SBI Life Insurance Key Ratios

NSE: SBILIFE | BSE: 540719

₹1,684.70

up-down-arrow-15.90 (-0.93%)

As on 11-Sep-2026IST

Market cap

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₹1,70,068 Cr

Revenue (TTM)

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₹1,02,856 Cr

P/E Ratio

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65.4

P/B Ratio

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8.5

Div. Yield

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0.2 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -27.47 16.88 19.42 14.43 15.29
EBIT -213.00 -20.55 52.62 15.51 7.94
Net Profit -9.91 21.97 4.53 12.25 15.09
EPS -9.92 21.86 4.44 12.17 15.02
Book Value -- -- 13.54 13.79 13.52
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info -----15.51----
Net Margin info ----2.14----
Return on equity info 14.3114.2113.2913.7715.38
Return on Capital info 14.7214.63--14.1515.90
Return on Assets info 0.550.570.510.520.57
Debt to Equity (x) info ----0.000.000.00
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
14.15
15.90
14.12
14.45
Peer Median
--
10.01
12.06
14.11
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.29

Higher than Peers by 2.69

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
13.29
13.77
15.38
13.77
14.14
Peer Median
10.60
11.54
10.65
13.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.51

Lower than Peers by 0.00

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
0.51
0.52
0.57
0.54
0.60
Peer Median
0.51
0.52
0.31
0.59
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-15.51

Higher than Peers by 38.65

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
-15.51
--
--
--
--
Peer Median
-54.17
-19.34
1.00
-62.97
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

2.14

Higher than Peers by 0.35

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
2.14
--
-51,129.24
-15,729.07
2,29,593.33
Peer Median
1.78
--
5.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
2.47
2.87
2.35
2.58
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

19.42

Higher than Peers by 9.76

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
19.42
18.91
4.31
21.04
13.95
Peer Median
9.66
11.31
13.17
15.12
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

52.62

Higher than Peers by 55.84

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
52.62
--
-60.80
1,706.62
86.01
Peer Median
-3.21
15.34
11.20
-116.03
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

4.53

Lower than Peers by 5.54

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
4.53
2.36
27.43
10.07
14.25
Peer Median
10.07
5.05
3.21
7.32
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

4.44

Lower than Peers by 9.54

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
4.44
2.26
27.35
10.00
14.19
Peer Median
13.99
4.63
11.33
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
13.65
15.07
12.90
13.19
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
--
--
--
--
Peer Median
--
0.16
0.13
0.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.06

Lower than Peers by 0.33

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
1.06
1.41
1.27
1.80
1.62
Peer Median
1.39
1.13
1.24
1.31
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.06

Lower than Peers by 0.33

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
1.06
1.41
1.27
1.80
1.62
Peer Median
1.39
1.04
1.29
1.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
--
--
--
--
Peer Median
--
--
1.15
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.20

Higher than Peers by 0.05

Sales / Average Total Assets

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
0.20
0.21
0.20
0.23
0.23
Peer Median
0.15
0.20
0.26
0.23
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

65.39

Higher than Peers by 7.09

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
65.39
72.18
64.28
79.21
63.97
Peer Median
58.30
65.39
78.42
74.45
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

8.45

Higher than Peers by 3.65

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
8.45
9.35
9.24
10.28
8.52
Peer Median
4.80
5.89
7.77
7.95
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.16

Lower than Peers by 0.19

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
0.16
0.15
0.17
0.18
0.23
Peer Median
0.35
0.26
--
0.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

59.48

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
59.48
110.56
48.02
49.63
35.26
Peer Median
--
-440.14
-226.85
-2,739.37
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,70,068

Higher than Peers by 1,01,679

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBI Life Insurance
1,70,068
--
--
--
--
Peer Median
68,389
68,389
51,826
99,819
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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