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Unrated

UTI India Consumer Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.72 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.70 -0.55 1.37 8.30 7.64 11.69 42.57 9.03 11.98 10.11 11.28
S&P BSE 500 TRI 18.22 -0.71 0.97 8.61 8.37 20.40 68.62 14.66 16.24 13.63 13.31
Equity: Thematic-Consumption 15.52 -0.28 1.21 8.18 9.28 17.09 56.80 11.64 14.88 14.29 15.08
Rank within category 11 11 4 8 7 10 10 6 8 8 7
Number of funds in category 12 12 12 12 12 12 12 9 9 8 7

As on 16-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI India Consumer Fund - Regular Plan  | Invest Online
Unrated
Jul-07 42.57 9.03 11.98 2.64 305
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 55.94 14.89 16.51 2.25 2,068
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 47.45 7.87 12.20 2.28 1,307
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 57.48 13.37 17.46 2.13 1,271
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 49.16 8.99 18.29 2.27 1,209

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.32 13-May-2009 - 20-May-2009 -17.41 15-Jan-2008 - 22-Jan-2008
Month 25.48 11-May-2009 - 10-Jun-2009 -29.43 20-Feb-2020 - 23-Mar-2020
Quarter 63.85 09-Mar-2009 - 10-Jun-2009 -29.38 02-Sep-2008 - 02-Dec-2008
Year 93.85 09-Mar-2009 - 11-Mar-2010 -50.34 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.40 19.47 0.26 0.30 0.72 1.08
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Thematic-Consumption 13.26 21.16 0.42 0.50 0.77 4.66
Rank within category 8 3 8 8 3 8
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 37
Top 10 Stocks (%) 50.16
Top 5 Stocks (%) 32.50
Top 3 Sectors (%) 57.77
Portfolio P/B Ratio 7.30
Portfolio P/E Ratio 49.43

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 87,986 70,757
Giant (%) 51.49 38.13
Large (%) 14.93 20.68
Mid (%) 24.79 27.62
Small (%) 8.25 16.52
Tiny (%) 0.54 0.91

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication -- 10.30 2.53 8.15
equal Hindustan Unilever FMCG 70.40 8.52 0.00 6.98
equal Asian Paints Chemicals 93.09 6.69 0.00 6.69
equal Maruti Suzuki India Automobile 48.50 8.75 5.82 6.04
equal Nestle India FMCG 80.25 5.55 4.10 4.64
equal ITC FMCG 19.37 9.58 3.76 3.80
equal Eicher Motors Automobile 55.96 4.29 2.39 3.68
equal Dabur India FMCG 60.55 4.01 0.00 3.54
equal Avenue Supermarts Services 193.62 3.86 1.85 3.52
down Marico FMCG 57.14 3.39 1.72 3.12
equal Crompton Greaves Consumer Electricals Cons Durable 43.40 4.54 2.81 2.81
equal HDFC Bank Financial 25.54 3.60 2.02 2.73
equal ICICI Bank Financial 23.93 2.72 0.00 2.72
equal Titan Company Cons Durable 156.28 3.68 0.00 2.67
equal Jubilant FoodWorks Services 182.51 3.30 1.77 2.35
equal Relaxo Footwears FMCG 93.70 2.31 0.00 2.31
equal Whirlpool Cons Durable 82.54 2.82 1.39 2.13
equal Aditya Birla Fashion and Retail Services -- 2.08
equal Sheela Foam Textiles 44.99 2.32 1.33 2.03
equal United Breweries FMCG 323.51 3.74 1.95 1.97
new Godrej Consumer Products FMCG 54.20 1.88 0.00 1.88
equal Bajaj Finance Financial 82.38 3.01 1.62 1.85
equal TVS Motor Company Automobile 49.44 2.91 0.00 1.82
down P&G Hygiene & Health Care FMCG 63.82 2.16 1.23 1.72
equal Metropolis Healthcare Healthcare 77.49 1.53 0.00 1.52

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Vishal Chopda since 01-Feb-2018

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


-0.55%

Change from previous, NAV as on 16-Jun-2021

Growth: ₹ 34.3798

IDCW: ₹ 30.0526


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Jul-2007
Return Since Launch: 9.30%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 305 Cr (As on 31-May-2021)
Expense: 2.64% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: --
Turnover: 35.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW08-Mar-20212.0000

 24-Sep-20151.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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