Equitas SF Bank Peer Comparison

NSE: EQUITASBNK | BSE: 543243

₹65.13

₹0.49 (0.76%)

As on 28-Oct-2026IST

Market cap

₹7,443 Cr

Revenue (TTM)

₹7,106 Cr

P/E Ratio

14.6

P/B Ratio

1.2

Div. Yield

0 %

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	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Market cap (₹ Cr)	7,443	10,616	4,032	2,089	2,125
Interest Income (₹ Cr)	7,106	7,809	5,930	3,381	3,807
Net Interest Income (₹ Cr)	3,635.01	4,529.12	3,011.33	1,497.01	1,898.22
NIM (%)	7.24	8.40	7.50	6.10	7.90
RoA (%)	0.90	2.05	1.03	-3.32	-0.02
Price to Earnings	14.58	9.24	8.49	--	--
Price-To-Book	1.19	1.43	0.84	0.78	1.14

Income Statement (₹ Cr)

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Interest Earned	7,105.77	7,808.56	5,930.03	3,381.44	3,806.72
Other Income	1,036.96	1,153.77	966.13	412.03	864.16
Total Income	8,142.74	8,962.33	6,896.16	3,793.47	4,670.88
Interest Expended	3,470.76	3,279.44	2,918.70	1,884.43	1,908.50
Operating Expenses	3,317.04	3,586.74	2,649.39	1,880.76	1,826.34
Operating Profit before Prov. & Cont.	1,264.97	1,710.13	1,165.66	56.35	711.97
Provisions and Contingencies	685.25	569.48	852.96	1,261.43	948.22
Profit Before Tax	128.13	911.03	326.43	-1,506.62	-228.40
Taxes	159.23	377.39	0.00	-287.74	-7.08
Profit after Tax	510.45	1,149.28	475.11	-945.42	-5.10
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	510.45	1,149.28	475.11	-945.42	-5.10

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Shareholder's Funds	6,124.83	7,531.91	4,920.65	2,775.60	1,786.53
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	46,533.09	50,643.01	38,220.80	21,653.98	25,850.16
Borrowings	5,772.55	3,025.53	5,247.91	2,829.44	2,752.74
Other Liabilities & Provisions	2,179.89	1,434.84	1,725.62	1,610.05	478.55
Total Liabilities	60,610.36	57,541.21	47,447.73	28,869.07	30,867.98

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Cash and Balance with Reserve Bank of India	5,563.29	2,911.01	3,051.64	1,692.15	1,113.71
Balances with Banks and Money at Call	103.00	70.84	282.78	629.08	60.82
Investments	10,148.83	13,125.76	10,062.07	6,914.05	6,399.11
Advances	42,751.29	44,753.26	35,445.41	18,069.59	21,594.22
Net Block	526.56	457.27	190.68	332.70	226.16
Other Assets	1,328.67	1,239.99	1,026.48	1,106.38	1,184.14
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	60,610.36	57,541.21	47,447.73	28,869.07	30,867.98

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Cash From Operating Activities	-3,315.83	1,843.20	593.64	780.69	-1,960.29
Cash Flow from Investing Activities	-185.42	-2,480.67	-4,132.66	-3,308.58	-191.67
Cash from Financing Activities	3,641.25	911.35	1,640.54	1,412.49	1,347.37
Net Cash Inflow / Outflow	140.00	273.88	-1,898.47	-1,115.39	-804.59

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Yield on Advances	15.89	17.43	15.82	18.70	16.38
Yield on Investments	8.45	7.23	5.60	6.41	7.71
Interest Spread	9.39	11.24	9.14	10.93	9.96
NIM (%)	7.24	8.40	7.50	6.10	7.90
ROE (%)	8.52	16.02	10.12	-36.58	-0.29
ROA (%)	0.90	2.05	1.03	-3.32	-0.02
Cost to Income Ratio	71.67	65.65	67.76	97.05	71.64

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Revenue Growth (%)	10.00	20.77	21.12	-8.11	3.91
EBIT Growth (%)	-5.19	1.24	-1.87	-94.40	27.80
Net Profit Growth (%)	598.15	175.64	15.58	-167.69	99.23
EPS Growth (%)	597.90	174.26	15.07	-103.30	99.17
Book Value Growth (%)	0.82	18.40	10.98	-42.22	-8.48

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Price / Earnings	14.58	9.24	8.49	-2.21	-416.60
Price / Book Value	1.19	1.43	0.84	0.78	1.14
Dividend Yield (%)	0.00	0.00	0.00	0.00	0.00
EV/EBITDA	23.74	11.58	19.26	-6.77	51.51
Market Cap (₹ Cr)	5,896.04	9,816.32	3,788.22	1,818.80	1,026.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.