtors to sales (%) arrow
0.00 890.39 24.72 342.52 206.08
Asset Turnover arrow
0.22 0.06 0.67 0.26 0.44
Receivable days arrow
1,207.54 2,074.31 91.60 5.63 323.12
Inventory Days arrow
-- -- 84.82 -- --
Payable days arrow
-- 4,789.18 5.95 4,508.95 16.02
Cash Conversion Cycle arrow
-- -- 170.47 -- --
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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