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Unrated

Nippon India Consumption Fund


Equity: Thematic-Consumption

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.78 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.98 -0.25 2.63 4.39 21.75 -0.76 6.66 1.58 6.05 9.71 8.95
S&P BSE 500 TRI -10.42 -0.76 2.76 5.61 22.89 -9.68 -5.65 2.53 6.22 11.40 8.42
Equity: Thematic-Consumption -6.26 -0.57 2.17 3.61 15.68 -5.11 1.06 2.77 7.34 12.05 11.30
Rank within category 3 4 3 4 2 3 2 7 6 5 5
Number of funds in category 12 12 12 12 12 12 12 9 8 7 6

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Consumption Fund  | Invest Online
Unrated
Sep-04 6.66 1.58 6.05 2.74 79
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 -3.47 -1.07 8.40 2.24 1,414
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 0.29 4.19 8.38 2.40 1,333
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 1.98 4.36 -- 2.31 1,073
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 -1.13 5.38 9.08 2.28 866

Best & Worst Performance

Best (Period) Worst (Period)
Week 24.24 (15-May-2009 - 22-May-2009) -20.69 (01-Jun-2006 - 08-Jun-2006)
Month 43.07 (05-May-2009 - 04-Jun-2009) -38.73 (26-Sep-2008 - 27-Oct-2008)
Quarter 77.24 (05-Mar-2009 - 04-Jun-2009) -45.12 (28-Jul-2008 - 27-Oct-2008)
Year 108.00 (09-Mar-2009 - 09-Mar-2010) -64.36 (07-Dec-2007 - 08-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.96 20.05 -0.12 -0.14 0.77 2.44
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Thematic-Consumption 4.23 19.98 -0.05 -0.06 0.77 3.73
Rank within category 7 6 7 7 6 7
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 63.76
Top 5 Stocks (%) 41.65
Top 3 Sectors (%) 77.31
Portfolio P/B Ratio 4.42
Portfolio P/E Ratio 27.53

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 66,882 60,574
Giant (%) 41.16 41.05
Large (%) 30.97 20.33
Mid (%) 18.86 26.81
Small (%) 9.01 12.54
Tiny (%) -- 1.26

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ITC FMCG 15.76 11.51 0.00 11.41
equal Bharti Airtel Communication -- 11.30 0.00 11.30
new Hindustan Unilever FMCG 76.03 7.84 0.00 7.84
equal Maruti Suzuki India Automobile 32.16 8.75 0.00 5.70
equal Hero Motocorp Automobile 14.92 5.41 0.00 5.40
down Dixon Technologies Engineering 58.45 6.04 0.00 4.96
equal Tata Consumer Products FMCG 86.14 4.66 0.00 4.66
equal Mahindra & Mahindra Automobile 538.88 6.75 0.00 4.44
down Asian Paints Chemicals 59.80 6.97 0.00 4.28
equal United Spirits FMCG 67.59 3.92 0.00 3.77
equal Bajaj Auto Automobile 15.84 3.69 0.00 3.44
equal Titan Company Cons Durable 58.62 5.53 0.00 2.83
equal Trent Services 181.86 3.96 0.00 2.80
equal Varun Beverages FMCG 40.58 2.77 0.00 2.51
equal Dabur India FMCG 57.87 4.02 0.00 2.41
equal Aditya Birla Fashion and Retail Services -- 5.15 0.00 2.29
up Marico FMCG 44.16 3.47 0.00 2.18
equal Britannia Inds. FMCG 63.26 2.83 0.00 2.15
equal TVS Motor Co. Automobile 29.27 2.25 0.00 2.13
equal Eicher Motors Automobile 28.96 2.10 0.00 2.10
equal INOX Leisure Services 163.50 14.06 1.83 1.83
new Colgate-Palmolive FMCG 46.31 3.65 0.00 1.77
equal Indian Hotels Services 28.07 3.03 0.00 1.34
equal Bajaj Consumer Care FMCG 11.60 1.46 0.00 1.26
equal Emami FMCG 35.14 2.20 0.00 1.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Sailesh Raj Bhan since 01-Apr-2005

Education: Mr. Bhan is an MBA (Finance) and CFA.

Experience: Mr. Sailesh Raj Bhan has about 19 years experience in equity research and fund management, with over 10 years at Reliance Nippon Life Asset Management Limited (formerly Reliance Capital Asset Management Limited). He manages diversified equity schemes like Reliance Equity Opportunities Fund (the largest Flexicap Scheme in India with assets of USD 800 million) since its inception in 2005 and Reliance Top200 Fund (a large cap diversified equity fund) since its inception in 2007. In addition, for over 9 years, he has been managing two specialized sector funds - Reliance Pharma Sector Fund (the largest pharma sector fund in India) and Reliance Media and Entertainment Fund.

Funds Managed:


-0.25%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 66.9014

Dividend: ₹ 17.4222

Bonus: ₹ 66.9014


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-Sep-2004
Return Since Launch: 12.80%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 79 Cr (As on 31-May-2020)
Expense: 2.74% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 81.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Jan-20201.3281

 18-Jan-20191.5495
 19-Jan-20182.5000
 20-Jan-20172.2500
 29-Jan-20162.2500
 30-Jan-20152.5000
 17-Jan-20142.0000
 11-Jan-20132.5000
 16-Mar-20121.0000
 25-Feb-20112.5000
 18-Sep-20091.5000
 28-Mar-20081.5000
 29-Jan-20072.5000
 29-Dec-20051.0000

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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