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Nippon India Equity Savings Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.52 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.00 0.26 -0.13 1.11 2.34 -3.85 -4.09 3.57 -- -- --
VR MIP TRI 0.49 0.23 -0.14 0.45 2.86 4.24 10.08 8.76 -- -- --
Hybrid: Equity Savings 1.21 0.26 0.03 1.30 3.46 5.86 9.39 7.98 -- -- --
Rank within category 17 11 20 18 21 21 20 13 -- -- --
Number of funds in category 23 23 23 23 23 21 20 13 5 0 0

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.43 (25-Feb-2016 - 03-Mar-2016) -5.40 (20-Sep-2019 - 27-Sep-2019)
Month 5.10 (29-Feb-2016 - 30-Mar-2016) -5.61 (13-Sep-2019 - 14-Oct-2019)
Quarter 8.31 (29-Feb-2016 - 30-May-2016) -9.11 (05-Jul-2019 - 04-Oct-2019)
Year 21.24 (26-Dec-2016 - 26-Dec-2017) -7.21 (25-Sep-2018 - 25-Sep-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.10 6.26 -0.26 -0.40 1.21 -5.37
VR MIP TRI 8.83 4.11 0.76 1.17 -- --
Hybrid: Equity Savings 7.77 4.69 0.46 0.71 0.94 -0.88
Rank within category 15 14 15 15 14 15
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Number of Bonds 8
Average Maturity (yrs) 1.17
Top 10 Holdings (%) 54.66
Portfolio P/B Ratio 2.10
Portfolio P/E Ratio 20.47

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Yes Bank Bonds/NCDs BBB 0.00 - 6.74 6.74
equal Indian Receivable Trust 2027 Zero Coupon Bonds A+ 0.00 - 3.97 3.97
equal Indian Receivable Trust 2044 Zero Coupon Bonds A 0.00 - 3.78 3.78
equal RMZ Buildcon 14/06/2031 Non Convertible Debenture BBB+ 1.85 - 3.50 3.50
equal Morgan Credits 19/04/2021 Zero Coupon Bonds BBB- 0.00 - 1.57 0.51
equal 9.15% Coastal Gujarat Power 14/06/2022 Debenture AA 0.00 - 0.13 0.13
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 34.91 11.98 1.21 11.18
equal Reliance Industries Energy 22.24 10.78 0.60 10.78
equal HDFC Bank Financial 25.94 5.33 3.93 4.78
equal ICICI Bank Financial 67.25 4.42 1.46 3.65
equal Grasim Industries Construction 12.48 3.89 1.22 3.52
equal Infosys Technology 20.40 6.06 1.54 2.75
up Sun Pharmaceutical Inds. Healthcare 24.81 4.23 0.64 2.65
equal Larsen & Toubro Construction 19.54 3.45 1.47 2.44
equal Axis Bank Financial 43.43 3.98 0.00 1.89
equal Adani Ports and Special Economic Zone Services 16.39 1.79 0.00 1.79
down Vedanta Metals 7.52 3.12 0.00 1.64
equal Motherson Sumi Systems Automobile 30.19 2.42 0.59 1.63
equal ITC FMCG 21.07 2.00 0.67 1.49
down Jindal Steel & Power Metals -- 1.42 0.00 1.42
down Tata Motors Automobile -- 3.10 0.00 1.39
equal Indian Oil Corp. Energy 10.06 2.63 0.00 1.30
equal United Spirits FMCG 56.70 0.98 0.00 0.98
new Indusind Bank Financial 20.26 1.96 0.00 0.98
up Maruti Suzuki India Automobile 35.42 5.03 0.00 0.96
equal Aditya Birla Capital Financial 24.62 0.95 0.00 0.95
equal Bajaj Finance Financial 51.46 0.80 0.00 0.80
down JSW Steel Metals 12.35 2.60 0.00 0.72
equal State Bank of India Financial 28.59 3.27 0.59 0.63
equal Sadbhav Engineering Construction 15.32 0.84 0.00 0.63
equal Bharat Electronics Engineering 14.42 0.63 0.00 0.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Anand Devendra Gupta since 12-Sep-2018

Education: Mr. Gupta is B.Com and PGDBA

Experience: Prior to joining Reliance AMC he has worked with ICICI Prudential AMC and Refco - Sify Securities Pvt. Ltd.

Funds Managed:

— Anju Chhajer since 12-May-2015

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

— Sanjay Parekh since 12-May-2015

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:


0.26%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 12.4112

Dividend Quarterly: ₹ 10.5334

More

Dividend Monthly: ₹ 10.5433

Dividend: ₹ 10.6985

Bonus: ₹ 12.4112


Investment Strategy

The scheme seeks to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-May-2015
Return Since Launch: 4.75%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 798 Cr (As on 31-Dec-2019)
Expense: 1.70% (As on 31-Dec-2019)
Risk Grade: High
Return Grade: Low
Turnover: 454.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly22-Apr-20190.0708

 25-Mar-20190.0708
 24-Sep-20180.0708
 27-Aug-20180.0800
 23-Jul-20180.0708
 25-Jun-20180.0708
 28-May-20180.0708
 23-Apr-20180.0708
 26-Mar-20180.0800
 19-Feb-20180.0800
 22-Jan-20180.0800
 26-Dec-20170.0800
 27-Nov-20170.0800
 23-Oct-20170.0800
 25-Sep-20170.0800
 28-Aug-20170.0800
 24-Jul-20170.0800
 27-Jun-20170.0800
 22-May-20170.0800
 20-Feb-20170.0500
 23-Jan-20170.0500
 26-Dec-20160.0500
 26-Sep-20160.1000
 25-Jul-20160.0500
 27-Jun-20160.0500
Dividend25-Mar-20190.7083

 26-Mar-20181.0000
Dividend Quarterly25-Mar-20190.0708

 19-Sep-20180.2500
 19-Jun-20180.2214
 19-Mar-20180.2500
 19-Dec-20170.2500
 19-Sep-20170.2500
 19-Jun-20170.2500
 19-Dec-20160.1500
 20-Jun-20160.1500

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

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dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM