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SBI Equity Savings Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.34 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -15.62 -1.19 -2.87 -14.20 -15.92 -12.24 -10.73 1.17 -- -- --
VR MIP TRI -8.16 0.95 3.06 -6.83 -8.16 -5.34 -2.67 4.67 -- -- --
Hybrid: Equity Savings -12.98 -0.83 -2.13 -12.21 -13.32 -9.97 -9.33 0.99 -- -- --
Rank within category 20 22 21 17 20 21 16 8 -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 5 0 0

As on 03-Apr-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.19 (24-Mar-2020 - 31-Mar-2020) -9.15 (11-Mar-2020 - 18-Mar-2020)
Month 5.08 (29-Feb-2016 - 30-Mar-2016) -19.22 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.88 (29-Feb-2016 - 30-May-2016) -18.10 (23-Dec-2019 - 23-Mar-2020)
Year 18.79 (26-Dec-2016 - 26-Dec-2017) -12.02 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.61 8.70 -0.34 -0.29 1.38 -1.85
VR MIP TRI 4.76 5.99 -0.13 -0.13 -- --
Hybrid: Equity Savings 2.04 8.14 -0.41 -0.33 1.24 -2.52
Rank within category 7 11 5 5 12 5
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.17% GOI 2028 GOI Securities SOV 0.00 - 4.51 4.51
equal TMF Holdings 2022 Debenture AA- 0.00 - 3.25 3.25
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 2.69 2.69
equal 6.15% Federal Bank 366-D Term Deposits -- 0.00 - 2.34 2.34
equal 8.84% Tata Power 21/02/2023 Debenture AA 0.00 - 1.37 1.37
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 0.00 - 1.10 1.10
equal 9.45% State Bank of India Debenture AA+ 0.67 - 1.06 1.06
equal 9.53% Allahabad Bank 27/12/2029 Debenture AA- 0.00 - 1.05 1.05
down 8.75% Muthoot Finance 24/06/2020 Debenture AA 1.01 - 4.06 1.01
equal 6.70% AU Small Finance Bank 399-D Term Deposits -- 0.00 - 0.67 0.67
equal 8.43% Federal Bank 563-D Term Deposits -- 0.00 - 0.33 0.33
equal 8.43% Federal Bank 557-D Term Deposits -- 0.00 - 0.33 0.33
equal 8.43% Federal Bank 551-D Term Deposits -- 0.00 - 0.33 0.33
equal 8.11% AU Small Finance Bank 372-D Term Deposits -- 0.00 - 0.33 0.33
equal 10.10% L&T Vadodara Bharuch Tollway 30/06/2021 Debenture A 0.22 - 0.33 0.33
equal 8.43% Federal Bank 578-D Term Deposits -- 0.00 - 0.33 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 15.76 9.86 1.02 8.86
equal HDFC Financial 11.90 8.24 1.05 7.78
equal HDFC Bank Financial 16.97 5.30 1.13 3.76
equal ICICI Bank Financial 19.55 3.72 0.66 3.45
equal Kotak Mahindra Bank Financial 24.98 2.74 1.15 2.74
equal Adani Ports and Special Economic Zone Services 10.56 6.21 0.11 2.71
equal Axis Bank Financial 19.19 5.65 0.33 2.26
equal Bajaj Finance Financial 24.18 2.15 0.57 2.15
equal Bharti Airtel Communication -- 2.04 0.19 2.04
equal Infosys Technology 15.25 2.83 0.79 1.98
equal Asian Paints Chemicals 53.72 1.68 0.20 1.68
equal Tata Consultancy Services Technology 19.15 3.39 0.46 1.55
equal Ganesha Ecosphere Textiles 5.13 1.51 0.25 1.51
equal State Bank of India Financial 13.34 1.60 0.94 1.47
equal Tech Mahindra Technology 11.53 1.49 0.10 1.46
equal ITC FMCG 14.59 5.53 1.27 1.27
equal Maruti Suzuki India Automobile 19.60 7.44 0.98 1.20
equal Hindustan Unilever FMCG 68.52 1.29 0.27 1.15
equal HDFC Life Insurance Financial 63.12 1.23 0.00 1.09
equal Larsen & Toubro Construction 11.13 1.43 0.53 1.08
equal ICICI Prudential Life Insurance Co. Ltd. Financial 42.32 1.35 0.00 1.02
equal Sheela Foam Textiles 30.38 0.98 0.00 0.98
equal Emami FMCG 24.65 1.09 0.00 0.94
equal Chalet Hotel Services 55.26 0.92 0.00 0.92
down Dixon Technologies Engineering 36.15 1.41 0.00 0.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Ruchit Mehta since 11-May-2015

Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.

Funds Managed:

— Neeraj Kumar since 11-May-2015

Education: Mr.Kumar is a B.Com(H) and ACA.

Experience: Prior to joining SBI AMC he has worked with SBI Funds Management Pvt. Ltd. and LIC.

Funds Managed:


-1.19%

Change from previous, NAV as on 03-Apr-2020

Growth: ₹ 12.3300

Dividend Quarterly: ₹ 11.6768

Dividend Monthly: ₹ 11.2818


Investment Strategy

The scheme seeks to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Exit Load 0.1% for redemption within 15 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 27-May-2015
Return Since Launch: 4.41%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,497 Cr (As on 29-Feb-2020)
Expense: 1.03% (As on 29-Feb-2020)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly07-Sep-20180.1771

 23-Mar-20180.3000
 23-Dec-20150.1500
Dividend Monthly31-Aug-20180.0443

 10-Jul-20180.0576
 23-Apr-20180.0576
 23-Mar-20180.0650
 26-Feb-20180.0900
 29-Dec-20170.0650
 24-Nov-20170.0600
 27-Oct-20170.0650
 29-Sep-20170.0650
 24-Aug-20170.0650
 28-Jul-20170.0650
 30-Jun-20170.0650
 31-May-20170.0650
 29-Jan-20160.0100
 31-Dec-20150.0600
 30-Nov-20150.0600
 30-Oct-20150.0600

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

Registration Over