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DSP Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.89 Lakh

Analyst's Choice?

Suitability:

NA

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 6.88 0.26 4.85 7.71 6.63 -- --
VR MIP TRI 8.68 0.62 3.24 9.34 8.66 -- --
Hybrid: Equity Savings 6.15 0.68 3.44 6.41 6.93 -- --
Rank within category 11 20 5 8 10 -- --
Number of funds in category 20 23 23 19 13 4 0

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 5.26 (15-Feb-2019 - 19-Mar-2019) -5.81 (07-Sep-2018 - 08-Oct-2018)
Quarter 7.41 (24-Jun-2016 - 23-Sep-2016) -4.91 (27-Jul-2018 - 26-Oct-2018)
Year 17.09 (26-Dec-2016 - 26-Dec-2017) -3.31 (29-Jan-2018 - 29-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.55 5.82 0.13 0.20 1.09 -2.02
VR MIP TRI 8.35 4.20 0.61 0.98 -- --
Hybrid: Equity Savings 6.36 4.75 0.14 0.21 0.93 -1.82
Rank within category 9 13 10 10 11 9
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 75
Number of Bonds --
Average Maturity (yrs) * --
Top 10 Holdings (%) 42.78
Portfolio P/B Ratio 2.80
Portfolio P/E Ratio 23.16

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Axis Bank 95-D 21/01/2020 Fixed Deposits Unrated 0.00 - 3.45 3.45
equal 8.30% SBI Cards & Payments Services 17/05/2023 Bonds/Debentures AAA 1.64 - 2.94 2.94
equal 9.02% REC 19/11/2022 Bonds AAA 1.03 - 1.84 1.84
equal 7.60% Bajaj Finance 30/11/2021 Debenture AAA 1.09 - 1.93 1.70
equal 9.30% Export-Import Bank 2022 Bonds AAA 0.00 - 1.30 1.30
equal 8.95% Jamnagar Utilities and Power 26/04/2023 Debenture AAA 0.71 - 1.26 1.26
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.69 - 1.21 1.21
equal 7.24% IRFC 2021 Bonds AAA 0.00 - 1.20 1.20
new Axis Bank 95-D 11/02/2020 Fixed Deposits Unrated 0.00 - 1.14 1.14
equal 8.81% SIDBI 25/01/2022 Debenture AAA 0.00 - 0.65 0.65
equal 8.30% GAIL 23/02/2025 Bonds AAA 0.35 - 0.64 0.64
equal 8.70% Power Finance Corp. 15/01/2020 Bonds AAA 0.35 - 0.63 0.63
new ICICI Bank 367-D 23/11/2020 Fixed Deposits Unrated 0.00 - 0.58 0.58
equal 8.20% National Bank Agr. Rur. Devp 13/03/2020 Privately Placed Debts AAA 0.18 - 0.31 0.31
equal 6.83% Power Finance Corp. 15/04/2020 Bonds AAA 0.14 - 0.24 0.24
down 8.15% State Bank of India Bonds AA+ 0.24 - 2.64 0.24
equal 7.69% M&M Financial Services 27/03/2020 Debenture AAA 0.11 - 0.19 0.19
equal 6.83% REC 29/06/2020 Debenture AAA 0.07 - 0.35 0.12
equal Hatsun Agro Products Partly Paid Equity 0.01 - 0.02 0.02
equal Tata Steel Partly Paid Equity 0.00 - 0.01 0.01
equal MindTree Futures 0.00 - -0.01 -0.01
equal Tech Mahindra Futures 0.00 - -0.01 -0.01
equal Tata Motors Futures 0.00 - -0.01 -0.02
equal Vedanta Futures 0.00 - -0.02 -0.07
equal Adani Ports and Special Economic Zone Futures 0.00 - -0.08 -0.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 23.77 9.96 0.62 9.44
equal HDFC Financial 33.91 5.43 0.00 5.43
down India Grid Trust Engineering 4.94 0.00 4.94
down Bajaj Finance Financial 49.39 5.52 0.62 4.61
down HDFC Bank Financial 29.40 8.21 2.12 3.83
equal ICICI Bank Financial 67.96 3.17 0.00 3.17
down Indusind Bank Financial 24.93 2.65 0.54 2.65
down IRB InvIT Fund Construction 3.56 0.00 2.33
down Ipca Laboratories Healthcare 24.07 1.90 0.00 1.87
down Voltas Cons Durable 45.82 1.96 0.00 1.62
down JSW Steel Metals 9.14 4.36 1.06 1.56
down Blue Star Cons Durable 39.98 1.71 0.72 1.32
down V-Guard Industries Cons Durable 46.01 1.34 0.50 1.21
equal Ultratech Cement Construction 36.60 1.13 0.00 1.13
down BPCL Energy 16.75 1.47 0.53 1.04
equal Marico FMCG 35.57 1.03 0.00 1.03
down HCL Technologies Technology 14.85 0.98 0.00 0.91
down ICICI Lombard General Insurance Financial 56.56 0.97 0.00 0.88
down Eris Lifesciences Healthcare 21.25 2.02 0.00 0.85
down NTPC Energy 9.74 0.87 0.00 0.85
equal Dr. Reddy's Lab Healthcare 17.10 0.78 0.00 0.78
down Quess Corp Financial 27.84 1.47 0.59 0.75
down Bharat Electronics Engineering 14.33 1.22 0.24 0.75
down Minda Industries Automobile 36.54 0.78 0.00 0.74
down Crompton Greaves Consumer Electricals Cons Durable 33.62 1.04 0.46 0.73

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Gopal Agrawal since 20-Aug-2018

Education: Mr.Agrawal is a B.E and MBM.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.

Funds Managed:

— Saurabh Bhatia since 16-Mar-2018

Education: Mr. Bhatia holds Post Graduation Diploma in Business Management, Finance.

Experience: Prior to joining DSPBR Mutual Fund, had worked with ICICI Bank, HSBC Global Asset Management.

Funds Managed:


0.31%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 13.0830

Dividend Quarterly: ₹ 11.0390

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Dividend Monthly: ₹ 10.9760

Dividend: ₹ 11.0370


Investment Strategy

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 28-Mar-2016
Benchmark: CRISIL Liquid (70), NIFTY 500 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 860 Cr (As on 30-Nov-2019)
Expense: 2.17% (As on 30-Nov-2019)
Risk Grade: Above Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.5007

 28-Mar-20180.7000
 29-Mar-20170.6210
Dividend Monthly28-Nov-20190.0550

 25-Oct-20190.0540
 28-Jun-20190.0540
 28-May-20190.0540
 26-Apr-20190.0545
 28-Mar-20190.0543
 28-Dec-20180.0535
 28-Aug-20180.0550
 27-Jul-20180.0541
 28-Jun-20180.0545
 28-May-20180.0550
 27-Apr-20180.0556
 28-Mar-20180.0550
 28-Feb-20180.0550
 25-Jan-20180.0560
 28-Dec-20170.0570
 28-Nov-20170.0560
 27-Oct-20170.0560
 03-Oct-20170.0560
 28-Aug-20170.0560
 28-Jul-20170.0560
 28-Jun-20170.0550
 26-May-20170.1110
 28-Mar-20170.1650
 28-Dec-20160.1260
Dividend Quarterly28-Jun-20190.1640

 28-Mar-20190.1640
 28-Dec-20180.0989
 28-Jun-20180.1653
 28-Mar-20180.1670
 28-Dec-20170.1720
 03-Oct-20170.1690
 28-Jun-20170.1650
 28-Mar-20170.1640
 28-Dec-20160.1260
 28-Sep-20160.1310
 27-Jul-20160.0900

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM