Equitas SF Bank Financials

NSE: EQUITASBNK | BSE: 543243

₹74.09

₹1.96 (2.72%)

As on 18-Sep-2026IST

Market cap

₹8,417 Cr

Revenue (TTM)

₹7,106 Cr

P/E Ratio

16.5

P/B Ratio

1.3

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Interest Earned	7,105.77	6,794.24	6,311.73	5,486.40	4,161.88	3,459.67
Other Income	1,036.96	1,073.55	911.49	798.67	669.59	537.56
Total Income	8,142.74	7,867.78	7,223.21	6,285.07	4,831.46	3,997.23
Interest Expended	3,470.76	3,403.07	3,060.11	2,406.64	1,617.15	1,421.13
Operating Expenses	3,317.04	3,199.75	2,828.83	2,501.07	2,038.30	1,704.15
Operating Profit before Prov. & Cont.	1,354.93	1,264.97	1,334.27	1,377.36	1,176.01	871.95
Provisions and Contingencies	685.25	1,136.84	1,135.42	314.23	407.20	493.84
Profit Before Tax	669.69	128.13	198.85	1,063.13	768.81	378.11
Taxes	159.23	25.05	51.80	264.17	195.22	97.38
Profit after Tax	510.45	103.08	147.05	798.96	573.59	280.73
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	510.45	103.08	147.05	798.96	573.59	280.73

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	6,124.83	6,124.83	6,072.52	5,968.70	5,157.95	4,246.17
Minority Interest	--	--	--	--	--	--
Deposits	46,533.09	46,533.09	43,102.31	36,129.20	25,348.48	18,950.80
Borrowings	5,772.55	5,772.55	2,136.99	1,787.53	2,973.76	2,616.40
Other Liabilities & Provisions	2,179.89	2,179.89	1,523.81	1,418.44	1,477.94	1,134.26
Total Liabilities	60,610.36	60,610.36	52,835.63	45,303.87	34,958.13	26,947.62

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash and Balance with Reserve Bank of India	5,563.29	5,563.29	4,954.11	3,500.35	1,173.91	2,076.99
Balances with Banks and Money at Call	103.00	103.00	582.19	78.60	70.35	55.52
Investments	10,148.83	10,148.83	9,288.69	9,065.27	6,664.56	4,449.85
Advances	42,751.29	42,751.29	36,208.89	30,964.30	25,798.56	19,374.21
Net Block	715.29	715.28	695.70	604.73	379.13	200.44
Other Assets	1,328.67	1,328.67	1,106.06	1,090.62	871.62	790.61
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	60,610.36	60,610.36	52,835.63	45,303.87	34,958.13	26,947.62

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-3,315.83	1,936.82	3,833.54	-997.67	159.47
Cash Flow from Investing Activities	--	-185.42	-238.67	-359.73	-261.26	-89.09
Cash from Financing Activities	--	3,641.25	259.20	-1,210.22	60.11	-1,316.57
Net Cash Inflow / Outflow	--	140.00	1,957.35	2,263.59	-1,198.81	-1,246.19

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	4.46	0.90	1.29	7.04	5.16	2.24
Cash EPS (₹)	4.46	2.36	2.59	8.22	5.93	2.84
Adjusted Book Value (₹)	54.64	53.15	52.78	52.23	46.39	33.90
Dividend per Share (₹)	--	--	--	1.00	1.00	--
Cash Flow per Share (₹)	--	-29.06	16.99	33.78	-8.98	1.27
Free Cash Flow per Share (₹)	--	-32.77	12.73	29.59	-18.09	-5.65

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Yield on Advances	--	15.89	17.43	17.72	16.13	17.86
Yield on Investments	--	8.45	8.53	7.10	5.06	6.49
Interest Spread	--	9.39	10.67	11.37	10.42	11.27
NIM (%)	7.24	5.79	6.37	7.06	7.55	7.85
ROE (%)	8.52	1.71	2.46	14.42	12.21	7.35
ROA (%)	0.90	0.18	0.30	1.99	1.85	1.09
Cost to Income Ratio	--	71.67	67.95	64.49	63.41	66.15

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	10.00	7.64	15.04	31.83	20.30	8.30
EBIT Growth (%)	1.21	-5.19	-3.13	17.12	34.87	-1.65
Net Profit Growth (%)	12.33	-29.90	-81.59	39.29	104.32	-26.94
EPS Growth (%)	597.88	-29.97	-81.67	36.30	130.35	-33.52
Book Value Growth (%)	--	0.82	1.48	15.05	21.38	24.98

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	16.49	57.20	42.63	13.13	12.99	22.81
Price / Book Value	1.35	0.97	1.04	1.77	1.45	1.51
Dividend Yield (%)	--	--	--	1.08	1.49	--
EV/EBITDA	6.37	9.22	6.30	8.91	8.86	10.35
Close Price (₹)	75.41	51.73	54.98	92.55	67.10	51.10
High Price (₹)	80.17	73.42	107.80	116.50	77.90	76.80
Low Price (₹)	50.00	50.00	54.41	63.21	37.45	44.75
Market Cap (₹ Cr)	8,417.34	5,896.04	6,269.44	10,487.26	7,448.51	6,404.12

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)