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Value Research Rating
Analyst’s Choice
Riskometer
Moderate
₹18.0122 0.08%
As on 30-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
UTI Equity Savings Fund - Regular Plan
|
|
|
Moderate
|
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1.61 |
|
 |
|
Low to Moderate
|
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0.95 |
||
|
|
Moderately High
|
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1.76 |
||
|
|
High
|
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1.43 |
||
|
|
Moderately High
|
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1.86 |
₹668 Cr
1.00 (30)
5,000
--
500
6
Investment Strategy
The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
UTI Equity Savings Fund - Regular Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Equity Savings Fund - Regular Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Equity Savings Fund - Regular Plan is ₹18.0122 as of 01-May-2025.
The AUM of UTI Equity Savings Fund - Regular Plan Fund is ₹668 Cr as of 31-Mar-2025
The riskometer level of UTI Equity Savings Fund - Regular Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.32 13/11/2030 |
10.10
|
|
GOI Sec 7.04 03/06/2029 |
7.13
|
|
UTI Liquid Direct-G |
5.25
|
|
GOI Sec 7.23 15/04/2039 |
3.92
|
|
GOI Sec 7.06 10/04/2028 |
3.04
|
As of 31-Mar-2025, UTI Equity Savings Fund - Regular Plan had invested 36.95% in Cash & Cash Eq., 31.69% in Equity and 31.35% in Debt See More
UTI Equity Savings Fund - Regular Plan is 6 years 8 months old. It has delivered 9.22% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
7.84%
|
11.09%
|
12.89%
|
--
|
--
|
9.22%
|
No, There is no lock in period in UTI Equity Savings Fund - Regular Plan.
The expense ratio of UTI Equity Savings Fund - Regular Plan is 1.61.
