VR Logo

SBI Equity Savings Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.62 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -7.28 1.03 3.54 -0.03 -5.55 -6.59 -3.66 3.44 -- -- --
VR MIP TRI -3.51 0.69 2.44 0.61 -2.12 -2.93 0.07 5.57 -- -- --
Hybrid: Equity Savings -5.86 0.87 3.24 0.26 -4.72 -5.51 -3.75 2.97 -- -- --
Rank within category 17 8 7 18 16 13 14 7 -- -- --
Number of funds in category 22 22 22 22 22 22 20 14 5 0 0

As on 01-Jun-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.19 (24-Mar-2020 - 31-Mar-2020) -9.15 (11-Mar-2020 - 18-Mar-2020)
Month 9.63 (24-Mar-2020 - 23-Apr-2020) -19.22 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.88 (29-Feb-2016 - 30-May-2016) -18.10 (23-Dec-2019 - 23-Mar-2020)
Year 18.79 (26-Dec-2016 - 26-Dec-2017) -12.02 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.52 9.47 -0.20 -0.19 1.41 -1.93
VR MIP TRI 5.43 6.39 0.01 0.01 -- --
Hybrid: Equity Savings 3.06 8.80 -0.24 -0.22 1.28 -2.38
Rank within category 8 12 6 7 13 8
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 74
Number of Bonds 16
Average Maturity (yrs) * 2.12
Top 10 Holdings (%) 43.83
Portfolio P/B Ratio 2.35
Portfolio P/E Ratio 18.74

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 6.11 5.83
equal TMF Holdings 2022 Debenture AA- 0.00 - 3.82 3.59
equal 6.24% Federal Bank 366-D Term Deposits -- 0.00 - 2.75 2.59
new 6.18% GOI 2024 GOI Securities SOV 0.00 - 1.54 1.54
equal 8.84% Tata Power 21/02/2023 Debenture AA 0.00 - 1.60 1.45
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 0.00 - 1.29 1.17
equal 9.53% Indian Bank 27/12/2029 Debenture AA- 0.00 - 1.24 1.16
equal 8.75% Muthoot Finance 24/06/2020 Debenture AA 1.01 - 4.06 1.11
equal 9.45% State Bank of India Debenture AA+ 0.73 - 1.20 1.11
new 6.81% AU Small Finance Bank 399-D Term Deposits -- 0.00 - 0.74 0.74
equal 8.59% Federal Bank 557-D Term Deposits -- 0.00 - 0.39 0.37
equal 8.59% Federal Bank 551-D Term Deposits -- 0.00 - 0.39 0.37
equal 8.29% AU Small Finance Bank 372-D Term Deposits -- 0.00 - 0.39 0.37
equal 8.59% Federal Bank 578-D Term Deposits -- 0.00 - 0.39 0.37
equal 8.59% Federal Bank 563-D Term Deposits -- 0.00 - 0.39 0.37
equal 10.10% L&T Vadodara Bharuch Tollway 30/06/2021 Debenture A 0.24 - 0.39 0.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 26.13 10.46 1.80 10.46
down HDFC Financial 14.04 8.24 1.05 7.31
up Adani Ports and Special Economic Zone Services 17.79 3.60 0.11 3.60
down HDFC Bank Financial 19.87 5.30 1.13 3.19
down ICICI Bank Financial 22.94 3.72 0.73 2.68
down Kotak Mahindra Bank Financial 28.77 2.74 1.29 2.40
down Axis Bank Financial 60.43 5.65 0.33 2.18
down Bharti Airtel Communication -- 2.12 0.20 2.12
down Infosys Technology 17.95 2.83 0.79 1.96
down Asian Paints Chemicals 59.80 1.83 0.20 1.76
down Maruti Suzuki India Automobile 30.81 2.18 0.98 1.63
down Tata Consultancy Services Technology 23.72 3.39 0.46 1.57
down Bajaj Finance Financial 24.69 2.15 0.57 1.20
equal Dixon Technologies Engineering 53.42 1.41 0.00 1.18
down ITC FMCG 16.46 5.53 1.18 1.18
down Hindustan Unilever FMCG 73.30 1.42 0.32 1.16
down Tech Mahindra Technology 13.01 1.49 0.10 1.16
equal HDFC Life Insurance Financial 80.27 1.23 0.00 1.11
equal Ganesha Ecosphere Textiles 5.35 1.51 0.25 1.03
equal ICICI Prudential Life Insurance Co. Ltd. Financial 51.67 1.35 0.00 0.99
equal Sheela Foam Textiles 34.62 0.98 0.00 0.98
down Sun Pharmaceutical Inds. Healthcare 29.64 0.97 0.45 0.97
down State Bank of India Financial 10.76 1.60 0.94 0.96
equal Dabur India FMCG 57.37 0.92 0.00 0.92
down Larsen & Toubro Construction 13.34 1.43 0.54 0.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

*As on 31-Mar-2020

Fund Manager

— Neeraj Kumar since 11-May-2015

Education: Mr.Kumar is a B.Com(H) and ACA.

Experience: Prior to joining SBI AMC he has worked with SBI Funds Management Pvt. Ltd. and LIC.

Funds Managed:


1.03%

Change from previous, NAV as on 01-Jun-2020

Growth: ₹ 13.5484

Dividend Quarterly: ₹ 12.8306

Dividend Monthly: ₹ 12.3966


Investment Strategy

The scheme seeks to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Exit Load 0.1% for redemption within 15 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 27-May-2015
Return Since Launch: 6.24%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,353 Cr (As on 30-Apr-2020)
Expense: 1.02% (As on 30-Apr-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly07-Sep-20180.1771

 23-Mar-20180.3000
 23-Dec-20150.1500
Dividend Monthly31-Aug-20180.0443

 10-Jul-20180.0576
 23-Apr-20180.0576
 23-Mar-20180.0650
 26-Feb-20180.0900
 29-Dec-20170.0650
 24-Nov-20170.0600
 27-Oct-20170.0650
 29-Sep-20170.0650
 24-Aug-20170.0650
 28-Jul-20170.0650
 30-Jun-20170.0650
 31-May-20170.0650
 29-Jan-20160.0100
 31-Dec-20150.0600
 30-Nov-20150.0600
 30-Oct-20150.0600

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Shop for value or hold cash

dateFriday, 12-Jun-2020
time12:30 PM - 01:00 PM