Equitas SF Bank Key Ratios
NSE: EQUITASBNK | BSE: 543243
₹72.06
As on 09-Sep-2026 09:24IST
Market cap
₹8,291 Cr
Revenue (TTM)
₹7,106 Cr
P/E Ratio
16.2
P/B Ratio
1.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 6.76 | 18.89 | 10.00 | 16.66 | 16.63 |
| Interest Expended | 8.71 | 7.84 | 7.66 | 25.21 | 19.28 |
| Net Interest Income | 5.05 | 31.03 | 12.33 | 10.32 | 14.41 |
| EPS | -13.87 | 181.81 | 597.88 | -7.86 | 7.98 |
| Book Value | -- | -- | 0.72 | 4.64 | 12.26 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.96 | 1.29 | 0.71 | 0.72 | 0.98 |
| Net Interest Margin
| 6.41 | 6.93 | 7.24 | 5.79 | 6.37 |
| Net Margin
| 5.35 | 6.99 | 6.27 | 1.31 | 2.04 |
| Return on equity
| 6.20 | 7.63 | 8.52 | 1.71 | 2.46 |
| Return on Assets
| 0.82 | 1.08 | 0.90 | 0.18 | 0.30 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
--
|
1,010.45
|
453.74
|
681.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
15.89
|
17.43
|
17.72
|
16.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
8.45
|
8.53
|
7.10
|
5.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
9.39
|
10.67
|
11.37
|
10.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
7.24
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
7.24
|
5.79
|
6.37
|
7.06
|
7.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.52
Lower than Peers by 0.31
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
8.52
|
1.71
|
2.46
|
14.42
|
12.21
|
|
Peer Median
|
8.83
|
7.63
|
20.17
|
--
|
--
|
ROA
0.90
Lower than Peers by 0.18
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
0.90
|
0.18
|
0.30
|
1.99
|
1.85
|
|
Peer Median
|
1.08
|
0.76
|
1.99
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
71.67
|
67.95
|
64.49
|
63.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
10.00
Lower than Peers by 6.66
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
10.00
|
7.64
|
15.04
|
31.83
|
20.30
|
|
Peer Median
|
16.66
|
14.72
|
17.34
|
--
|
--
|
EBIT Growth
1.21
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
1.21
|
-5.19
|
-3.13
|
17.12
|
34.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
12.33
Higher than Peers by 35.25
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
12.33
|
-29.90
|
-81.59
|
39.29
|
104.32
|
|
Peer Median
|
-22.91
|
71.50
|
-46.76
|
--
|
--
|
EPS Growth
597.88
Higher than Peers by 637.05
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
597.88
|
-29.97
|
-81.67
|
36.30
|
130.35
|
|
Peer Median
|
-39.16
|
70.85
|
-46.80
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
0.82
|
1.48
|
15.05
|
21.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
16.24
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
16.24
|
57.20
|
42.63
|
13.13
|
12.99
|
|
Peer Median
|
16.24
|
16.24
|
25.43
|
--
|
--
|
Price / Book Value
1.33
Higher than Peers by 0.08
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
1.33
|
0.97
|
1.04
|
1.77
|
1.45
|
|
Peer Median
|
1.25
|
1.25
|
1.26
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
--
|
--
|
--
|
1.08
|
1.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
6.27
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
6.27
|
9.22
|
6.30
|
8.91
|
8.86
|
|
Peer Median
|
--
|
-7.55
|
44.78
|
--
|
--
|
Market Cap
8,291
Higher than Peers by 2,576
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Equitas SF Bank
|
8,291
|
5,896
|
6,269
|
10,487
|
7,449
|
|
Peer Median
|
5,715
|
5,715
|
5,191
|
--
|
--
|