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Unrated

SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.81 0.02 0.08 0.39 0.64 1.92 3.07 7.51 6.68 7.45 8.03
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: Short Duration 4.00 0.03 0.07 0.40 1.32 2.70 4.23 6.30 5.89 6.85 7.60

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Short Horizon Debt Fund - Short Term Fund - Retail Plan
Unrated
Jul-07 3.07 7.51 6.68 0.84% 17,463
ICICI Prudential Short Term Fund  | Invest Now
5 star
Oct-01 4.21 8.23 7.02 1.13% 20,584
HDFC Short Term Debt Fund  | Invest Online
5 star
Jun-10 4.19 8.33 7.57 0.75% 19,407
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
May-02 3.48 7.76 6.76 1.16% 18,707
Axis Short Term Fund
4 star
Jan-10 3.67 7.92 6.98 0.99% 12,809

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.88 15-Dec-2008 - 22-Dec-2008 -1.64 12-Mar-2020 - 19-Mar-2020
Month 3.51 12-Dec-2008 - 13-Jan-2009 -1.91 20-Feb-2020 - 23-Mar-2020
Quarter 5.89 24-Mar-2020 - 24-Jun-2020 -2.01 20-May-2013 - 19-Aug-2013
Year 11.69 21-May-2012 - 21-May-2013 3.09 26-Nov-2020 - 26-Nov-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.37 1.92 1.86 2.98 2.34 5.01
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Short Duration 6.28 3.54 1.37 2.53 0.61 2.87

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 118 134 109 69
Modified Duration (yrs) 2.08 2.74 1.49 --
Average Maturity (yrs) 2.51 3.33 2.08 --
Yield to Maturity (%) 4.76 4.96 4.60 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 5.08 5.04
up 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.26 4.26
equal 8.35% GOI 2022 GOI Securities SOV 0.00 - 4.11 4.09
equal 6.18% GOI 2024 GOI Securities SOV 3.19 - 6.05 3.77
equal 5.22% GOI 15/06/2025 GOI Securities SOV 2.05 - 8.84 3.52
equal 6.18% Indian Bank Additional Tier 2 Bond AAA 0.00 - 2.87 2.87
new Axis Bank 20/09/2022 Certificate of Deposit A1+ 0.00 - 2.77 2.77
equal 8.40% GOI 28/07/2024 Central Government Loan SOV 0.00 - 3.29 2.66
equal 4.26% GOI 17/05/2023 GOI Securities SOV 0.00 - 2.29 2.28
equal Tata Motors 352-D 29/04/2022 Commercial Paper A1+ 0.00 - 2.25 2.25
equal 8.30% Muthoot Finance 2022 Debenture AA+ 0.00 - 1.94 1.92
equal 6.99% Air India Assets Holdings 16/12/2022 Debenture AAA 1.28 - 1.92 1.91
new 7.96% Maharashtra State 29/06/2026 State Development Loan SOV 0.00 - 1.85 1.85
equal 8.80% Tamilnadu State 25/10/2022 State Development Loan SOV 0.00 - 1.75 1.73
equal 5.82% Telangana State 13/05/2024 State Development Loan SOV 0.00 - 1.46 1.45
equal 6.15% L&T Finance 17/05/2023 Debenture AAA 0.00 - 1.45 1.44
equal Export-Import Bank 2021 Certificate of Deposit A1+ 0.91 - 1.43 1.43
equal 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 2.41 1.43
equal Reliance Jio Infocomm 16/04/2023 Non Convertible Debenture AAA 0.92 - 1.37 1.37
equal 5.90% M&M Financial Services 31/07/2023 Debenture AAA 0.87 - 1.33 1.32
equal 6.59% Summit Digitel Infrastructure 16/06/2026 Debenture AAA 0.00 - 1.27 1.27
equal 9.10% India Grid Trust 29/07/2024 Debenture AAA 0.80 - 1.24 1.23
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 0.00 - 1.24 1.23
new 7.37% Maharashtra State 14/09/2026 State Development Loan SOV 0.00 - 1.20 1.20
equal 7.80% Nabha Power 23/04/2023 Debenture AAA 0.79 - 1.19 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021


0.02%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 29.1982

IDCW Weekly: ₹ 12.1119

More

IDCW Monthly: ₹ 13.3734

IDCW Fortnightly: ₹ 12.1300


Investment Strategy

The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 27-Jul-2007
Return Since Launch: 7.74%
Benchmark: CRISIL Short-Term Bond Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 17,463 Cr (As on 30-Nov-2021)
Expense: 0.84% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Fortnightly06-Mar-20200.0220

 20-Feb-20200.0173
 07-Feb-20200.0706
 24-Jan-20200.0310
 10-Jan-20200.0298
 29-Nov-20190.0257
 15-Nov-20190.0282
 01-Nov-20190.0462
 18-Oct-20190.0380
 04-Oct-20190.0216
 06-Sep-20190.0256
 23-Aug-20190.0394
 09-Aug-20190.0443
 26-Jul-20190.0212
 12-Jul-20190.0899
 28-Jun-20190.0067
 14-Jun-20190.0105
 31-May-20190.0750
 17-May-20190.0488
 03-May-20190.0029
 05-Apr-20190.0200
 22-Mar-20190.0429
 08-Mar-20190.0387
 22-Feb-20190.0199
 08-Feb-20190.0259
IDCW Weekly06-Mar-20200.0196

 28-Feb-20200.0024
 20-Feb-20200.0027
 14-Feb-20200.0146
 07-Feb-20200.0524
 31-Jan-20200.0179
 24-Jan-20200.0221
 17-Jan-20200.0088
 10-Jan-20200.0130
 03-Jan-20200.0167
 29-Nov-20190.0108
 22-Nov-20190.0148
 15-Nov-20190.0282
 01-Nov-20190.0259
 25-Oct-20190.0202
 18-Oct-20190.0230
 11-Oct-20190.0148
 04-Oct-20190.0216
 06-Sep-20190.0113
 30-Aug-20190.0143
 23-Aug-20190.0393
 09-Aug-20190.0172
 02-Aug-20190.0270
 26-Jul-20190.0122
 19-Jul-20190.0089
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 28-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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