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ICICI Prudential Equity Savings Fund

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Hybrid: Equity Savings

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1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.83 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.86 0.07 0.63 1.35 9.35 -4.48 2.96 4.54 6.67 -- --
VR MIP TRI 1.47 0.01 0.47 1.67 7.45 0.84 6.27 6.31 7.29 -- --
Hybrid: Equity Savings -0.41 0.11 0.73 1.79 8.98 -1.59 4.53 3.04 4.93 -- --
Rank within category 19 13 16 19 7 21 19 4 3 -- --
Number of funds in category 23 23 23 23 23 23 23 14 9 0 0

As on 07-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
 Dec-14 2.96 4.54 6.67 1.35 1,159
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 7.57 5.79 6.82 2.20 1,386
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
 Aug-15 4.30 5.07 -- 2.33 701
HDFC Equity Savings Fund  | Invest Online
3 star
 Sep-04 1.58 2.30 6.59 2.03 3,071
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
 May-15 6.60 3.70 5.73 1.68 1,344

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.88 (01-Apr-2020 - 09-Apr-2020) -9.32 (16-Mar-2020 - 23-Mar-2020)
Month 9.62 (23-Mar-2020 - 22-Apr-2020) -18.84 (20-Feb-2020 - 23-Mar-2020)
Quarter 15.76 (24-Mar-2020 - 23-Jun-2020) -17.79 (23-Dec-2019 - 23-Mar-2020)
Year 21.28 (26-Feb-2016 - 27-Feb-2017) -11.84 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.75 9.12 -0.05 -0.05 1.26 -1.76
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Equity Savings 3.21 9.07 -0.19 -0.19 1.29 -3.32
Rank within category 4 9 4 4 9 4
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Number of Bonds 12
Average Maturity (yrs) 2.53
Top 10 Holdings (%) 37.51
Portfolio P/B Ratio 1.62
Portfolio P/E Ratio 14.41

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 3.09 - 4.36 4.36
equal 8.75% Axis Bank Bonds/Debentures AA+ 2.92 - 3.89 3.89
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 2.98 - 4.05 3.70
equal HDFC Bank 91-D 17/08/2020 Fixed Deposits -- 0.00 - 2.72 2.72
new HDFC Bank 91-D 09/09/2020 Fixed Deposits -- 0.00 - 2.59 2.59
equal Federal Bank 365-D 22/07/2020 Fixed Deposits -- 1.55 - 2.16 2.16
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 4.47 1.91
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.34 1.34
equal Federal Bank 365-D 26/08/2020 Fixed Deposits -- 0.00 - 1.30 1.29
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA 0.90 - 1.24 1.23
down Writers and Publishers 30/04/2022 Non Convertible Debenture AA- 0.98 - 1.54 0.98
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.06 - 0.09 0.09
down ICICI Pru FMP - Series 82 1185 Days Plan M Direct-G Mutual Fund -- 0.02 - 2.96 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Bharti Airtel Communication -- 7.03 0.86 6.88
down ICICI Bank Financial 22.79 4.51 2.36 4.10
down Sun Pharmaceutical Inds. Healthcare 174.77 3.92 1.34 3.09
down Infosys Technology 23.78 3.90 0.49 3.05
down NTPC Energy 12.61 5.44 1.76 2.85
up Vedanta Metals -- 2.85 0.00 2.85
down Hindustan Unilever FMCG 75.78 2.92 0.11 2.75
equal State Bank of India Financial 7.88 3.62 1.83 2.37
up HDFC Financial 14.05 2.25 0.00 2.21
equal Power Grid Corporation Energy 9.81 2.49 0.00 2.11
up SBI Life Insurance Company Financial 60.27 2.09 0.00 2.09
equal Maruti Suzuki India Automobile 50.03 3.10 0.00 1.60
equal Tata Power Energy 13.20 1.47 0.64 1.47
down HDFC Bank Financial 20.14 3.51 0.00 1.42
down Axis Bank Financial 72.28 4.73 1.34 1.34
equal Tata Consumer Products FMCG 93.78 1.31 0.00 1.31
equal CESC Energy 5.91 1.68 0.26 1.23
down Hindalco Inds. Metals 10.60 3.21 0.83 1.21
down ITC FMCG 16.68 2.79 1.18 1.18
down Ultratech Cement Construction 21.68 1.32 0.00 1.14
down Larsen & Toubro Construction 15.34 4.56 1.12 1.12
down Reliance Industries Energy 34.17 3.65 0.00 1.12
down Gujarat Pipavav Port Services 11.72 1.22 0.39 1.09
up Tata Motors Automobile -- 1.92 0.46 1.07
down Coal India Energy 4.78 1.60 0.00 1.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Kayzad Eghlim since 05-Apr-2017

Education: Mr. Eghlim is a B.Com (H) and M Com.

Experience: Prior to joining ICICI Prudential AMC he has worked with IDFC Investment Advisors Ltd., Prime Securities and Canara Robeco Mutual Fund.

Funds Managed:

— Manish Banthia since 18-Nov-2014

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Prakash Gaurav Goel since 09-Oct-2017

— Sankaran Naren since 18-Nov-2014

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.

Interviews:

Funds Managed:

Invest Now
0.07%

Change from previous, NAV as on 07-Aug-2020

Growth: ₹ 14.2700

Dividend Quarterly: ₹ 11.1100

More

Dividend Monthly: ₹ 10.8000

Dividend Half Yearly: ₹ 12.4300

Investment Strategy

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 05-Dec-2014
Return Since Launch: 6.46%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,159 Cr (As on 30-Jun-2020)
Expense: 1.35% (As on 30-Jun-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 53.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly03-Aug-20200.0500

 20-Jul-20200.0400
 02-Mar-20200.0443
 03-Feb-20200.0443
 01-Jan-20200.0443
 02-Dec-20190.0443
 01-Nov-20190.0443
 01-Oct-20190.0443
 03-Sep-20190.0443
 01-Aug-20190.0443
 02-Jul-20190.0443
 03-Jun-20190.0443
 02-May-20190.0443
 03-Apr-20190.0443
 05-Mar-20190.0443
 06-Feb-20190.0443
 09-Jan-20190.0443
 28-Dec-20180.0531
 02-Nov-20180.0885
 08-Aug-20180.0885
 04-Jul-20180.0885
 06-Jun-20180.0885
 03-May-20180.0885
 04-Apr-20180.0885
 07-Mar-20180.2000
Dividend Half Yearly26-Jun-20200.2200

 20-Dec-20190.2125
 20-Jun-20190.2125
 20-Dec-20180.2125
 20-Dec-20170.2400
 20-Jun-20160.2400
 30-Jul-20150.2100
Dividend Quarterly26-Jun-20200.1600

 06-Dec-20190.1594
 06-Sep-20190.1594
 06-Jun-20190.1594
 05-Mar-20190.1594
 20-Dec-20180.1594
 21-Sep-20180.1771
 21-Jun-20180.1771
 21-Mar-20180.2000
 21-Dec-20170.1700
 21-Sep-20170.1700
 02-Jun-20170.1700
 24-Mar-20170.1200
 21-Dec-20160.1200
 23-Sep-20160.1200
 21-Jun-20160.1200
 30-Jul-20150.0400
 20-Mar-20150.1200

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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