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2 star

DSP Equity Savings Fund - Direct Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.75 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.42 0.34 1.78 3.67 12.13 -3.23 0.26 4.10 -- -- --
VR MIP TRI -0.20 0.15 1.61 2.42 8.32 0.07 2.45 6.41 -- -- --
Hybrid: Equity Savings -1.62 0.21 1.82 2.95 9.84 -1.45 0.78 4.18 -- -- --
Rank within category 19 4 11 7 2 19 16 10 -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 7 0 0

As on 07-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Equity Savings Fund - Direct Plan  | Invest Online
2 star
Mar-16 0.26 4.10 -- 0.85 433
Kotak Equity Savings Fund - Direct Plan  | Invest Online
4 star
Oct-14 4.52 6.64 7.43 1.21 1,409
ICICI Prudential Equity Savings Fund - Direct Plan  | Invest Now
4 star
Dec-14 0.47 5.28 -- 0.70 1,157
Axis Equity Saver Fund - Direct Plan  | Invest Online
4 star
Aug-15 2.18 6.47 -- 1.02 679
HDFC Equity Savings Fund - Direct Plan  | Invest Online
3 star
Jan-13 -2.64 3.66 7.75 1.27 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.47 (26-May-2020 - 02-Jun-2020) -9.50 (16-Mar-2020 - 23-Mar-2020)
Month 8.47 (24-Mar-2020 - 23-Apr-2020) -18.78 (20-Feb-2020 - 23-Mar-2020)
Quarter 15.01 (24-Mar-2020 - 23-Jun-2020) -17.31 (23-Dec-2019 - 23-Mar-2020)
Year 18.83 (26-Dec-2016 - 26-Dec-2017) -12.25 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.34 11.27 -0.09 -0.08 1.60 -2.19
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings 4.08 9.00 -0.11 -0.10 1.29 -2.21
Rank within category 10 15 9 8 15 10
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 82
Number of Bonds 21
Average Maturity (yrs) 1.23
Top 10 Holdings (%) 41.36
Portfolio P/B Ratio 1.47
Portfolio P/E Ratio 13.71

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 5.86 5.86
new 8.45% Power Finance Corp. 2022 Non Convertible Debenture AAA 0.00 - 2.44 2.44
equal ICICI Bank 367-D 23/11/2020 Fixed Deposits Unrated 0.00 - 1.19 1.19
equal Bank of Baroda 379-D 04/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 378-D 03/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 377-D 02/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 376-D 01/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 373-D 29/01/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 385-D 11/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 384-D 10/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 383-D 09/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 391-D 18/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 390-D 17/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 389-D 16/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 410-D 23/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 409-D 22/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 406-D 19/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 405-D 18/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal Bank of Baroda 404-D 17/03/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal ICICI Bank 397-D 23/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47
equal ICICI Bank 397-D 24/02/2021 Fixed Deposits Unrated 0.00 - 0.47 0.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal India Grid Trust Engineering -- 8.56 2.46 8.56
up HDFC Financial 15.30 6.37 0.00 5.74
up ICICI Bank Financial 25.29 4.53 0.00 4.11
up Reliance Industries Energy 31.07 9.96 0.62 3.24
equal HDFC Bank Financial 22.46 5.79 2.12 3.23
up Vedanta Metals -- 3.22 0.00 3.22
down Bajaj Finance Financial 37.51 6.17 0.66 2.86
equal Aurobindo Pharma Healthcare 16.62 2.10 0.51 2.10
down Indusind Bank Financial 8.83 2.65 0.54 1.94
up Adani Enterprises Services 16.23 1.74 0.00 1.74
equal Bharti Airtel Communication -- 4.48 0.00 1.70
equal Ipca Laboratories Healthcare 34.05 2.19 0.00 1.62
up Jindal Steel & Power Metals -- 1.58 0.00 1.58
equal IRB InvIT Fund Construction -- 3.30 1.52 1.52
down Mahindra & Mahindra Automobile 549.59 1.61 0.00 1.42
down Voltas Cons Durable 36.22 1.96 0.61 1.09
equal Minda Industries Automobile 51.67 1.06 0.42 1.03
equal Asian Paints Chemicals 61.26 1.12 0.00 1.01
equal Dabur India FMCG 58.51 1.02 0.00 0.98
equal Divi's Laboratories Healthcare 41.47 1.13 0.00 0.93
equal Crompton Greaves Consumer Electricals Cons Durable 30.06 0.96 0.46 0.91
up Hindustan Unilever FMCG 75.33 4.12 0.00 0.90
equal Max Financial Services Financial 101.70 0.89 0.00 0.89
equal ONGC Energy 9.43 0.98 0.00 0.87
equal Hatsun Agro Products FMCG 95.00 0.87 0.00 0.87

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Vinit Sambre since 01-Jun-2020

Education: Mr. Sambre is a B.Com and FCA.

Experience: Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).

Interviews:

Funds Managed:

— Saurabh Bhatia since 16-Mar-2018

Education: Mr. Bhatia holds Post Graduation Diploma in Business Management, Finance.

Experience: Prior to joining DSPBR Mutual Fund, had worked with ICICI Bank, HSBC Global Asset Management.

Funds Managed:


0.34%

Change from previous, NAV as on 07-Jul-2020

Growth: ₹ 13.3760

Dividend Quarterly: ₹ 11.9840

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Dividend Monthly: ₹ 11.8160

Dividend: ₹ 11.4010


Investment Strategy

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 28-Mar-2016
Return Since Launch: 7.03%
Benchmark: CRISIL Liquid (70), NIFTY 500 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 433 Cr (As on 31-May-2020)
Expense: 0.85% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: 399.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0550

 28-Jan-20200.0550
 27-Dec-20190.0550
 28-Nov-20190.0550
 25-Oct-20190.0540
 28-Jun-20190.0540
 28-May-20190.0540
 26-Apr-20190.0545
 28-Mar-20190.0543
 28-Aug-20180.0550
 27-Apr-20180.0443
 25-Jan-20180.0290
 28-Dec-20170.0570
 28-Jun-20170.0550
 26-May-20170.1110
 28-Mar-20170.1650
 28-Dec-20160.1260
 28-Sep-20160.1310
 27-Jul-20160.0900
Dividend Quarterly27-Dec-20190.1660

 28-Jun-20190.1640
 28-Mar-20190.1640
 28-Dec-20180.1000
 28-Mar-20180.1660
 28-Dec-20170.1720
 28-Jun-20170.0800
 28-Sep-20160.1310
 27-Jul-20160.0900
Dividend28-Mar-20190.5007

 28-Mar-20180.7000
 29-Mar-20170.5660

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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