Oscar Health Inc. Class A (OSCR) Key Ratios
$31.76
As on 09-Sep-2026 16:11EDT
Market cap
$9,951 Mln
Revenue (TTM)
$15,319 Mln
P/E Ratio
24.8
P/B Ratio
4.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 5.01 | 70.40 | 42.82 | 44.78 | 64.82 |
| EBIT | -44.94 | 270.28 | 574.33 | 49.59 | 27.95 |
| Net Profit | -46.72 | 258.52 | 440.25 | 46.78 | 26.79 |
| EPS | -47.30 | 228.41 | 283.19 | 37.83 | 16.35 |
| Book Value | -- | -- | -9.47 | -5.86 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -2.33 | -10.14 | 3.95 | -3.59 | 0.62 |
| Net Margin
| -- | -30.14 | 3.60 | -- | -- |
| Return on equity
| -24.56 | -276.15 | 36.34 | -44.51 | 2.80 |
| Return on Capital
| -18.03 | -62.38 | -- | -32.57 | 2.11 |
| Return on Assets
| -4.67 | -9.98 | 3.52 | -7.94 | 0.60 |
| Debt to Equity (x)
| -- | -- | 0.21 | 0.44 | 0.30 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
-32.57
|
2.11
|
-23.63
|
-42.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
36.34
Higher than Peers by 25.16
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
36.34
|
-44.51
|
2.80
|
-31.96
|
-53.24
|
|
Peer Median
|
11.18
|
--
|
--
|
--
|
--
|
ROA
3.52
Higher than Peers by 2.90
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
3.52
|
-7.94
|
0.60
|
-6.66
|
-15.45
|
|
Peer Median
|
0.62
|
--
|
--
|
--
|
--
|
EBIT Margin
3.95
Lower than Peers by 6.69
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
3.95
|
-3.59
|
0.62
|
-4.02
|
-14.24
|
|
Peer Median
|
10.64
|
--
|
--
|
--
|
--
|
Net Margin
3.60
Lower than Peers by 3.21
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
3.60
|
-3.79
|
0.28
|
-4.62
|
-14.70
|
|
Peer Median
|
6.80
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
42.82
Higher than Peers by 35.11
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
42.82
|
0.28
|
0.57
|
0.42
|
1.15
|
|
Peer Median
|
7.70
|
--
|
--
|
--
|
--
|
EBIT Growth
574.33
Higher than Peers by 562.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
574.33
|
-834.68
|
124.26
|
59.89
|
-3.82
|
|
Peer Median
|
11.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
440.25
Higher than Peers by 424.18
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
440.25
|
-1,842.49
|
109.39
|
55.35
|
-5.88
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
283.19
Higher than Peers by 264.38
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
283.19
|
-17.35
|
1.08
|
0.58
|
-0.03
|
|
Peer Median
|
18.81
|
--
|
--
|
--
|
--
|
Book Value Growth
43.57
Higher than Peers by 29.51
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
43.57
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.06
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.21
Lower than Peers by 0.34
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
0.21
|
0.44
|
0.30
|
0.37
|
0.33
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.08
Lower than Peers by 1.73
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
1.08
|
0.95
|
0.90
|
-11.82
|
1.40
|
|
Peer Median
|
2.81
|
--
|
--
|
--
|
--
|
Quick Ratio
1.08
Lower than Peers by 4.32
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
1.08
|
--
|
--
|
-29.25
|
1.79
|
|
Peer Median
|
5.40
|
--
|
--
|
--
|
--
|
Interest Coverage
33.68
Higher than Peers by 28.02
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
33.68
|
-23.86
|
2.41
|
-9.58
|
-25.97
|
|
Peer Median
|
5.66
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
2.48
Lower than Peers by 46.22
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
2.48
|
3.78
|
3.44
|
8.43
|
28.10
|
|
Peer Median
|
48.71
|
--
|
--
|
--
|
--
|
Asset Turnover
0.98
Higher than Peers by 0.86
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
0.98
|
2.10
|
2.17
|
1.44
|
1.05
|
|
Peer Median
|
0.12
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
11.84
|
16.12
|
51.51
|
97.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
--
|
-152.15
|
-165.74
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
23.67
|
60.40
|
94.10
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
--
|
-196.43
|
-208.33
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
24.80
Higher than Peers by 5.23
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
24.80
|
-9.18
|
140.49
|
-7.67
|
-0.87
|
|
Peer Median
|
19.57
|
--
|
--
|
--
|
--
|
Price / Book Value
4.49
Higher than Peers by 2.55
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
4.49
|
4.16
|
3.53
|
2.58
|
0.59
|
|
Peer Median
|
1.94
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.22
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
--
|
-1.30
|
19.27
|
0.78
|
3.72
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
9,951
Higher than Peers by 8,433
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Oscar Health Inc. Class A (OSCR)
|
9,951
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,517
|
--
|
--
|
--
|
--
|