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ICICI Prudential Equity Savings Fund

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Hybrid: Equity Savings

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1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.11 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.43 -0.19 -0.32 2.97 8.32 10.00 5.11 6.46 9.23 -- --
VR MIP TRI 1.64 -0.13 0.06 3.44 8.17 10.94 12.00 8.79 10.05 -- --
Hybrid: Equity Savings 1.66 -0.18 -0.22 3.67 8.77 12.41 10.53 5.84 8.29 -- --
Rank within category 16 17 16 20 13 21 22 8 6 -- --
Number of funds in category 23 23 23 23 23 23 23 14 11 0 0

As on 21-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
 Dec-14 5.11 6.46 9.23 1.51 1,048
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 11.43 7.60 9.17 2.21 1,373
Axis Equity Saver Fund - Regular Plan
4 star
 Aug-15 12.05 8.41 9.35 2.39 702
HDFC Equity Savings Fund  | Invest Online
2 star
 Sep-04 10.51 5.56 10.32 2.09 2,577
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
 May-15 13.84 7.24 9.38 1.70 1,350

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.88 (01-Apr-2020 - 09-Apr-2020) -9.32 (16-Mar-2020 - 23-Mar-2020)
Month 9.62 (23-Mar-2020 - 22-Apr-2020) -18.84 (20-Feb-2020 - 23-Mar-2020)
Quarter 15.76 (24-Mar-2020 - 23-Jun-2020) -17.79 (23-Dec-2019 - 23-Mar-2020)
Year 21.28 (26-Feb-2016 - 27-Feb-2017) -11.84 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.46 9.50 0.18 0.15 1.24 -3.04
VR MIP TRI 8.59 6.92 0.55 0.65 -- --
Hybrid: Equity Savings 5.85 9.59 0.14 0.17 1.30 -3.87
Rank within category 8 8 8 10 7 6
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Number of Bonds 14
Average Maturity (yrs) 1.93
Top 10 Holdings (%) 46.55
Portfolio P/B Ratio 2.69
Portfolio P/E Ratio 22.92

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 3.28 - 4.96 4.96
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 3.18 - 4.58 4.58
equal 8.75% Axis Bank Bonds/Debentures AA+ 2.92 - 4.43 4.43
new Reserve Bank of India 182-D 25/02/2021 Treasury Bills SOV 0.00 - 1.90 1.90
new Reserve Bank of India 182-D 18/03/2021 Treasury Bills SOV 0.00 - 1.90 1.90
new Reserve Bank of India 364-D 30/03/2021 Treasury Bills SOV 0.00 - 1.90 1.90
equal Reserve Bank of India 364-D 28/01/2021 Treasury Bills SOV 0.00 - 1.52 1.52
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.48 1.48
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA- 0.00 - 1.42 1.42
equal Reserve Bank of India 364-D 04/02/2021 Treasury Bills SOV 0.00 - 1.33 1.33
down 7.57% GOI 17/06/2033 GOI Securities SOV 1.06 - 4.47 1.06
down Writers and Publishers 30/04/2022 Non Convertible Debenture AA- 0.92 - 1.20 0.96
new 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 0.95 0.95
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.06 - 0.10 0.10
equal ICICI Pru FMP - Series 82 1185 Days Plan M Direct-G Mutual Fund -- 0.02 - 2.96 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 30.68 7.67 0.49 7.67
down Bharti Airtel Communication -- 7.03 0.86 6.39
equal ICICI Bank Financial 27.39 5.38 2.36 5.38
equal Sun Pharmaceutical Inds. Healthcare 95.10 3.92 1.77 3.88
equal Tech Mahindra Technology 24.36 3.80 0.94 3.38
equal Maruti Suzuki India Automobile 60.04 3.10 0.00 3.05
equal HDFC Financial 29.65 2.83 0.00 2.83
equal Reliance Industries Energy 34.78 3.65 0.27 2.28
down Ultratech Cement Construction 26.73 2.51 0.00 2.26
equal Tata Consumer Products FMCG 87.26 2.20 0.43 2.20
up HCL Technologies Technology 20.39 2.17 0.00 2.17
equal Larsen & Toubro Construction 16.92 4.56 1.10 1.69
equal Hindustan Unilever FMCG 79.35 2.92 0.11 1.69
equal Hindalco Inds. Metals 39.66 3.21 0.83 1.59
equal State Bank of India Financial 11.22 3.62 0.96 1.42
down NTPC Energy 14.89 5.44 1.42 1.42
equal CESC Energy 7.07 1.68 0.32 1.34
equal Coal India Energy 6.24 1.60 0.00 1.18
equal JSW Steel Metals 64.41 1.05 0.00 1.05
equal ITC FMCG 19.17 2.79 0.93 1.00
down SBI Life Insurance Company Financial 54.58 2.25 0.26 0.97
equal GAIL Energy 7.08 1.36 0.00 0.95
equal United Breweries FMCG 878.32 0.95 0.00 0.95
equal Ambuja Cements Construction 22.51 0.94 0.00 0.89
down Gujarat Pipavav Port Services 13.75 1.29 0.39 0.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Kayzad Eghlim since 05-Apr-2017

Education: Mr. Eghlim is a B.Com (H) and M Com.

Experience: Prior to joining ICICI Prudential AMC he has worked with IDFC Investment Advisors Ltd., Prime Securities and Canara Robeco Mutual Fund.

Funds Managed:

— Prakash Gaurav Goel since 09-Oct-2017

Education: Mr. Goel is Chartered Accountant & Bachelor of Commerce

Experience: Prior to joining ICICI Prudential Mutual fund, he has worked with IREVNA Research & Hindustan Unilever.

Funds Managed:

— Manish Banthia since 18-Nov-2014

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:

Invest Now
-0.19%

Change from previous, NAV as on 21-Jan-2021

Growth: ₹ 15.6200

Dividend Quarterly: ₹ 11.7800

More

Dividend Monthly: ₹ 11.6100

Dividend Half Yearly: ₹ 13.3800

Investment Strategy

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 05-Dec-2014
Return Since Launch: 7.54%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,048 Cr (As on 31-Dec-2020)
Expense: 1.51% (As on 31-Dec-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 58.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly21-Dec-20200.2200

 26-Jun-20200.2200
 20-Dec-20190.2125
 20-Jun-20190.2125
 20-Dec-20180.2125
 20-Dec-20170.2400
 20-Jun-20160.2400
 30-Jul-20150.2100
Dividend Monthly21-Dec-20200.0500

 19-Nov-20200.0500
 20-Oct-20200.0500
 17-Sep-20200.0500
 03-Aug-20200.0500
 20-Jul-20200.0400
 02-Mar-20200.0443
 03-Feb-20200.0443
 01-Jan-20200.0443
 02-Dec-20190.0443
 01-Nov-20190.0443
 01-Oct-20190.0443
 03-Sep-20190.0443
 01-Aug-20190.0443
 02-Jul-20190.0443
 03-Jun-20190.0443
 02-May-20190.0443
 03-Apr-20190.0443
 05-Mar-20190.0443
 06-Feb-20190.0443
 09-Jan-20190.0443
 28-Dec-20180.0531
 02-Nov-20180.0885
 08-Aug-20180.0885
 04-Jul-20180.0885
Dividend Quarterly21-Dec-20200.1800

 21-Sep-20200.1800
 26-Jun-20200.1600
 06-Dec-20190.1594
 06-Sep-20190.1594
 06-Jun-20190.1594
 05-Mar-20190.1594
 20-Dec-20180.1594
 21-Sep-20180.1771
 21-Jun-20180.1771
 21-Mar-20180.2000
 21-Dec-20170.1700
 21-Sep-20170.1700
 02-Jun-20170.1700
 24-Mar-20170.1200
 21-Dec-20160.1200
 23-Sep-20160.1200
 21-Jun-20160.1200
 30-Jul-20150.0400
 20-Mar-20150.1200

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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