VR Logo

Unrated

Tata India Consumer Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.78 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.17 0.02 0.56 6.89 10.76 13.68 48.83 9.07 18.30 -- --
S&P BSE 500 TRI 17.16 -0.29 -1.27 4.55 10.37 18.93 64.39 14.42 15.96 -- --
Equity: Thematic-Consumption 15.05 -0.03 -0.04 5.52 10.98 16.74 54.75 11.59 14.73 -- --
Rank within category 8 5 3 2 4 8 7 6 1 -- --
Number of funds in category 12 12 12 12 12 12 12 9 9 8 7

As on 18-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 48.83 9.07 18.30 2.27 1,209
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 53.38 14.74 16.38 2.25 2,068
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 45.47 7.88 12.09 2.28 1,307
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 54.97 13.27 17.31 2.13 1,271
BNP Paribas India Consumption Fund - Regular Plan
Unrated
Sep-18 46.82 -- -- 2.35 744

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.89 24-Mar-2020 - 31-Mar-2020 -15.65 11-Mar-2020 - 18-Mar-2020
Month 19.87 23-Mar-2020 - 22-Apr-2020 -30.72 20-Feb-2020 - 23-Mar-2020
Quarter 26.31 26-Dec-2016 - 27-Mar-2017 -24.99 23-Dec-2019 - 23-Mar-2020
Year 79.68 26-Dec-2016 - 26-Dec-2017 -24.60 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.87 18.67 0.25 0.28 0.69 0.73
S&P BSE 500 TRI 15.83 22.84 0.50 0.59 -- --
Equity: Thematic-Consumption 13.26 21.16 0.42 0.50 0.77 4.66
Rank within category 9 2 9 9 2 9
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 57.40
Top 5 Stocks (%) 34.08
Top 3 Sectors (%) 73.15
Portfolio P/B Ratio 7.48
Portfolio P/E Ratio 48.17

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 58,538 70,757
Giant (%) 34.23 38.13
Large (%) 20.27 20.68
Mid (%) 30.91 27.62
Small (%) 14.58 16.52
Tiny (%) -- 0.91

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ITC FMCG 19.14 11.63 0.00 8.82
down Tata Consumer Products FMCG 79.56 7.67 0.00 6.54
down Dabur India FMCG 60.27 7.37 3.49 6.44
down Hindustan Unilever FMCG 72.90 15.14 6.24 6.24
equal Titan Company Cons Durable 155.93 6.80 0.00 6.04
equal Asian Paints Chemicals 93.18 5.36 0.00 5.36
equal Jubilant FoodWorks Services 187.56 5.63 2.09 5.12
equal Voltas Cons Durable 64.83 4.75 0.00 4.52
equal Kansai Nerolac Paints Chemicals 58.42 4.61 0.00 4.18
equal Radico Khaitan FMCG 38.00 4.14 1.89 4.14
equal Nestle India FMCG 78.94 6.58 2.32 3.94
equal Trent Services -- 3.93 0.91 3.64
equal Dixon Technologies Engineering 162.20 3.67 0.00 3.40
equal Maruti Suzuki India Automobile 47.89 7.63 1.94 3.05
up Crompton Greaves Consumer Electricals Cons Durable 42.89 3.02 0.00 3.02
up Havells India Engineering 59.80 4.22 0.00 2.86
equal Greenpanel Industries FMCG 39.79 2.72 0.00 2.72
equal Eicher Motors Automobile 54.95 2.46 0.00 2.46
equal Tata Motors DVR Automobile -- 2.37 0.00 2.37
equal MRF Automobile 27.46 4.07 1.89 2.28
equal CCL Products (I) FMCG 24.75 2.13 0.00 2.13
equal Whirlpool Cons Durable 79.33 2.36 0.00 1.89
equal Varun Beverages FMCG 85.59 1.81 0.00 1.64
new Britannia Inds. FMCG 46.91 4.88 0.00 1.51
equal VST Industries FMCG 17.36 3.70 0.00 1.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Sonam Udasi since 01-Apr-2016

Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).

Interviews:

Funds Managed:

— Ennette Fernandes since 18-Jun-2018

Education: Ms. Fernandes is B.com & PGDBM

Experience: Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Funds Managed:


0.02%

Change from previous, NAV as on 18-Jun-2021

Growth: ₹ 23.4923

IDCW: ₹ 21.6052


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 30 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 16.88%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,209 Cr (As on 31-May-2021)
Expense: 2.27% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: --
Turnover: 46.76%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW19-Jan-20181.4500

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM

Registration Over