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3 star

ICICI Prudential Equity Savings Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.24 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 10.10 -0.06 -0.17 1.02 3.07 6.03 17.68 9.69 8.41 -- --
VR MIP TRI 12.14 -0.12 -0.51 1.15 6.54 10.83 19.49 12.24 9.77 -- --
Hybrid: Equity Savings 13.90 -0.11 -0.59 1.25 4.84 10.90 22.24 11.80 9.30 -- --
Rank within category 21 8 1 15 23 22 19 17 11 -- --
Number of funds in category 23 23 23 23 23 23 23 18 13 2 0

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Equity Savings Fund - Direct Plan  | Invest Now
3 star
Dec-14 17.68 9.69 8.41 0.43% 3,986
HDFC Equity Savings Fund - Direct Plan  | Invest Online
4 star
Jan-13 30.42 12.47 10.76 1.25% 2,469
Kotak Equity Savings Fund - Direct Plan  | Invest Online
4 star
Oct-14 17.76 11.51 9.93 1.21% 1,575
Axis Equity Saver Fund - Direct Plan
4 star
Aug-15 25.61 14.15 11.28 0.94% 981
SBI Equity Savings Fund - Direct Plan
3 star
May-15 24.19 13.31 9.91 0.67% 1,816

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.83 01-Apr-2020 - 09-Apr-2020 -9.24 16-Mar-2020 - 23-Mar-2020
Month 9.62 23-Mar-2020 - 22-Apr-2020 -18.79 20-Feb-2020 - 23-Mar-2020
Quarter 15.89 24-Mar-2020 - 23-Jun-2020 -17.67 23-Dec-2019 - 23-Mar-2020
Year 32.67 23-Mar-2020 - 23-Mar-2021 -11.28 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.45 9.50 0.58 0.51 1.23 -3.03
VR MIP TRI 10.89 6.85 1.01 1.24 -- --
Hybrid: Equity Savings 10.67 9.25 0.76 0.83 1.25 -1.93
Rank within category 17 10 18 18 9 18
Number of funds in category 19 19 19 19 19 19

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 58
Number of Bonds 19
Average Maturity (yrs) 1.08
Top 10 Holdings (%) 32.96
Portfolio P/B Ratio 2.49
Portfolio P/E Ratio 18.49

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal ICICI Pru Savings Direct -G Mutual Fund -- 0.00 - 3.98 2.55
up Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 2.00 2.00
new Reserve Bank of India 182-D 02/12/2021 Treasury Bills SOV 0.00 - 1.87 1.87
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 2.04 1.75
equal Reserve Bank of India 91-D 14/10/2021 Treasury Bills SOV 0.00 - 1.61 1.38
equal 9.75% Manappuram Finance 31/12/2021 Debenture AA 0.00 - 1.49 1.27
equal ICICI Pru Ultra Short Term Direct-G Mutual Fund -- 0.00 - 1.47 1.26
equal 9.50% Indusind Bank Additional Tier 1 Bond AA 1.26 - 4.72 1.26
equal Reserve Bank of India 364-D 11/11/2021 Treasury Bills SOV 0.00 - 1.46 1.25
new 9.55% Hindalco Inds. 25/04/2022 Bonds/NCDs AA+ 0.00 - 1.03 1.03
up 8.75% Nayara Energy 13/08/2024 Non Convertible Debenture AA 0.00 - 0.99 0.99
new 2.00% Tata Steel 23/04/2022 Debenture AA+ 0.00 - 0.91 0.91
equal 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 1.54 0.68
equal 8.35% Manappuram Finance 31/01/2022 Non Convertible Debenture AA 0.00 - 1.23 0.63
equal 8.35% JM Financial Credit Solutions 26/04/2024 Non Convertible Debenture AA 0.00 - 0.98 0.63
equal 8.25% IDFC First Bank 14/07/2022 Non Convertible Debenture AA 0.00 - 0.65 0.56
equal 8.35% Manappuram Finance 18/02/2022 Non Convertible Debenture AA 0.00 - 1.42 0.38
equal Reserve Bank of India 364-D 18/11/2021 Treasury Bills SOV 0.00 - 0.29 0.25
equal Reserve Bank of India 91-D 19/11/2021 Treasury Bills SOV 0.00 - 0.29 0.25
equal Writers and Publishers 30/04/2022 Non Convertible Debenture AA- 0.15 - 0.98 0.15
equal 8.49% NTPC 25/03/2025 Bonds/NCDs AAA 0.03 - 0.10 0.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Axis Bank Financial 29.64 5.35 0.00 5.35
equal Adani Ports and Special Economic Zone Services 28.06 4.70 0.00 3.96
up State Bank of India Financial 17.95 5.48 0.96 3.30
down Bharti Airtel Communication 360.64 7.03 0.86 3.26
equal Tata Steel Metals 7.50 5.82 0.00 3.26
down NTPC Energy 10.54 5.44 1.09 3.08
down ITC FMCG 20.93 5.17 0.74 2.95
up Tech Mahindra Technology 30.62 3.80 0.94 2.83
equal HDFC Financial 26.03 5.06 1.00 2.42
down Mahindra & Mahindra Automobile 47.18 2.61 0.00 2.22
down Sun Pharmaceutical Industries Healthcare 32.54 5.41 1.77 2.22
equal Maruti Suzuki India Automobile 43.62 3.10 1.00 2.10
equal Reliance Industries Energy 34.00 3.65 0.27 2.02
equal Infosys Technology 34.62 7.67 0.54 1.96
equal Vedanta Metals 8.15 3.33 0.00 1.90
equal ICICI Bank Financial 26.31 5.38 1.68 1.68
equal HDFC Bank Financial 27.22 3.51 0.00 1.56
up Ambuja Cements Construction 23.49 1.49 0.00 1.49
equal GAIL Energy 8.76 2.31 0.24 1.36
equal HCL Technologies Technology 28.09 2.17 0.00 1.18
equal Hindalco Inds. Metals 15.15 3.21 0.83 1.05
equal Kotak Mahindra Bank Financial 43.30 1.36 0.00 0.86
equal Ultratech Cement Construction 32.39 2.81 0.00 0.83
equal Tata Consumer Products FMCG 101.09 2.36 0.43 0.80
equal Power Grid Corporation Energy 8.74 2.11 0.00 0.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Dharmesh Kakkad since 23-Feb-2021

Education: Mr. kakkad is B.com., CA & CFA.

Experience: He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.

Funds Managed:

— Kayzad Eghlim since 05-Apr-2017

Education: Mr. Eghlim is a B.Com (H) and M Com.

Experience: Prior to joining ICICI Prudential AMC he has worked with IDFC Investment Advisors Ltd., Prime Securities and Canara Robeco Mutual Fund.

Funds Managed:

— Manish Banthia since 18-Nov-2014

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Ritesh Lunawat since 28-Dec-2020

Education: Mr. Lunawat is B.Com and Chartered Accountant.

Experience: He has been Working with ICICI Prudential AMC Since September 2013.

Funds Managed:


-0.06%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 17.7700

IDCW Quarterly: ₹ 13.9500

More

IDCW Monthly: ₹ 14.2800

IDCW Half Yearly: ₹ 15.3400


Investment Strategy

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 05-Dec-2014
Return Since Launch: 8.71%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,986 Cr (As on 30-Sep-2021)
Expense: 0.43% (As on 30-Sep-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: 53.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly04-Oct-20210.0500

 02-Sep-20210.0500
 04-Aug-20210.0500
 05-Jul-20210.0500
 02-Jun-20210.0500
 15-Apr-20210.0500
 19-Nov-20200.0500
 20-Oct-20200.0500
 17-Sep-20200.0500
 03-Aug-20200.0500
 02-Mar-20200.0443
 03-Feb-20200.0443
 01-Jan-20200.0443
 02-Dec-20190.0443
 01-Nov-20190.0443
 01-Oct-20190.0443
 03-Sep-20190.0443
 01-Aug-20190.0443
 02-Jul-20190.0443
 03-Jun-20190.0443
 02-May-20190.0443
 03-Apr-20190.0443
 05-Mar-20190.0443
 06-Feb-20190.0443
 09-Jan-20190.0443
IDCW Quarterly15-Sep-20210.1800

 17-Jun-20210.1800
 21-Dec-20200.1800
 21-Sep-20200.1800
 06-Dec-20190.1594
 06-Sep-20190.1594
 06-Jun-20190.1594
 05-Mar-20190.1594
 20-Dec-20180.1594
 21-Jun-20180.1771
 21-Mar-20180.2000
 02-Jun-20170.1700
 24-Mar-20170.1200
 21-Dec-20160.1200
 23-Sep-20160.1200
 21-Jun-20160.1200
 30-Jul-20150.1200
 20-Mar-20150.1200
IDCW Half Yearly21-Jun-20210.2200

 21-Dec-20200.2200
 26-Jun-20200.2200
 20-Dec-20190.2125
 20-Jun-20190.2125
 20-Dec-20180.2125
 20-Jun-20160.2400
 30-Jul-20150.2400

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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