Utkarsh Small Finance Bank Ltd.

Name: Utkarsh Small Finance Bank Ltd. Share Price Today, Stock Analysis
Brand: Utkarsh Small Finance Bank Ltd.

Stock Card

NSE: UTKARSHBNK | BSE: 543942

₹14.91

₹0.35 (2.40%)

As on 07-Sep-2026 10:59IST

Market cap

₹2,596 Cr

Revenue (TTM)

₹3,381 Cr

P/E Ratio

P/B Ratio

Div. Yield

0 %

Value Research Rating

Quality Score

5/10

Growth Score

4/10

Valuation Score

8/10

Momentum Score

5/10

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Utkarsh SF Bank Share Price

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High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 14.40 High: 14.98

52 Week Range

Low: 10.12 High: 22.03

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

₹-945 Cr
ROE

-40.7 %
ROCE

-24 %
Industry P/E

16.36
EV/EBITDA

132
Debt to Equity

1
Book Value

₹15.1
EPS

₹-5.3
Face value

10
Shares outstanding

1,779,523,684

10 Years Aggregate

CFO

₹6,720.29 Cr

EBITDA

₹-2,004.72 Cr

Net Profit

₹170.58 Cr

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Utkarsh SF Bank	0.6	3.8	18.7	-17.6	-28.5	--	--
BSE Bankex	-2.6	-2.1	5.0	6.7	9.1	9.1	10.6

As on 07-Sep-2026

Company	2025	2024
Utkarsh SF Bank	-49.3	-36.3
BSE Small Cap	-6.6	29.0
BSE Bankex	15.6	6.1

Financials

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Key Ratios

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Peers

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Company	Price (₹)	Market Cap (₹ Cr)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Utkarsh SF Bank	14.9	2,596.3	3,381.4	-945.4	-11.3	-36.6	--	1.0
AU Small Fin Bank	1,051.8	80,071.7	19,560.6	2,856.4	12.0	14.9	28	3.9
Capital SF Bank	283.5	1,273.9	1,089.7	150.7	11.5	10.3	8.5	0.9
Equitas SF Bank	72.7	8,350.7	7,105.8	510.5	4.5	8.5	16.4	1.3
ESAF SF Bank	41.3	2,151.7	3,806.7	-5.1	1.9	-0.3	--	1.2
Jana SF Bank	534.8	5,684.7	5,648.0	379.7	4.4	8.6	15	1.2
Karur Vysya Bank	345.4	33,738.3	11,555.2	2,744.6	19.8	20.4	12.3	2.3
RBL Bank	411.5	64,263.2	14,735.8	899.1	-2.9	5.5	71.5	1.5
Suryoday Small	151.2	1,615.7	2,287.5	191.9	0.6	9.4	8.4	0.8
Ujjivan SF Bank	64.0	12,554.5	7,337.5	906.0	10.7	13.8	13.9	1.8

Shareholding Pattern

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News & Analysis

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IPO: Utkarsh Small Finance Bank

6 min read•By Hemkesh Khattar

About Utkarsh SF Bank

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers... savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Read more

Incorporated

2016
Chairman

Kshatrapati Shivaji
Managing Director

Govind Singh
Headquarters

Varanasi, Uttar Pradesh
Website

www.utkarsh.bank.in

Looking for more details about Utkarsh Small Finance Bank Ltd.’s IPO? Explore our IPO Details page.

FAQs for Utkarsh SF Bank

What is the current share price of Utkarsh Small Finance Bank Ltd Today?

The share price of Utkarsh Small Finance Bank Ltd is ₹14.91 (NSE) and ₹14.94 (BSE) as of 07-Sep-2026 10:59 IST. Utkarsh Small Finance Bank Ltd has given a return of -28.53% in the last 3 years.

What is the current PB & PE ratio of Utkarsh Small Finance Bank Ltd?

Since, TTM earnings of Utkarsh Small Finance Bank Ltd is negative, P/E ratio is not available.
The P/B ratio of Utkarsh Small Finance Bank Ltd is 0.97 times as on 04-Sep-2026, a 22 discount to its peers’ median range of 1.24 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2026	0.00	0.67
2025	86.92	0.83
2024	10.35	1.75
2023	0.00	0.00
2022	0.00	0.00

What is the 52 Week High and Low of Utkarsh Small Finance Bank Ltd?

The 52-week high and low of Utkarsh Small Finance Bank Ltd are Rs 22.03 and Rs 10.12 as of 07-Sep-2026.

What is the market cap of Utkarsh Small Finance Bank Ltd?

Utkarsh Small Finance Bank Ltd has a market capitalisation of ₹ 2,596 Cr as on 04-Sep-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in Utkarsh Small Finance Bank Ltd?

Before investing in Utkarsh Small Finance Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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