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3 star

Nippon India Consumption Fund


1 Lakh

Investment Grown to
₹ 1.81 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.38 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 28.70 -1.53 -0.26 -5.17 -1.98 13.24 38.24 21.90 14.25 10.61 15.09
S&P BSE 500 TRI 28.27 -1.60 -0.29 -4.97 -1.24 9.59 34.46 19.56 17.37 12.66 15.36
Equity: Thematic-Consumption 27.71 -1.76 -0.91 -3.74 0.11 12.38 34.38 19.22 16.80 12.66 16.60
Rank within category 4 3 5 12 12 6 3 3 8 7 5
Number of funds in category 12 15 15 15 13 12 12 11 9 8 7

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Consumption Fund  | Invest Online
3 star
Sep-04 38.24 21.90 14.25 2.41% 180
BNP Paribas India Consumption Fund - Regular Plan
5 star
Sep-18 31.00 22.52 -- 2.33% 886
Canara Robeco Consumer Trends Fund - Regular Plan  | Invest Online
4 star
Sep-09 33.49 21.34 19.89 2.53% 745
Aditya Birla Sun Life India GenNext Fund  | Invest Online
3 star
Aug-05 33.79 20.48 18.06 2.22% 2,545
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
3 star
Mar-11 35.65 18.69 19.22 2.13% 1,572

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 24.24 15-May-2009 - 22-May-2009 -20.69 01-Jun-2006 - 08-Jun-2006
Month 43.07 05-May-2009 - 04-Jun-2009 -38.73 26-Sep-2008 - 27-Oct-2008
Quarter 77.24 05-Mar-2009 - 04-Jun-2009 -45.12 28-Jul-2008 - 27-Oct-2008
Year 108.00 09-Mar-2009 - 09-Mar-2010 -64.36 07-Dec-2007 - 08-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.42 19.52 0.90 0.95 0.75 7.19
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Thematic-Consumption 19.15 19.45 0.79 0.88 0.73 5.14
Rank within category 3 6 3 3 6 4
Number of funds in category 11 11 11 11 11 11

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 33
Top 10 Stocks (%) 43.94
Top 5 Stocks (%) 25.56
Top 3 Sectors (%) 61.97
Portfolio P/B Ratio 8.38
Portfolio P/E Ratio 42.00

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 60,120 96,770
Giant (%) 23.78 41.68
Large (%) 30.16 23.17
Mid (%) 30.53 24.84
Small (%) 15.54 13.81
Tiny (%) -- 1.40

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Hindustan Unilever FMCG 64.54 8.12 0.00 6.52
down ITC FMCG 18.81 11.51 5.17 5.71
up United Spirits FMCG 75.81 4.90 0.00 4.90
equal SBI Cards & Payments Services Financial 90.49 4.85 0.00 4.23
equal Westlife Development Services -- 4.22 0.00 4.20
equal United Breweries FMCG 118.21 4.17 0.00 3.97
equal SBI Life Insurance Company Insurance 92.82 4.37 0.00 3.95
equal Godrej Consumer Products FMCG 51.41 5.85 0.00 3.72
equal Britannia Inds. FMCG 52.86 4.02 0.00 3.48
equal Shoppers Stop Ltd. Services -- 3.26 0.00 3.26
equal Bharti Airtel Communication 135.36 11.30 1.42 3.24
up HDFC Bank Financial 24.37 2.99 0.00 2.99
up Zomato Services -- 4.35 0.00 2.88
up Crompton Greaves Consumer Electricals Consumer Durable 41.23 2.85 0.00 2.85
equal Trent Services 514.33 3.96 0.00 2.79
new Blue Star Consumer Durable 63.59 2.62 0.00 2.62
equal Mahanagar Gas Energy 10.66 2.91 0.00 2.62
equal Avenue Supermarts Services 216.70 4.16 0.00 2.58
down Radico Khaitan FMCG 48.33 3.15 0.00 2.49
up JB Chemicals & Pharma Healthcare 25.94 2.38 0.00 2.38
equal ICICI Lombard General Insurance Company Insurance 55.33 2.64 0.00 2.31
equal Bajaj Auto Automobile 14.54 4.97 0.00 2.27
equal Bata India FMCG -- 1.98 0.00 1.98
equal Polycab India Engineering 42.75 2.05 0.00 1.89
equal Page Industries Textiles 98.50 2.45 0.00 1.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Amar Kalkundrikar since 20-Oct-2020

Education: Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.

Experience: Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Funds Managed:


-1.53%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 109.7222

IDCW: ₹ 28.5730

Bonus: ₹ 109.7222


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-Sep-2004
Return Since Launch: 14.95%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 180 Cr (As on 31-Oct-2021)
Expense: 2.41% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 94.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW24-Jan-20201.3281

 18-Jan-20191.5495
 19-Jan-20182.5000
 20-Jan-20172.2500
 29-Jan-20162.2500
 30-Jan-20152.5000
 17-Jan-20142.0000
 11-Jan-20132.5000
 16-Mar-20121.0000
 25-Feb-20112.5000
 18-Sep-20091.5000
 28-Mar-20081.5000
 29-Jan-20072.5000
 29-Dec-20051.0000

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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