SBI Life Insurance Peer Comparison
NSE: SBILIFE | BSE: 540719
₹1,658.60
As on 30-Oct-2026IST
Market cap
₹1,66,160 Cr
Revenue (TTM)
₹1,04,885 Cr
P/E Ratio
62.6
P/B Ratio
8.1
Div. Yield
0.2 %
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,66,160 | 1,13,659 | 59,356 | 41,517 | 11,519 |
Revenue (₹ Cr) |
1,04,885 | 82,933 | 54,543 | 51,631 | 10,529 |
Net Profit (₹ Cr) |
2,655.54 | 2,048.47 | 1,759.41 | 231.83 | 133.57 |
Net Margin (%) |
2.16 | 1.89 | 2.60 | 0.45 | 1.07 |
RoE (%) |
13.40 | 11.01 | 12.45 | 3.35 | 8.23 |
Price to Earnings |
62.57 | 55.48 | 33.74 | 223.58 | 86.24 |
Price-To-Book |
8.09 | 5.84 | 4.09 | 7.26 | 7.03 |
Income Statement (₹ Cr)
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
3,160.09 | 1,201.14 | 1,805.20 | 0.00 | 87.61 |
|
Income From Investments
|
1,297.43 | 1,482.66 | 1,156.02 | -- | 114.07 |
|
Other Income
|
18,278.17 | 25,600.11 | 158.69 | 23.26 | 1,999.40 |
|
Operating Expenses
|
-- | 130.20 | 47.12 | -- | 6.68 |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
-- | -- | 0.28 | -- | 0.39 |
|
Other Expenses
|
0.00 | 0.00 | 1,231.39 | 0.00 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
16.45 | 14.72 | 76.38 | -- | -- |
|
Other Provisions
|
-- | 458.92 | 0.02 | -- | -- |
|
Profit before Taxation
|
2,891.92 | 2,237.68 | 1,811.86 | 258.68 | 149.17 |
|
Provisions for Taxation
|
236.38 | 189.21 | 203.97 | 28.54 | 15.60 |
|
Profit after Taxation
|
2,655.54 | 2,048.47 | 1,607.89 | 230.14 | 133.57 |
Liabilities (₹ Cr)
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
20,539.14 | 19,467.43 | 13,762.18 | 5,718.16 | 1,638.66 |
|
Minority Interest
|
0.00 | 0.00 | -- | -46.14 | 0.00 |
|
Non-Current Liabilities
|
5,10,363.31 | 3,93,558.92 | 2,595.00 | 852.31 | 49,041.87 |
|
Current Liabilities
|
7,472.32 | 10,719.00 | -- | 2,04,830.02 | 1,164.47 |
|
Total Liabilities
|
4,92,053.37 | 3,79,344.58 | 3,12,725.22 | 1,98,935.55 | 46,824.44 |
Assets (₹ Cr)
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,47,966.44 | 2,99,192.73 | 711.00 | 633.59 | 31,315.38 |
|
Current Assets
|
10,565.02 | 9,817.01 | -- | 2,10,195.02 | 1,323.54 |
|
Total Assets
|
4,92,053.37 | 3,79,344.58 | 3,12,725.22 | 1,98,935.55 | 46,824.44 |
|
Total Debt*
|
0.00 | 3,099.00 | 2,595.00 | 1,858.40 | 250.00 |
|
Net Current Assets
|
3,092.70 | -901.99 | 0.00 | 5,365.00 | 159.07 |
|
Contingent Liabilities
|
604.83 | 1,873.52 | 825.89 | 297.35 | 342.95 |
Cashflow (₹ Cr)
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
34,522.67 | 22,625.06 | -5,355.08 | 11,472.70 | 3,533.50 |
|
Cash Flow from Investing Activities
|
-35,317.99 | -23,871.12 | 7,571.06 | -11,124.61 | -3,665.91 |
|
Cash from Financing Activities
|
-178.80 | -274.64 | -170.60 | 566.68 | 212.00 |
|
Net Cash Inflow / Outflow
|
-974.12 | -1,520.70 | 2,045.38 | 914.77 | 79.59 |
Ratios
Profitability Ratios
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
14.15 | 10.01 | 11.82 | 4.32 | 8.35 |
|
ROE (%)
|
13.40 | 11.01 | 12.62 | 3.35 | 8.23 |
|
ROA (%)
|
0.52 | 0.52 | 0.52 | 0.11 | 0.27 |
|
EBIT Margin (%)
|
-14.67 | -28.17 | -- | 0.72 | -17.57 |
|
Net Margin (%)
|
2.16 | 1.89 | 1,013.23 | 0.45 | 1.07 |
|
Cash Profit Margin (%)
|
2.47 | 2.46 | 3.13 | 0.00 | 1.29 |
Growth Ratios
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
15.62 | 11.94 | 8.63 | 17.58 | 22.11 |
|
EBIT Growth (%)
|
-28.19 | -46.56 | -- | 51.71 | -13.99 |
|
Net Profit Growth (%)
|
8.24 | 8.20 | 35.63 | 13.30 | 6.31 |
|
EPS Growth (%)
|
8.15 | 7.61 | 35.26 | 12.31 | 6.31 |
|
Book Value Growth (%)
|
13.65 | 11.08 | 13.89 | -0.17 | 5.84 |
Valuation Ratios
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
62.55 | 55.31 | 45.86 | 225.64 | 86.24 |
|
Price / Book Value
|
8.09 | 5.84 | 5.44 | 7.26 | 7.03 |
|
Dividend Yield (%)
|
0.16 | 0.40 | 0.32 | 0.00 | 0.33 |
|
EV/EBITDA
|
-10.59 | -4.91 | 61.25 | -387.51 | -6.03 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | 51,220.10 | -- |
Solvency Ratios
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.16 | 0.19 | 0.00 | 0.15 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
1.41 | 0.92 | 1.13 | 1.03 | 1.14 |
|
Quick Ratio
|
1.41 | 0.92 | 1.13 | 1.03 | 1.14 |
|
Interest Coverage
|
-- | -- | -- | 2.89 | -- |
Operating Efficiency Ratios
| SBI Life Insurance | HDFC Life | ICICI Prudential | Max Financial | Canara HSBC Life Insurance | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | -- | 2.60 | 0.00 |
|
Asset Turnover
|
0.20 | 0.21 | 0.17 | 0.25 | 0.22 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 8.89 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |