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2 star

Franklin India Life Stage FoF 20s


1 Lakh

Investment Grown to
₹ 1.59 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.31 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 37.15 0.79 2.44 4.79 10.59 26.21 61.80 16.61 11.91 11.90 13.15
VR Balanced TRI 26.86 0.84 2.55 4.09 13.33 24.09 45.59 19.36 15.80 12.99 13.73
Hybrid: Aggressive Hybrid 29.61 0.66 2.30 4.17 11.34 23.88 48.35 18.23 13.24 12.59 14.03
Rank within category 5 10 20 13 29 11 5 29 22 17 15
Number of funds in category 48 49 49 49 49 49 47 39 30 26 23

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Life Stage FoF 20s  | Invest Online Now
2 star
Dec-03 61.80 16.61 11.91 1.37 12
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 47.86 20.14 14.59 1.58 47,470
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 78.88 21.54 16.12 1.80 18,653
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 49.53 21.44 14.05 1.87 7,563
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 41.05 20.54 14.95 1.93 6,746

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 14.43 27-Oct-2008 - 04-Nov-2008 -14.25 10-May-2004 - 17-May-2004
Month 24.61 11-May-2009 - 10-Jun-2009 -29.49 20-Feb-2020 - 23-Mar-2020
Quarter 61.28 09-Mar-2009 - 10-Jun-2009 -30.46 02-Sep-2008 - 02-Dec-2008
Year 94.21 09-Mar-2009 - 11-Mar-2010 -42.25 04-Dec-2007 - 03-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.09 18.00 0.62 0.65 0.92 -1.23
VR Balanced TRI 17.41 18.03 0.75 0.87 -- --
Hybrid: Aggressive Hybrid 16.45 17.01 0.74 0.79 0.89 0.49
Rank within category 28 33 36 33 30 33
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Franklin India Corporate Debt Direct-G Mutual Fund -- 15.00 - 19.89 18.95
equal Franklin India Dynamic Accrual Direct Plan-Gr Mutual Fund -- 0.49 - 4.42 0.52
down Franklin India Dynamic Accrual Fund - Segregated Portfolio 2 Direct-G Mutual Fund -- 0.00 - 0.00 0.00
equal Franklin India Dynamic Accrual Fund - Seg Portfolio 3 Direct-G Mutual Fund -- 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Franklin India Bluechip Direct Fund-Gr Financial -- 49.46
down Templeton India Value Direct-G Financial -- 14.93
down Franklin India Prima Fund - Di Financial -- 14.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Paul Parampreet since 01-Mar-2018

Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.

Funds Managed:


0.79%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 122.4157

IDCW: ₹ 36.8235


Investment Strategy

The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation. The scheme will invest in a combination of equity and income funds of Franklin Templeton Mutual Fund. The debt and equity allocation will be automatically rebalanced every 6 months to revert to the steady state levels.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Dec-2003
Return Since Launch: 15.04%
Benchmark: S&P BSE Sensex TRI (65), CRISIL Composite Bond Index (20), NIFTY 500 TRI (15)
Riskometer: Very High
Type: Open-ended
Assets: ₹ 12 Cr (As on 30-Sep-2021)
Expense: 1.37% (As on 30-Sep-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Oct-20202.0000

 01-Nov-20192.2135
 19-Oct-20181.8008
 27-Oct-20171.9501
 28-Oct-20161.9140
 23-Oct-20152.1668
 31-Oct-20142.3591
 25-Oct-20132.3378
 19-Oct-20123.3034
 24-Oct-20113.5236
 22-Oct-20105.2705

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over