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Unrated

UTI India Consumer Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.39 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.06 Lakh

Analyst's Choice?

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.31 0.76 3.20 5.07 5.48 15.02 11.19 11.48 6.75 10.30 10.85
Equity: Thematic-Consumption 3.70 0.56 3.04 4.92 5.71 11.82 10.71 14.05 9.89 13.65 13.86
Rank within category 9 4 8 7 7 1 6 7 7 6 5
Number of funds in category 12 12 12 12 12 12 11 9 8 7 6

As on 17-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 25.48 (11-May-2009 - 10-Jun-2009) -24.58 (24-Sep-2008 - 24-Oct-2008)
Quarter 63.85 (09-Mar-2009 - 10-Jun-2009) -29.38 (02-Sep-2008 - 02-Dec-2008)
Year 93.85 (09-Mar-2009 - 11-Mar-2010) -50.34 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.47 13.97 0.41 0.59 0.89 -3.99
Equity: Thematic-Consumption 13.55 14.42 0.54 0.80 0.86 -1.61
Rank within category 7 3 7 7 7 7
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 37
Top 10 Stocks (%) 47.90
Top 5 Stocks (%) 30.31
Top 3 Sectors (%) 58.90
Portfolio P/B Ratio 5.97
Portfolio P/E Ratio 39.19

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 56,044 61,964
Giant (%) 41.57 35.70
Large (%) 13.68 21.92
Mid (%) 32.97 32.08
Small (%) 11.07 10.82
Tiny (%) 0.71 1.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Maruti Suzuki India Automobile 37.39 8.75 1.67 8.59
equal Bharti Airtel Communication -- 6.75 1.96 6.75
up ITC FMCG 21.23 9.58 2.72 5.85
equal Asian Paints Chemicals 67.88 5.29 0.00 5.02
down Nestle India FMCG 80.99 5.67 0.00 4.10
equal Crompton Greaves Consumer Electricals Cons Durable 35.12 4.23 0.00 3.91
equal GSK Consumer Healthcare FMCG 34.12 5.15 0.00 3.81
equal HDFC Bank Financial 26.64 7.75 1.97 3.48
up Dabur India FMCG 57.61 3.61 0.00 3.27
equal Jubilant FoodWorks Services 71.87 3.30 0.00 3.12
equal Eicher Motors Automobile 27.66 4.29 0.00 3.08
equal Aditya Birla Fashion and Retail Services 60.51 3.27 0.41 3.00
equal United Breweries FMCG 75.31 3.74 0.48 2.91
equal TVS Motor Co. Automobile 32.48 2.91 0.00 2.86
equal Bajaj Finance Financial 51.56 2.82 0.00 2.82
up Marico FMCG 37.51 3.32 0.00 2.49
down ICICI Bank Financial 66.86 6.18 0.00 2.49
down Titan Company Cons Durable 73.47 3.68 0.00 2.42
equal Britannia Inds. FMCG 60.01 2.41 0.00 2.24
equal Sheela Foam Textiles 39.00 2.11 0.00 1.97
up Avenue Supermarts Services 102.26 3.73 0.00 1.91
equal Heritage Foods FMCG 23.08 1.85 0.00 1.81
equal Phoenix Mills Construction 26.97 1.76 0.92 1.76
equal Voltas Cons Durable 47.40 3.06 0.16 1.71
equal Chalet Hotel Services -- 1.63 0.00 1.61

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Vishal Chopda since 01-Feb-2018

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


0.76%

Change from previous, NAV as on 17-Jan-2020

Growth: ₹ 28.1014

Dividend: ₹ 26.3201


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Jul-2007
Return Since Launch: 8.63%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 270 Cr (As on 31-Dec-2019)
Expense: 2.58% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Sep-20151.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM