Capitol Federal Financial (CFFN) Key Ratios
$8.86
As on 16-Sep-2026 16:00EDT
Market cap
$1,088 Mln
Revenue (TTM)
$435 Mln
P/E Ratio
13.6
P/B Ratio
1.1
Div. Yield
3.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -4.45 | 0.83 | 6.30 | 11.69 | 5.35 |
| EBIT | 16.60 | 35.17 | 29.52 | -8.17 | 0.59 |
| Net Profit | 16.98 | 28.22 | 35.20 | -6.96 | 1.06 |
| EPS | 19.46 | 34.44 | 38.19 | 14.57 | 3.19 |
| Book Value | -- | -- | 1.41 | -0.08 | -2.89 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Sep-25 | Sep-24 |
| EBIT-Margin
| -- | -- | 23.58 | 19.89 | 14.26 |
| Net Margin
| -- | -- | 19.04 | -- | -- |
| Return on equity
| -- | -- | 8.03 | 6.54 | 3.68 |
| Return on Capital
| -- | -- | -- | 2.19 | 1.07 |
| Return on Assets
| -- | -- | 0.58 | 0.70 | 0.39 |
| Debt to Equity (x)
| -- | -- | 1.60 | 1.86 | 2.11 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
2.19
|
1.07
|
-2.85
|
-3.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.03
Lower than Peers by 1.91
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
8.03
|
6.54
|
3.68
|
-9.54
|
-9.50
|
|
Peer Median
|
9.95
|
--
|
--
|
--
|
--
|
ROA
0.58
Lower than Peers by 0.41
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
0.58
|
0.70
|
0.39
|
-1.03
|
-1.03
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
23.58
Higher than Peers by 2.38
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
23.58
|
19.89
|
14.26
|
257.03
|
-74.85
|
|
Peer Median
|
21.20
|
--
|
--
|
--
|
--
|
Net Margin
19.04
Lower than Peers by 1.49
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
19.04
|
16.30
|
10.02
|
406.09
|
-54.76
|
|
Peer Median
|
20.53
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
6.30
Lower than Peers by 4.62
Year on year growth in net sales
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
6.30
|
0.10
|
1.04
|
-1.11
|
-0.38
|
|
Peer Median
|
10.92
|
--
|
--
|
--
|
--
|
EBIT Growth
29.52
Higher than Peers by 41.06
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
29.52
|
53.45
|
138.94
|
-160.02
|
-229.62
|
|
Peer Median
|
-11.54
|
--
|
--
|
--
|
--
|
Net Profit Growth
35.20
Higher than Peers by 28.61
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
35.20
|
78.97
|
137.39
|
-220.31
|
-220.37
|
|
Peer Median
|
6.59
|
--
|
--
|
--
|
--
|
EPS Growth
38.19
Higher than Peers by 32.87
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
38.19
|
0.79
|
1.38
|
--
|
-2.23
|
|
Peer Median
|
5.32
|
--
|
--
|
--
|
--
|
Book Value Growth
2.36
Lower than Peers by 6.46
Year on year growth in book value per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
2.36
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.82
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.60
Higher than Peers by 1.40
Total debt / Net worth
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
1.60
|
1.86
|
2.11
|
2.78
|
2.28
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.12
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
0.12
|
0.41
|
0.63
|
0.99
|
0.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
66.42
Higher than Peers by 66.14
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
66.42
|
0.17
|
0.18
|
0.06
|
0.27
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
66.42
Higher than Peers by 66.09
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
66.42
|
--
|
--
|
0.12
|
0.32
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.48
Lower than Peers by 0.30
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
1.48
|
0.38
|
0.25
|
-0.31
|
-0.67
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
1,877.13
Higher than Peers by 1,870.09
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
1,877.13
|
0.05
|
0.09
|
-34.10
|
4.60
|
|
Peer Median
|
7.03
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
0.03
|
0.04
|
0.04
|
0.00
|
0.02
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
0.25
|
4.28
|
-71.51
|
9.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
--
|
-491.96
|
-334.86
|
-290.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
--
|
--
|
12,243.91
|
10,605.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
--
|
--
|
-12,650.28
|
-10,885.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.57
Higher than Peers by 0.73
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
13.57
|
12.14
|
19.96
|
--
|
-6.25
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.06
Lower than Peers by 0.27
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
1.06
|
0.79
|
0.74
|
--
|
0.61
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
3.86
Higher than Peers by 1.44
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
3.86
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.42
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
--
|
18.26
|
29.69
|
17.80
|
-10.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,088
Higher than Peers by 797
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Oct-23
|
Sep-23
|
|---|---|---|---|---|---|
|
Capitol Federal Financial (CFFN)
|
1,088
|
--
|
--
|
--
|
--
|
|
Peer Median
|
292
|
--
|
--
|
--
|
--
|