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Unrated

UTI India Consumer Fund - Regular Plan


Equity: Thematic-Consumption

1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.74 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.44 -0.17 3.29 3.40 17.44 -6.94 8.93 4.48 4.74 10.40 8.77
S&P BSE 500 TRI -5.10 0.75 3.82 5.48 23.38 -5.80 3.96 4.36 6.74 13.14 8.68
Equity: Thematic-Consumption -1.73 0.65 3.91 4.70 20.28 -5.33 8.21 4.84 7.10 13.58 11.12
Rank within category 7 12 9 9 9 6 6 7 8 6 6
Number of funds in category 12 12 12 12 12 12 12 9 8 7 6

As on 10-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI India Consumer Fund - Regular Plan  | Invest Online
Unrated
Jul-07 8.93 4.48 4.74 2.53 247
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 4.23 0.57 7.65 2.28 1,485
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 5.17 5.34 8.44 2.37 1,479
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 8.27 6.71 -- 2.35 1,145
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 6.42 6.64 8.85 2.21 959

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.32 (13-May-2009 - 20-May-2009) -17.41 (15-Jan-2008 - 22-Jan-2008)
Month 25.48 (11-May-2009 - 10-Jun-2009) -29.43 (20-Feb-2020 - 23-Mar-2020)
Quarter 63.85 (09-Mar-2009 - 10-Jun-2009) -29.38 (02-Sep-2008 - 02-Dec-2008)
Year 93.85 (09-Mar-2009 - 11-Mar-2010) -50.34 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.73 18.61 -0.08 -0.09 0.73 3.06
S&P BSE 500 TRI 4.74 21.74 -0.02 -0.03 -- --
Equity: Thematic-Consumption 4.43 20.02 -0.04 -0.04 0.77 4.01
Rank within category 7 3 7 7 4 7
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Top 10 Stocks (%) 55.13
Top 5 Stocks (%) 36.73
Top 3 Sectors (%) 59.08
Portfolio P/B Ratio 5.76
Portfolio P/E Ratio 36.98

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 78,481 63,610
Giant (%) 54.06 40.61
Large (%) 16.01 24.08
Mid (%) 24.06 25.02
Small (%) 5.37 10.98
Tiny (%) 0.50 1.38

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Bharti Airtel Communication -- 10.30 1.96 9.41
equal Hindustan Unilever FMCG 75.91 8.12 0.00 8.12
equal Maruti Suzuki India Automobile 49.98 8.75 2.08 8.04
equal ITC FMCG 17.22 9.58 2.72 5.63
down Asian Paints Chemicals 76.80 5.91 0.00 5.53
up Nestle India FMCG 77.47 5.67 0.00 4.94
equal Avenue Supermarts Services 134.76 3.86 1.85 3.56
equal Dabur India FMCG 64.25 3.82 0.00 3.45
equal HDFC Bank Financial 20.41 7.75 1.97 3.32
equal Marico FMCG 44.22 3.32 0.00 3.13
down Eicher Motors Automobile 31.98 4.29 0.00 3.12
down Crompton Greaves Consumer Electricals Cons Durable 36.90 4.54 0.00 2.90
down United Breweries FMCG 59.93 3.74 0.49 2.65
down Titan Company Cons Durable 113.52 3.68 0.00 2.50
up Aditya Birla Fashion and Retail Services -- 3.27 0.41 2.41
down Bajaj Finance Financial 41.32 3.01 0.00 2.18
equal Jubilant FoodWorks Services 88.35 3.30 0.00 2.17
equal Sheela Foam Textiles 34.96 2.32 0.00 2.11
equal ICICI Bank Financial 23.62 6.18 0.00 2.03
equal TVS Motor Co. Automobile 66.78 2.91 0.00 1.76
equal Torrent Pharmaceuticals Healthcare 44.38 1.81 0.00 1.73
down Havells India Engineering 61.89 2.02 0.00 1.69
equal Whirlpool Cons Durable 84.27 2.37 0.94 1.60
up Escorts Automobile 31.87 1.56 0.00 1.56
equal Heritage Foods FMCG -- 1.85 0.00 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Vishal Chopda since 01-Feb-2018

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


-0.17%

Change from previous, NAV as on 10-Aug-2020

Growth: ₹ 26.2674

Dividend: ₹ 24.6024


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Jul-2007
Return Since Launch: 7.69%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 247 Cr (As on 30-Jun-2020)
Expense: 2.53% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: --
Turnover: 34.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Sep-20151.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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