Utkarsh Small Finance Bank Ltd.
NSE: UTKARSHBNK | BSE: 543942
₹14.45
₹-0.46
(-3.09%)
As on 22-Jul-2026IST
Market cap
₹2,571 Cr
Revenue (TTM)
₹3,379 Cr
P/E Ratio
--
P/B Ratio
0.9
Div. Yield
0 %
Quality Score
5/10
Growth Score
4/10
Valuation Score
8/10
Momentum Score
4/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹-1,151 Cr
-
ROE
-40.7 %
-
ROCE
-24 %
-
Industry P/E
28.48
-
EV/EBITDA
65.8
-
Debt to Equity
1
-
Book Value
₹15.3
-
EPS
₹-6.5
-
Face value
10
-
Shares outstanding
1,779,523,684
10 Years Aggregate
CFO
₹6,720.29 Cr
EBITDA
₹-2,004.72 Cr
Net Profit
₹170.58 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
| -2.5 | -2.3 | 2.6 | -25.8 | -29.2 | -- | -- |
|
BSE Bankex
| -2.2 | -0.4 | 0.2 | 2.0 | 7.5 | 10.7 | 11.7 |
|
Company
|
2025
|
2024
|
|---|---|---|
|
Utkarsh SF Bank
| -49.3 | -36.3 |
|
BSE Small Cap
| -6.6 | 29.0 |
|
BSE Bankex
| 15.6 | 6.1 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
|
14.5 | 2,571.4 | 3,378.8 | -1,151.0 | -11.1 | -40.7 | -- | 0.9 |
| 980.2 | 73,463.5 | 18,636.3 | 2,641.3 | 11.3 | 13.8 | 27.8 | 3.7 | |
| 173.5 | 27,936.5 | 21,844.1 | 1,353.3 | 13.5 | 5.4 | 20.6 | 1.1 | |
| 300.7 | 1,368.5 | 1,048.6 | 141.4 | 11.0 | 10.2 | 9.7 | 0.9 | |
| 79.0 | 9,040.2 | 6,794.2 | 103.1 | 2.8 | 1.7 | 87.7 | 1.5 | |
| 35.7 | 1,835.4 | 3,537.2 | -166.4 | -2.8 | -9.4 | -- | 1.0 | |
| 552.3 | 5,834.4 | 5,648.0 | 379.7 | 4.4 | 8.6 | 15.4 | 1.3 | |
| 355.5 | 54,973.8 | 14,735.8 | 899.1 | -2.9 | 5.5 | 61.1 | 1.3 | |
| 181.3 | 1,924.9 | 2,160.3 | 152.0 | 1.1 | 7.6 | 12.7 | 0.9 | |
| 65.1 | 12,659.6 | 6,931.5 | 692.6 | 8.7 | 10.9 | 18.3 | 1.9 |
Shareholding Pattern
View DetailsNews & Analysis
All News
IPO: Utkarsh Small Finance Bank
6 min read•By Hemkesh Khattar
About Utkarsh SF Bank
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers... savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Read more
-
Incorporated
2016
-
Chairman
Kshatrapati Shivaji
-
Managing Director
Govind Singh
-
Headquarters
Varanasi, Uttar Pradesh
-
Website
Looking for more details about Utkarsh Small Finance Bank Ltd.’s IPO? Explore our IPO Details page.
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Quarterly Updates
Annual Reports
Announcements
View AnnouncementsCall Option Notice For ISIN: INE735W08038
22-Jul-2026No News & Announcements are available.
FAQs for Utkarsh SF Bank
What is the current share price of Utkarsh Small Finance Bank Ltd Today?
The share price of Utkarsh Small Finance Bank Ltd is ₹14.45 (NSE) and ₹14.45 (BSE) as of 22-Jul-2026 IST. Utkarsh Small Finance Bank Ltd has given a return of -29.22% in the last 3 years.
What is the current PB & PE ratio of Utkarsh Small Finance Bank Ltd?
Since, TTM earnings of Utkarsh Small Finance Bank Ltd is negative, P/E ratio is not available.
The P/B ratio of Utkarsh Small Finance Bank Ltd is 0.95 times as on 22-Jul-2026, a 26 discount to its peers’ median range of 1.29 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2026
|
0.00
|
0.67
|
|
2025
|
86.92
|
0.83
|
|
2024
|
10.35
|
1.75
|
|
2023
|
0.00
|
0.00
|
|
2022
|
0.00
|
0.00
|
What is the 52 Week High and Low of Utkarsh Small Finance Bank Ltd?
The 52-week high and low of Utkarsh Small Finance Bank Ltd are Rs 22.03 and Rs 10.12 as of 23-Jul-2026.
What is the market cap of Utkarsh Small Finance Bank Ltd?
Utkarsh Small Finance Bank Ltd has a market capitalisation of ₹ 2,571 Cr as on 22-Jul-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in Utkarsh Small Finance Bank Ltd?
Before investing in Utkarsh Small Finance Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
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