Utkarsh Small Finance Bank Ltd.
NSE: UTKARSHBNK | BSE: 543942
₹13.29
₹-0.01
(-0.08%)
As on 19-May-2026IST
Market cap
₹2,365 Cr
Revenue (TTM)
₹3,379 Cr
P/E Ratio
--
P/B Ratio
0.9
Div. Yield
0 %
Quality Score
9/10
Growth Score
6/10
Valuation Score
8/10
Momentum Score
2/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹-1,151 Cr
-
ROE
0.8 %
-
ROCE
4 %
-
Industry P/E
27.54
-
EV/EBITDA
36.9
-
Debt to Equity
--
-
Book Value
₹15.6
-
EPS
₹-6.5
-
Face value
10
-
Shares outstanding
1,779,523,684
9 Years Aggregate
CFO
₹5,939.60 Cr
EBITDA
₹-67.14 Cr
Net Profit
₹1,321.56 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
| -10.3 | -3.6 | -3.5 | -35.4 | -- | -- | -- |
|
BSE Bankex
| -9.2 | -5.6 | -13.0 | -4.4 | 6.6 | 9.3 | 12.2 |
|
Company
|
2025
|
2024
|
|---|---|---|
|
Utkarsh SF Bank
| -49.3 | -36.3 |
|
BSE Small Cap
| -6.6 | 29.0 |
|
BSE Bankex
| 15.6 | 6.1 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
|
13.3 | 2,365.0 | 3,378.8 | -1,151.0 | -11.1 | -44.5 | -- | 0.9 |
| 971.9 | 72,744.6 | 18,636.3 | 2,641.3 | 11.3 | 13.8 | 27.5 | 3.6 | |
| 191.2 | 30,778.5 | 21,689.1 | 1,223.6 | 14.4 | 4.9 | 25.2 | 1.2 | |
| 277.6 | 1,263.9 | 1,048.6 | 141.4 | 11.0 | 9.9 | 8.9 | 0.9 | |
| 34.0 | 30,829.1 | 36,167.7 | 4,483.5 | 5.9 | 11.5 | 6.8 | 0.9 | |
| 68.0 | 7,763.8 | 6,794.2 | 103.1 | 2.8 | 1.7 | 75.3 | 1.3 | |
| 27.9 | 1,438.7 | 3,537.2 | -166.4 | -2.8 | -9.4 | -- | 0.8 | |
| 451.9 | 4,771.2 | 5,383.7 | 326.4 | 3.2 | 7.4 | 14.6 | 1.1 | |
| 162.6 | 1,728.8 | 2,160.3 | 152.0 | 1.1 | 7.5 | 11.4 | 0.8 | |
| 54.1 | 10,521.4 | 6,931.4 | 692.6 | 8.7 | 10.5 | 15.2 | 1.5 |
Shareholding Pattern
View DetailsNews & Analysis
All News
IPO: Utkarsh Small Finance Bank
6 min read•By Hemkesh Khattar
About Utkarsh SF Bank
Utkarsh Small Finance Bank Limited provides banking and financial services in India. The company offers savings account, and fixed, recurring, and tax saver fixed deposits; debit, credit, and other cards; home, LAP retail, personal, gold, and other... loans; life and general insurance; investment products; and remittance, bill payment, locker facility, overdraft facility against fixed deposits, ATM and branch banking, corporate net banking, and internet and mobile banking services. It also provides current, institutional, and escrow banking accounts; micro banking group, MSME, wholesale, micro banking business, commercial vehicle and construction equipment, and other loans; life, health, and general insurance; various investment products; and inward and outward remittance, bill payment, ATM, and internet and mobile banking services for business customers. The company was founded in 2009 and is based in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited. Read more
-
Incorporated
2016
-
Chairman
Parveen Kumar Gupta
-
Managing Director
Govind Singh
-
Headquarters
Varanasi, Uttar Pradesh
-
Website
Looking for more details about Utkarsh Small Finance Bank Ltd.’s IPO? Explore our IPO Details page.
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FAQs for Utkarsh SF Bank
What is the current share price of Utkarsh Small Finance Bank Ltd Today?
The share price of Utkarsh Small Finance Bank Ltd is ₹13.29 (NSE) and ₹13.29 (BSE) as of 19-May-2026 IST. Utkarsh Small Finance Bank Ltd has given a return of -35.42% in the last 1 years.
What is the current PB & PE ratio of Utkarsh Small Finance Bank Ltd?
Since, TTM earnings of Utkarsh Small Finance Bank Ltd is negative, P/E ratio is not available.
The P/B ratio of Utkarsh Small Finance Bank Ltd is 0.85 times as on 19-May-2026, a 21 discount to its peers’ median range of 1.08 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
102.37
|
0.83
|
|
2024
|
10.35
|
1.75
|
|
2023
|
0.00
|
0.00
|
|
2022
|
0.00
|
0.00
|
|
2021
|
0.00
|
0.00
|
What is the 52 Week High and Low of Utkarsh Small Finance Bank Ltd?
The 52-week high and low of Utkarsh Small Finance Bank Ltd are Rs 22.66 and Rs 10.12 as of 20-May-2026.
What is the market cap of Utkarsh Small Finance Bank Ltd?
Utkarsh Small Finance Bank Ltd has a market capitalisation of ₹ 2,365 Cr as on 19-May-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in Utkarsh Small Finance Bank Ltd?
Before investing in Utkarsh Small Finance Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
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