SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
Value Research Rating
Our Opinion
Riskometer
Moderate
₹37.7643 0.05%
As on 27-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
|
|
Moderate
|
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0.84 |
||
 |
|
Moderate
|
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1.05 |
||
|
|
Moderate
|
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0.70 |
||
 |
|
Moderate
|
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0.86 |
||
|
|
Moderate
|
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0.91 |
Other details of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
Assets
₹13,746 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
500
Min. No of Cheques
12
About SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan is a debt mutual fund scheme of SBI Mutual Fund. Launched on July 27, 2007, it is currently managed by Mansi Sajeja. The fund has an expense ratio of 0.84% with an overall AUM (Assets Under Management) of ₹13,746 Cr.
SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan is mandated to invest in bonds such that the duration of the portfolio is between one and three years. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Suitability
Short Duration funds are suitable for:
- Debt allocation in your long-term portfolio
- Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
- Investment horizon of 1-3 years
Note:
- Unlike FD, there is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
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SBI Short Horizon Debt -ST: Change in Exit Load
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FAQ for SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
How to Invest in SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan Today?
The latest declared NAV of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan, is ₹37.7643 as of 29-May-2026.
What are the top holdings of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Shivshakti Securitisation Trust Sec. Debt |
4.28
|
|
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028 |
4.00
|
|
Tamilnadu State SDL 7.03 18/09/2031 |
3.21
|
|
Karnataka State SDL 7.31 04/09/2033 |
2.86
|
|
Siddhivinayak Securitisation Trust Sec. Debt |
2.68
|
What is the return of SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan in the last 5 years?
Over the past five years, SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan has delivered an annualised return of 5.71% as of 29-May-2026.
What is the minimum investment required in SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan?
The minimum investment required to start investing in SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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