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HDFC Short Term Debt Fund

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.86 0.05 0.12 0.41 0.85 2.24 4.23 8.34 7.65 8.03 8.53
CCIL T Bill Liquidity Weight 1.90 0.01 0.04 0.19 0.44 1.07 2.02 3.20 3.54 3.99 4.47
Debt: Short Duration 4.06 0.06 0.11 0.33 1.40 2.63 4.31 6.31 6.03 6.85 7.60
Rank within category 6 23 9 2 5 4 6 1 1 1 2
Number of funds in category 26 28 28 28 28 27 26 25 23 23 21

As on 08-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 4.23 8.34 7.65 0.75% 18,982
ICICI Prudential Short Term Fund  | Invest Now
5 star
 Oct-01 4.25 8.24 7.20 1.13% 20,495
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 3.59 7.78 6.91 1.16% 18,707
Axis Short Term Fund
4 star
 Jan-10 3.74 7.93 7.12 0.99% 12,809
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 3.50 7.74 7.07 0.77% 12,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.78 24-Mar-2020 - 31-Mar-2020 -1.93 12-Mar-2020 - 19-Mar-2020
Month 3.37 24-Mar-2020 - 23-Apr-2020 -2.31 25-Feb-2020 - 26-Mar-2020
Quarter 6.10 26-Mar-2020 - 25-Jun-2020 -1.67 20-May-2013 - 19-Aug-2013
Year 12.24 19-Aug-2013 - 19-Aug-2014 4.16 26-Nov-2020 - 26-Nov-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.11 1.89 2.28 4.11 1.26 5.09
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Short Duration 6.28 3.54 1.37 2.53 0.61 2.87
Rank within category 1 12 4 5 10 4
Number of funds in category 25 25 25 25 25 25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 169 187 169 67
Modified Duration (yrs) 2.26 2.69 2.08 --
Average Maturity (yrs) 3.18 3.55 2.80 --
Yield to Maturity (%) 5.22 5.62 4.95 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 3.32 3.32
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.63 2.63
down 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 2.57 1.96
down 6.79% GOI 15/05/2027 GOI Securities SOV 1.75 - 2.29 1.92
equal HDFC 19/05/2022 Non Convertible Debenture AAA 1.83 - 2.14 1.87
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.26 - 1.75 1.83
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 1.58 - 1.86 1.61
down 6.97% GOI 2026 GOI Securities SOV 1.10 - 1.94 1.58
equal 7.99% State Bank of India Additional Tier 2 Bond AAA 1.48 - 1.71 1.52
equal 5.77% GOI 2030 GOI Securities SOV 1.36 - 4.39 1.40
equal 8.50% State Bank of India Additional Tier 1 Bond AA+ 1.34 - 1.51 1.37
equal 6.92% REC 22/04/2023 Non Convertible Debenture AAA 1.32 - 1.54 1.35
equal 6.65% Motherson Sumi Systems 14/09/2023 Non Convertible Debenture AAA 1.31 - 1.50 1.34
up GOI 2028 GOI Securities SOV 0.00 - 1.31 1.31
equal 9.19% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.57 - 1.11 1.11
equal 7.28% Power Finance Corporation 2022 Bonds AAA 1.05 - 1.23 1.07
equal 5.78% HDFC-Warrant 11/2025 Debenture AAA 1.02 - 1.17 1.05
equal 8.29% MTNL 25/11/2024 Bonds AAA 0.97 - 1.13 0.99
equal First Business Receivable Trust Securitised Debt AAA 0.06 - 0.12 0.96
equal 8.02% Larsen & Toubro 22/05/2022 Non Convertible Debenture AAA 0.92 - 1.08 0.94
equal 8.41% Housing & Urban Development Corporation 15/03/2029 Debenture AAA 0.91 - 1.05 0.93
equal 6.24% State Bank of India Additional Tier 2 Bond AAA 0.85 - 1.60 0.87
equal 5.79% GOI 2030 GOI Securities SOV 0.84 - 1.69 0.87
equal 8.24% MTNL 19/11/2024 Bonds AAA 0.59 - 0.89 0.85
equal 8.10% REC 25/06/2024 Non Convertible Debenture AAA 0.82 - 0.95 0.84

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Anil Bamboli since 21-Jun-2010

Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Funds Managed:

Invest Online
0.05%

Change from previous, NAV as on 08-Dec-2021

Growth: ₹ 25.4897

IDCW Fortnightly: ₹ 10.2208

IDCW: ₹ 17.1383

Investment Strategy

The scheme seeks to generate regular income through investment in debt securities and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 25-Jun-2010
Return Since Launch: 8.51%
Benchmark: CRISIL Short-Term Bond Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 18,982 Cr (As on 30-Nov-2021)
Expense: 0.75% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Fortnightly25-Nov-20210.0182

 10-Nov-20210.0157
 25-Oct-20210.0144
 27-Sep-20210.0106
 13-Sep-20210.0379
 25-Aug-20210.0373
 10-Aug-20210.0158
 26-Jul-20210.0390
 12-Jul-20210.0042
 10-Jun-20210.0317
 25-May-20210.0358
 10-May-20210.0342
 26-Apr-20210.0227
 12-Apr-20210.0549
 25-Mar-20210.0418
 10-Mar-20210.0063
 25-Feb-20210.0009
 10-Feb-20210.0578
 11-Jan-20210.0280
 28-Dec-20200.0216
 10-Dec-20200.0230
 25-Nov-20200.0215
 10-Nov-20200.0192
 26-Oct-20200.0536
 12-Oct-20200.0905

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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