Equitas SF Bank Peer Comparison

NSE: EQUITASBNK | BSE: 543243

₹53.59

₹-3.58 (-6.26%)

As on 30-Oct-2026IST

Market cap

₹6,112 Cr

Revenue (TTM)

₹7,554 Cr

P/E Ratio

8.7

P/B Ratio

0.9

Div. Yield

0 %

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	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Market cap (₹ Cr)	6,112	10,390	3,941	2,190	1,434
Interest Income (₹ Cr)	7,554	7,809	5,930	4,162	2,471
Net Interest Income (₹ Cr)	3,887.05	4,529.12	3,011.33	2,177.41	1,277.86
NIM (%)	--	8.40	7.50	--	--
RoA (%)	1.14	2.05	1.03	0.91	1.25
Price to Earnings	8.68	9.04	8.29	8.09	6.03
Price-To-Book	0.93	1.40	0.82	1.08	0.65

Income Statement (₹ Cr)

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Interest Earned	7,554.42	7,808.56	5,930.03	4,161.61	2,470.68
Other Income	1,099.53	1,153.77	966.13	932.33	445.56
Total Income	8,653.95	8,962.33	6,896.16	5,093.94	2,916.24
Interest Expended	3,667.37	3,279.44	2,918.70	1,984.20	1,192.82
Operating Expenses	3,469.84	3,586.74	2,649.39	1,904.56	1,243.38
Operating Profit before Prov. & Cont.	1,264.97	1,710.13	1,165.66	711.97	384.06
Provisions and Contingencies	593.21	569.48	852.96	847.44	160.46
Profit Before Tax	128.13	911.03	326.43	-228.40	199.57
Taxes	219.17	377.39	0.00	86.86	81.57
Profit after Tax	704.36	1,149.28	475.11	270.88	238.01
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	704.36	1,149.28	475.11	270.88	238.01

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Shareholder's Funds	6,553.15	7,531.91	4,920.65	2,027.20	2,217.66
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	52,482.72	50,643.01	38,220.80	28,465.63	16,183.72
Borrowings	6,885.81	3,025.53	5,247.91	1,783.67	2,531.95
Other Liabilities & Provisions	2,524.78	1,434.84	1,725.62	413.16	509.73
Total Liabilities	60,610.36	57,541.21	47,447.73	30,867.98	19,883.96

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Cash and Balance with Reserve Bank of India	6,028.71	2,911.01	3,051.64	872.85	1,332.84
Balances with Banks and Money at Call	938.26	70.84	282.78	186.13	218.94
Investments	12,246.50	13,125.76	10,062.07	6,369.93	4,418.16
Advances	46,751.47	44,753.26	35,445.41	23,334.94	14,558.59
Net Block	526.56	457.27	190.68	226.16	293.17
Other Assets	1,506.57	1,239.99	1,026.48	1,339.35	614.45
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	60,610.36	57,541.21	47,447.73	30,867.98	19,883.96

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Cash From Operating Activities	-3,315.83	1,843.20	593.64	-1,960.29	652.33
Cash Flow from Investing Activities	-185.42	-2,480.67	-4,132.66	-191.67	-791.57
Cash from Financing Activities	3,641.25	911.35	1,640.54	1,347.37	412.13
Net Cash Inflow / Outflow	140.00	273.88	-1,898.47	-804.59	272.90

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Yield on Advances	15.89	17.43	15.82	16.38	16.77
Yield on Investments	8.45	7.23	5.60	7.71	6.16
Interest Spread	9.39	11.24	9.14	9.96	10.57
NIM (%)	0.00	8.40	7.50	0.00	0.00
ROE (%)	11.11	16.02	10.12	14.21	11.08
ROA (%)	1.14	2.05	1.03	0.91	1.25
Cost to Income Ratio	71.67	65.65	67.76	71.64	73.67

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Revenue Growth (%)	15.83	20.77	21.12	19.31	25.21
EBIT Growth (%)	-5.19	1.24	-1.87	27.80	-1.32
Net Profit Growth (%)	872.17	175.64	15.58	145.82	264.99
EPS Growth (%)	871.17	174.26	15.07	145.76	264.97
Book Value Growth (%)	0.82	18.40	10.98	-8.48	7.99

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	ESAF SF Bank	Suryoday Small
Price / Earnings	8.68	9.04	8.29	8.08	6.03
Price / Book Value	0.93	1.40	0.82	1.08	0.65
Dividend Yield (%)	0.00	0.00	0.00	0.00	1.11
EV/EBITDA	14.90	11.34	19.01	13.81	71.29
Market Cap (₹ Cr)	5,896.04	9,816.32	3,788.22	1,026.13	1,262.26

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.