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2 star

DSP Equity Savings Fund - Regular Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.65 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -4.64 -0.25 0.55 3.26 9.14 -5.34 -0.63 2.18 -- -- --
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 6.29 -- -- --
Hybrid: Equity Savings -2.32 -0.16 0.64 2.85 7.45 -2.84 0.58 2.86 -- -- --
Rank within category 21 18 13 7 4 21 17 11 -- -- --
Number of funds in category 23 23 23 23 23 23 22 14 8 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Equity Savings Fund - Regular Plan  | Invest Online
2 star
Mar-16 -0.63 2.18 -- 2.39 436
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 4.23 5.67 6.65 2.16 1,395
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 0.21 4.36 6.63 1.36 1,159
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 1.79 5.10 -- 2.35 688
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 -2.58 2.28 6.54 2.04 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.43 (26-May-2020 - 02-Jun-2020) -9.52 (16-Mar-2020 - 23-Mar-2020)
Month 8.33 (24-Mar-2020 - 23-Apr-2020) -18.88 (20-Feb-2020 - 23-Mar-2020)
Quarter 14.58 (24-Mar-2020 - 23-Jun-2020) -17.62 (23-Dec-2019 - 23-Mar-2020)
Year 17.09 (26-Dec-2016 - 26-Dec-2017) -13.55 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.77 11.25 -0.23 -0.22 1.60 -3.76
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings 2.94 9.00 -0.24 -0.23 1.29 -3.35
Rank within category 10 15 8 7 15 11
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 68
Number of Bonds 21
Average Maturity (yrs) * 1.23
Top 10 Holdings (%) 37.67
Portfolio P/B Ratio 1.81
Portfolio P/E Ratio 19.18

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 5.99 5.99
equal 8.45% Power Finance Corp. 2022 Non Convertible Debenture AAA 0.00 - 2.49 2.49
equal ICICI Bank 367-D 23/11/2020 Fixed Deposits Unrated 0.00 - 1.19 1.19
equal ICICI Bank 397-D 23/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 376-D 01/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 373-D 29/01/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 379-D 04/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 378-D 03/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 377-D 02/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal ICICI Bank 397-D 24/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 385-D 11/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 384-D 10/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 383-D 09/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 391-D 18/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 390-D 17/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 389-D 16/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 410-D 23/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 409-D 22/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 406-D 19/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 405-D 18/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 404-D 17/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Financial 15.26 6.37 0.00 6.05
down India Grid Trust Engineering -- 8.56 2.46 5.43
up Vedanta Metals -- 3.72 0.00 3.72
equal HDFC Bank Financial 22.27 5.79 2.12 3.60
down ICICI Bank Financial 24.39 4.53 0.00 3.36
up Aurobindo Pharma Healthcare 16.99 2.58 0.51 2.58
up Indusind Bank Financial 8.39 2.65 0.54 2.34
down Bajaj Finance Financial 37.93 6.17 0.71 2.11
equal Jindal Steel & Power Metals -- 2.09 0.00 2.09
up Dabur India FMCG 58.00 1.85 0.00 1.85
down Reliance Industries Energy 32.28 9.96 0.62 1.84
equal Adani Enterprises Services 15.43 1.82 0.00 1.82
equal Ipca Laboratories Healthcare 34.64 2.19 0.00 1.80
equal Bharti Airtel Communication -- 4.48 0.00 1.71
up Mahindra & Mahindra Automobile 542.84 1.66 0.00 1.66
equal Voltas Cons Durable 35.98 1.96 0.61 1.23
equal Hatsun Agro Products FMCG 95.74 1.08 0.00 1.08
new Infosys Technology 20.07 4.27 0.00 1.04
new Tata Consultancy Services Technology 26.71 1.01 0.00 1.01
equal Asian Paints Chemicals 60.39 1.12 0.00 1.01
equal Max Financial Services Financial 104.35 1.00 0.00 1.00
new Cipla Healthcare 33.30 1.00 0.00 1.00
equal Minda Industries Automobile 51.64 1.06 0.42 0.97
equal Crompton Greaves Consumer Electricals Cons Durable 30.40 0.96 0.46 0.96
down BHEL Engineering -- 0.95 0.00 0.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Vinit Sambre since 01-Jun-2020

Education: Mr. Sambre is a B.Com and FCA.

Experience: Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).

Interviews:

Funds Managed:

— Saurabh Bhatia since 16-Mar-2018

Education: Mr. Bhatia holds Post Graduation Diploma in Business Management, Finance.

Experience: Prior to joining DSPBR Mutual Fund, had worked with ICICI Bank, HSBC Global Asset Management.

Funds Managed:


-0.25%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 12.5190

Dividend Quarterly: ₹ 10.3840

More

Dividend Monthly: ₹ 10.3250

Dividend: ₹ 10.5610


Investment Strategy

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 28-Mar-2016
Return Since Launch: 5.38%
Benchmark: CRISIL Liquid (70), NIFTY 500 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 436 Cr (As on 30-Jun-2020)
Expense: 2.39% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: 399.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0550

 28-Jan-20200.0550
 27-Dec-20190.0550
 28-Nov-20190.0550
 25-Oct-20190.0540
 28-Jun-20190.0540
 28-May-20190.0540
 26-Apr-20190.0545
 28-Mar-20190.0543
 28-Dec-20180.0535
 28-Aug-20180.0550
 27-Jul-20180.0541
 28-Jun-20180.0545
 28-May-20180.0550
 27-Apr-20180.0556
 28-Mar-20180.0550
 28-Feb-20180.0550
 25-Jan-20180.0560
 28-Dec-20170.0570
 28-Nov-20170.0560
 27-Oct-20170.0560
 03-Oct-20170.0560
 28-Aug-20170.0560
 28-Jul-20170.0560
 28-Jun-20170.0550
Dividend Quarterly27-Dec-20190.1660

 28-Jun-20190.1640
 28-Mar-20190.1640
 28-Dec-20180.0989
 28-Jun-20180.1653
 28-Mar-20180.1670
 28-Dec-20170.1720
 03-Oct-20170.1690
 28-Jun-20170.1650
 28-Mar-20170.1640
 28-Dec-20160.1260
 28-Sep-20160.1310
 27-Jul-20160.0900
Dividend28-Mar-20190.5007

 28-Mar-20180.7000
 29-Mar-20170.6210

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM