Equitas SF Bank Peer Comparison

NSE: EQUITASBNK | BSE: 543243

₹73.29

₹0.25 (0.34%)

As on 04-Sep-2026 14:34IST

Market cap

₹8,414 Cr

Revenue (TTM)

₹7,106 Cr

P/E Ratio

16.5

P/B Ratio

1.3

Div. Yield

0 %

Edit

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Market cap (₹ Cr)	8,414	12,523	5,637	2,621	2,138
Interest Income (₹ Cr)	7,106	7,338	5,648	3,381	3,807
Net Interest Income (₹ Cr)	3,635.01	4,202.39	2,811.29	1,497.01	1,898.22
NIM (%)	7.24	8.50	7.50	6.10	7.90
RoA (%)	0.90	1.72	0.88	-3.32	-0.02
Price to Earnings	16.48	13.82	14.84	--	--
Price-To-Book	1.35	1.78	1.23	0.98	1.15

Income Statement (₹ Cr)

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Interest Earned	6,794.24	6,931.45	4,709.79	3,378.78	3,537.18
Other Income	1,073.55	1,107.52	775.86	430.97	811.05
Total Income	7,867.78	8,038.97	5,485.65	3,809.75	4,348.23
Interest Expended	3,403.07	3,060.44	2,316.66	1,902.04	1,837.44
Operating Expenses	3,199.75	3,268.39	1,942.63	1,851.36	1,798.82
Operating Profit before Prov. & Cont.	1,264.97	1,710.13	1,226.37	56.35	711.97
Provisions and Contingencies	1,136.84	799.10	752.69	1,562.97	940.38
Profit Before Tax	128.13	911.03	473.68	-1,506.62	-228.40
Taxes	25.05	218.40	-27.74	-355.64	-62.00
Profit after Tax	103.08	692.63	501.42	-1,150.98	-166.40
Minority Interest	--	--	--	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	103.08	692.63	501.42	-1,150.98	-166.40

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Shareholder's Funds	6,124.83	6,815.68	4,118.35	2,775.60	1,786.54
Minority Interest	--	--	--	--	--
Deposits	46,533.09	45,668.33	29,119.78	21,653.98	25,850.16
Borrowings	5,772.55	3,736.01	3,866.82	2,829.44	2,752.74
Other Liabilities & Provisions	2,179.89	1,321.18	1,358.67	1,610.05	478.55
Total Liabilities	60,610.36	57,541.21	38,463.62	28,869.07	30,867.98

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Cash and Balance with Reserve Bank of India	5,563.29	3,109.67	2,816.06	1,692.14	1,113.71
Balances with Banks and Money at Call	103.00	334.00	1,643.26	629.08	60.82
Investments	10,148.83	12,724.25	5,944.58	6,914.05	6,399.11
Advances	42,751.29	39,760.55	27,155.48	18,069.59	21,594.23
Net Block	526.56	457.27	149.96	332.70	226.16
Other Assets	1,328.67	1,119.67	751.06	1,106.38	1,184.14
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	60,610.36	57,541.21	38,463.62	28,869.07	30,867.98

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Cash From Operating Activities	-3,315.83	1,843.20	4,073.25	780.69	-1,960.29
Cash Flow from Investing Activities	-185.42	-2,480.67	-321.02	-3,308.58	-191.67
Cash from Financing Activities	3,641.25	911.35	-1,331.44	1,412.49	1,347.37
Net Cash Inflow / Outflow	140.00	273.88	2,420.79	-1,115.39	-804.59

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Yield on Advances	15.89	17.43	17.34	18.70	16.38
Yield on Investments	8.45	7.23	6.73	6.41	7.71
Interest Spread	9.39	11.24	10.32	10.93	9.96
NIM (%)	5.79	6.92	6.37	5.41	5.83
ROE (%)	1.71	10.90	13.10	-40.73	-8.93
ROA (%)	0.18	1.32	1.41	-4.04	-0.57
Cost to Income Ratio	71.67	65.65	61.30	97.05	71.64

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Revenue Growth (%)	7.64	9.08	17.34	-10.26	-8.30
EBIT Growth (%)	-5.19	1.24	2.77	-94.40	27.80
Net Profit Growth (%)	-29.90	-4.61	-25.11	-4,956.35	68.08
EPS Growth (%)	-29.97	-4.99	-25.44	-3,642.11	68.10
Book Value Growth (%)	0.82	12.04	14.72	-7.16	-8.48

	Equitas SF Bank	Ujjivan SF Bank	Jana SF Bank	Utkarsh SF Bank	ESAF SF Bank
Price / Earnings	57.20	14.17	8.52	0.00	0.00
Price / Book Value	0.97	1.46	1.04	0.67	0.58
Dividend Yield (%)	0.00	0.00	0.00	0.00	0.00
EV/EBITDA	9.22	7.92	6.64	82.49	5.31
Market Cap (₹ Cr)	5,896.04	9,816.32	4,272.73	1,818.80	1,026.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.