SBI Life Insurance Peer Comparison
NSE: SBILIFE | BSE: 540719
₹1,775.00
As on 04-Sep-2026 15:59IST
Market cap
₹1,77,794 Cr
Revenue (TTM)
₹1,02,856 Cr
P/E Ratio
68.4
P/B Ratio
8.8
Div. Yield
0.2 %
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,77,794 | 5,25,291 | 1,18,428 | 71,819 | 53,308 |
Revenue (₹ Cr) |
1,02,856 | 5,45,609 | 79,949 | 52,582 | 49,822 |
Net Profit (₹ Cr) |
2,600.90 | 53,956.01 | 1,975.16 | 1,684.45 | 137.40 |
Net Margin (%) |
2.14 | 5.39 | 1.89 | 2.48 | 0.27 |
RoE (%) |
13.29 | 37.72 | 10.63 | 12.10 | 2.05 |
Price to Earnings |
68.36 | 8.74 | 59.96 | 42.64 | 485.10 |
Price-To-Book |
8.84 | 2.69 | 6.05 | 5.04 | 9.93 |
Income Statement (₹ Cr)
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
3,160.09 | 57,899.63 | 1,201.14 | 1,805.20 | 0.00 |
|
Income From Investments
|
1,297.43 | 8,594.72 | 1,482.66 | 1,156.02 | -- |
|
Other Income
|
18,791.37 | 4,54,812.22 | 24,708.88 | 158.69 | 26.17 |
|
Operating Expenses
|
-- | -- | 130.20 | 47.12 | -- |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
-- | -0.88 | -- | 0.28 | -- |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 1,231.39 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
16.45 | 23.94 | 14.72 | 76.38 | -- |
|
Other Provisions
|
-- | 6,608.02 | 458.92 | 0.02 | -- |
|
Profit before Taxation
|
2,833.81 | 50,061.53 | 2,130.50 | 1,811.86 | 156.21 |
|
Provisions for Taxation
|
232.91 | -3,894.48 | 155.34 | 203.97 | 20.46 |
|
Profit after Taxation
|
2,600.90 | 53,956.01 | 1,975.16 | 1,607.89 | 135.75 |
Liabilities (₹ Cr)
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
20,120.98 | 1,76,605.34 | 19,562.04 | 13,762.18 | 5,281.79 |
|
Minority Interest
|
0.00 | -28.83 | 0.00 | -- | -27.51 |
|
Non-Current Liabilities
|
5,05,925.09 | 57,32,650.64 | 3,85,234.20 | 2,595.00 | 1,240.44 |
|
Current Liabilities
|
7,901.09 | 39,025.15 | 9,086.54 | -- | 1,91,275.13 |
|
Total Liabilities
|
4,92,053.37 | 59,09,531.25 | 3,79,344.58 | 3,12,725.22 | 1,98,935.55 |
Assets (₹ Cr)
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,42,066.12 | 56,54,174.74 | 2,87,705.11 | 711.00 | 635.69 |
|
Current Assets
|
8,401.62 | 2,32,193.88 | 9,002.55 | -- | 1,96,408.22 |
|
Total Assets
|
4,92,053.37 | 59,09,531.25 | 3,79,344.58 | 3,12,725.22 | 1,98,935.55 |
|
Total Debt*
|
0.00 | 0.00 | 3,099.00 | 2,595.00 | 1,858.40 |
|
Net Current Assets
|
500.53 | 1,93,168.73 | -83.99 | 0.00 | 5,133.09 |
|
Contingent Liabilities
|
604.83 | 16,168.15 | 1,873.52 | 825.89 | 297.35 |
Cashflow (₹ Cr)
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
34,522.67 | -26,211.48 | 22,625.06 | -5,355.08 | 11,472.70 |
|
Cash Flow from Investing Activities
|
-35,317.99 | 34,707.94 | -23,871.12 | 7,571.06 | -11,124.61 |
|
Cash from Financing Activities
|
-178.80 | -7,625.55 | -274.64 | -170.60 | 566.68 |
|
Net Cash Inflow / Outflow
|
-974.12 | 870.91 | -1,520.70 | 2,045.38 | 914.77 |
Ratios
Profitability Ratios
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
ROCE (%)
|
14.15 | 37.75 | 10.01 | 11.82 | 4.32 |
|
ROE (%)
|
13.29 | 37.72 | 10.63 | 12.62 | 2.05 |
|
ROA (%)
|
0.51 | 0.93 | 0.51 | 0.52 | 0.07 |
|
EBIT Margin (%)
|
-15.51 | -74.18 | -28.24 | -- | 0.52 |
|
Net Margin (%)
|
2.14 | 5.39 | 1.89 | 1,013.23 | 0.27 |
|
Cash Profit Margin (%)
|
2.47 | 10.69 | 2.46 | 3.13 | 0.00 |
Growth Ratios
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
19.42 | 10.19 | 11.31 | 8.63 | 4.91 |
|
EBIT Growth (%)
|
52.62 | -12.76 | 15.34 | -- | -35.15 |
|
Net Profit Growth (%)
|
4.53 | 22.78 | 5.05 | 35.63 | -59.73 |
|
EPS Growth (%)
|
4.44 | 9.35 | 4.63 | 35.26 | -60.31 |
|
Book Value Growth (%)
|
13.65 | 38.48 | 11.08 | 13.89 | -0.17 |
Valuation Ratios
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Price / Earnings
|
68.33 | 4.93 | 59.66 | 45.86 | 492.50 |
|
Price / Book Value
|
8.84 | 2.69 | 6.05 | 5.44 | 9.93 |
|
Dividend Yield (%)
|
0.15 | 2.41 | 0.39 | 0.32 | 0.00 |
|
EV/EBITDA
|
-10.94 | -1.12 | -5.29 | 61.25 | -512.78 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | 51,220.10 |
Solvency Ratios
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.16 | 0.19 | 0.00 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
1.06 | 5.95 | 0.99 | 1.13 | 1.03 |
|
Quick Ratio
|
1.06 | 5.95 | 0.99 | 1.13 | 1.03 |
|
Interest Coverage
|
-- | -- | -- | -- | 2.22 |
Operating Efficiency Ratios
| SBI Life Insurance | Life Insurance | HDFC Life | ICICI Prudential | Max Financial | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | -- | 2.60 |
|
Asset Turnover
|
0.20 | 0.09 | 0.20 | 0.17 | 0.26 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 8.89 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |