Utkarsh Small Finance Bank Ltd.
NSE: UTKARSHBNK | BSE: 543942
₹14.04
₹-0.21
(-1.47%)
As on 14-Aug-2026IST
Market cap
₹2,495 Cr
Revenue (TTM)
₹3,381 Cr
P/E Ratio
--
P/B Ratio
0.9
Div. Yield
0 %
Quality Score
5/10
Growth Score
4/10
Valuation Score
8/10
Momentum Score
5/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹-945 Cr
-
ROE
-40.7 %
-
ROCE
-24 %
-
Industry P/E
17.02
-
EV/EBITDA
128.5
-
Debt to Equity
1
-
Book Value
₹15.1
-
EPS
₹-5.3
-
Face value
10
-
Shares outstanding
1,779,523,684
10 Years Aggregate
CFO
₹6,720.29 Cr
EBITDA
₹-2,004.72 Cr
Net Profit
₹170.58 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
| -5.3 | -7.6 | 3.4 | -19.9 | -31.3 | -- | -- |
|
BSE Bankex
| -1.5 | -0.8 | 8.4 | 6.2 | 9.6 | 9.7 | 11.6 |
|
Company
|
2025
|
2024
|
|---|---|---|
|
Utkarsh SF Bank
| -49.3 | -36.3 |
|
BSE Small Cap
| -6.6 | 29.0 |
|
BSE Bankex
| 15.6 | 6.1 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Utkarsh SF Bank
|
14.0 | 2,494.9 | 3,381.4 | -945.4 | -11.3 | -36.6 | -- | 0.9 |
| 1,081.9 | 81,570.0 | 19,560.6 | 2,856.4 | 12.0 | 14.9 | 28.6 | 3.9 | |
| 285.7 | 1,297.1 | 1,089.7 | 150.7 | 11.5 | 10.3 | 8.6 | 0.9 | |
| 74.5 | 8,520.0 | 7,105.8 | 510.5 | 4.5 | 8.5 | 16.7 | 1.4 | |
| 38.6 | 2,020.2 | 3,806.7 | -5.1 | 1.9 | -0.3 | -- | 1.1 | |
| 577.8 | 6,102.5 | 5,648.0 | 379.7 | 4.4 | 8.6 | 16.1 | 1.3 | |
| 331.8 | 32,061.1 | 11,555.2 | 2,744.6 | 19.8 | 20.4 | 11.7 | 2.2 | |
| 385.0 | 59,756.7 | 14,735.8 | 899.1 | -2.9 | 5.5 | 66.5 | 1.4 | |
| 152.1 | 1,619.3 | 2,287.5 | 191.9 | 0.6 | 9.4 | 8.4 | 0.8 | |
| 72.5 | 14,113.3 | 7,337.5 | 906.0 | 10.7 | 13.8 | 15.6 | 2.0 |
Shareholding Pattern
View DetailsNews & Analysis
All News
IPO: Utkarsh Small Finance Bank
6 min read•By Hemkesh Khattar
About Utkarsh SF Bank
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers... savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Read more
-
Incorporated
2016
-
Chairman
Kshatrapati Shivaji
-
Managing Director
Govind Singh
-
Headquarters
Varanasi, Uttar Pradesh
-
Website
Looking for more details about Utkarsh Small Finance Bank Ltd.’s IPO? Explore our IPO Details page.
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FAQs for Utkarsh SF Bank
What is the current share price of Utkarsh Small Finance Bank Ltd Today?
The share price of Utkarsh Small Finance Bank Ltd is ₹14.04 (NSE) and ₹14.02 (BSE) as of 14-Aug-2026 IST. Utkarsh Small Finance Bank Ltd has given a return of -31.25% in the last 3 years.
What is the current PB & PE ratio of Utkarsh Small Finance Bank Ltd?
Since, TTM earnings of Utkarsh Small Finance Bank Ltd is negative, P/E ratio is not available.
The P/B ratio of Utkarsh Small Finance Bank Ltd is 0.93 times as on 14-Aug-2026, a 30 discount to its peers’ median range of 1.32 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2026
|
0.00
|
0.67
|
|
2025
|
86.92
|
0.83
|
|
2024
|
10.35
|
1.75
|
|
2023
|
0.00
|
0.00
|
|
2022
|
0.00
|
0.00
|
What is the 52 Week High and Low of Utkarsh Small Finance Bank Ltd?
The 52-week high and low of Utkarsh Small Finance Bank Ltd are Rs 22.03 and Rs 10.12 as of 14-Aug-2026.
What is the market cap of Utkarsh Small Finance Bank Ltd?
Utkarsh Small Finance Bank Ltd has a market capitalisation of ₹ 2,495 Cr as on 14-Aug-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in Utkarsh Small Finance Bank Ltd?
Before investing in Utkarsh Small Finance Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
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