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3 star

Nippon India Consumption Fund


1 Lakh

Investment Grown to
₹ 1.82 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.59 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.80 -0.21 1.88 2.40 -2.91 14.46 30.00 22.12 14.55 11.49 15.98
S&P BSE 500 TRI 4.87 0.33 2.84 4.45 0.65 15.66 31.96 21.49 18.37 14.18 16.59
Equity: Thematic-Consumption 3.32 -0.23 1.27 2.68 -1.77 14.15 29.42 19.98 17.23 13.54 17.63
Rank within category 8 9 4 10 10 6 3 4 8 7 6
Number of funds in category 15 15 15 15 14 12 12 11 9 8 7

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Consumption Fund  | Invest Online
3 star
Sep-04 30.00 22.12 14.55 2.63% 185
BNP Paribas India Consumption Fund - Regular Plan
5 star
Sep-18 27.21 22.97 -- 2.33% 872
Canara Robeco Consumer Trends Fund - Regular Plan  | Invest Online
4 star
Sep-09 29.46 22.62 20.41 2.51% 773
Aditya Birla Sun Life India GenNext Fund  | Invest Online
3 star
Aug-05 29.64 21.05 18.60 2.22% 2,563
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
3 star
Mar-11 30.00 18.40 19.62 2.12% 1,633

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 24.24 15-May-2009 - 22-May-2009 -20.69 01-Jun-2006 - 08-Jun-2006
Month 43.07 05-May-2009 - 04-Jun-2009 -38.73 26-Sep-2008 - 27-Oct-2008
Quarter 77.24 05-Mar-2009 - 04-Jun-2009 -45.12 28-Jul-2008 - 27-Oct-2008
Year 108.00 09-Mar-2009 - 09-Mar-2010 -64.36 07-Dec-2007 - 08-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.11 19.52 0.89 0.95 0.75 6.38
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Thematic-Consumption 18.80 19.46 0.77 0.88 0.73 4.32
Rank within category 2 6 4 4 6 4
Number of funds in category 11 11 11 11 11 11

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Top 10 Stocks (%) 41.54
Top 5 Stocks (%) 24.14
Top 3 Sectors (%) 59.95
Portfolio P/B Ratio 7.23
Portfolio P/E Ratio 41.95

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 55,949 97,625
Giant (%) 25.15 42.42
Large (%) 29.91 26.75
Mid (%) 26.38 20.67
Small (%) 18.57 13.74
Tiny (%) -- 1.06

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Hindustan Unilever FMCG 66.13 8.12 0.00 6.25
equal ITC FMCG 19.22 11.51 5.17 5.42
equal United Spirits FMCG 81.46 4.90 0.00 4.51
equal SBI Life Insurance Company Insurance 102.33 4.37 0.00 4.01
equal Westlife Development Services -- 4.22 0.00 3.95
equal United Breweries FMCG 130.27 4.17 0.00 3.68
equal Godrej Consumer Products FMCG 53.32 5.85 0.00 3.66
equal SBI Cards & Payments Services Financial 81.49 4.85 0.00 3.61
up Page Industries Textiles 112.85 3.28 0.00 3.28
equal Blue Star Consumer Durable 66.98 3.17 0.00 3.17
equal Bharti Airtel Communication 139.95 11.30 1.44 3.14
up Bata India FMCG -- 3.13 0.00 3.13
equal Shoppers Stop Ltd. Services -- 3.26 0.00 3.04
equal Crompton Greaves Consumer Electricals Consumer Durable 42.79 3.11 0.00 2.95
equal Axis Bank Financial 22.13 2.93 0.00 2.93
equal Trent Services 601.76 3.96 0.00 2.88
equal Polycab India Engineering 49.31 2.80 0.00 2.80
equal HDFC Bank Financial 25.03 2.99 0.00 2.72
equal Radico Khaitan FMCG 54.61 3.15 0.00 2.67
equal JB Chemicals & Pharma Healthcare 28.28 2.45 0.00 2.45
equal Mahanagar Gas Energy 10.41 2.91 0.00 2.19
equal ICICI Lombard General Insurance Company Insurance 55.24 2.64 0.00 2.12
equal Mahindra & Mahindra Automobile 26.54 8.24 0.00 1.99
new Medplus Health Services Healthcare 213.68 1.97 0.00 1.97
down Britannia Inds. FMCG 55.95 4.02 0.00 1.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Amar Kalkundrikar since 20-Oct-2020

Education: Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.

Experience: Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Funds Managed:


-0.21%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 115.6028

IDCW: ₹ 30.1044

Bonus: ₹ 115.6028


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 60
Min. Withdrawal (₹) 100
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-Sep-2004
Return Since Launch: 15.20%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 185 Cr (As on 31-Dec-2021)
Expense: 2.63% (As on 31-Dec-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 88.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW24-Jan-20201.3281

 18-Jan-20191.5495
 19-Jan-20182.5000
 20-Jan-20172.2500
 29-Jan-20162.2500
 30-Jan-20152.5000
 17-Jan-20142.0000
 11-Jan-20132.5000
 16-Mar-20121.0000
 25-Feb-20112.5000
 18-Sep-20091.5000
 28-Mar-20081.5000
 29-Jan-20072.5000
 29-Dec-20051.0000

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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