Oscar Health Inc. Class A (OSCR) Financials

$29.31

$-0.34 (-1.15%)

As on 29-Sep-2026 13:42EDT

Market cap

$9,870 Mln

Revenue (TTM)

$15,319 Mln

P/E Ratio

24.8

P/B Ratio

4.9

Div. Yield

0 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	15,318.63	11,701.43	9,177.56	5,862.87	4,125.58	1,920.96
Cost of Revenue	8,436.26	10,019.03	7,332.59	4,643.03	--	--
Gross Profit	6,882.38	1,682.40	1,844.98	5,862.87	4,125.58	1,920.96
Operating Expenses	6,258.28	2,078.76	1,787.71	6,098.48	4,735.66	2,491.54
Operating Profit (EBIT)	624.10	-396.36	57.27	-235.62	-610.08	-570.58
Other Income	--	--	--	--	--	-21.38
Profit before Tax	589.81	-437.30	33.43	-267.30	-610.08	-570.58
Provision for Tax	38.88	5.61	7.31	3.29	-0.52	0.85
Profit after Tax (Net Income)	550.74	-443.15	25.43	-270.73	-606.28	-572.61
Minority Interest	-0.19	-0.25	-0.69	0.57	3.28	-1.18
Consolidated Profit	--	--	--	--	-606.28	-572.61

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	2,052.03	977.65	1,013.59	803.97	890.38	1,387.23
Minority Interest	-0.19	--	--	--	2.02	5.29
Non-Current Liabilities	482.10	482.09	360.84	2,970.64	668.12	315.74
Current Liabilities	8,689.50	4,862.59	3,171.70	-175.28	2,966.08	1,617.50
Total Liabilities	19,916.26	6,325.41	4,840.50	3,601.48	4,526.60	3,321.65

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	1,853.58	1,712.01	1,995.32	1,529.90	384.01	555.65
Current Assets	9,373.19	4,613.40	2,845.17	2,071.58	4,142.59	2,762.22
Total Assets	20,599.95	6,325.41	4,840.50	3,601.48	4,526.60	3,321.65
Total Debt*	431.63	430.10	299.56	298.78	298.00	297.42
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	1,094.85	978.19	-272.16	380.35	-181.75
Cash Flow from Investing Activities	--	-241.06	-1,387.43	577.19	-226.52	-774.52
Cash from Financing Activities	--	399.21	68.39	6.45	301.11	1,238.71
Net Cash Inflow / Outflow	--	--	--	--	454.94	282.45

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	1.37	-1.56	0.10	-1.19	-2.82	-2.73
Cash EPS ($)	--	-1.46	0.22	-1.07	-2.75	-2.66
Adjusted Book Value ($)	--	3.45	3.81	3.54	4.14	6.61
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	3.87	3.68	-1.20	1.77	-0.87
Free Cash Flow per Share ($)	--	3.74	3.57	-1.31	1.63	-0.99

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	-32.57	2.11	-23.63	-42.20	-215.57
ROE (%)	36.34	-44.51	2.80	-31.96	-53.24	-1,253.85
ROA (%)	3.52	-7.94	0.60	-6.66	-15.45	-20.47
EBIT Margin (%)	3.95	-3.59	0.62	-4.02	-14.24	-29.46
Net Margin (%)	3.60	-3.79	0.28	-4.62	-14.70	-30.14
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	42.82	0.28	0.57	0.42	1.15	2.26
EBIT Growth (%)	574.33	-834.68	124.26	59.89	-3.82	-40.67
Net Profit Growth (%)	440.25	-1,842.49	109.39	55.35	-5.88	-40.75
EPS Growth (%)	283.19	-17.35	1.08	0.58	-0.03	0.80
Book Value Growth (%)	43.57	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	24.79	-9.18	140.49	-7.67	-0.87	-2.88
Price / Book Value	4.86	4.16	3.53	2.58	0.59	1.19
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	-1.30	19.27	0.78	3.72	-0.46
Close Price ($)	28.52	14.37	13.44	9.15	2.46	7.85
High Price ($)	30.66	23.80	23.79	9.89	10.53	37.00
Low Price ($)	10.69	11.20	8.44	2.35	2.05	7.51
Market Cap ($ Cr)	9,870.47	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.21	0.44	0.30	0.37	0.33	0.21
Short term debt to equity ratio	--	--	--	--	--	--
Current Ratio	1.08	0.95	0.90	-11.82	1.40	1.71
Quick Ratio	1.08	--	--	-29.25	1.79	2.09
Interest Coverage	33.68	-23.86	2.41	-9.58	-25.97	-119.89

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	2.48	3.78	3.44	8.43	28.10	54.30
Asset Turnover	0.98	2.10	2.17	1.44	1.05	0.69
Receivable days	--	11.84	16.12	51.51	97.49	108.33
Inventory Days	--	--	-152.15	-165.74	--	--
Payable days	--	23.67	60.40	94.10	--	--
Cash Conversion Cycle	--	--	-196.43	-208.33	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)