ICICI Prudential Equity & Debt Fund

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Value Research Rating

5 star

Analyst’s Choice

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Riskometer

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Very High

₹337.9200 0.43%

As on 19-Apr-2024

Returns

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Calculate SIP Returns of ICICI Prudential Equity & Debt Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Very High risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of ICICI Prudential Equity & Debt Fund

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of ICICI Prudential Equity & Debt Fund

Assets info

₹33,502 Cr

Exit Load (Days) info

1.00 (365)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

100

Min. No of Cheques

6

Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

Suitability

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxation

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for ICICI Prudential Equity & Debt Fund

ICICI Prudential Equity & Debt Fund invests 65-80 per cent of its assets in equity stocks and the remaining 20-35 per cent in bonds.

Mutual funds can be bought directly from the website of the fund house. For instance, ICICI Prudential Equity & Debt Fund fund can be purchased from the website of ICICI Prudential Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of ICICI Prudential Equity & Debt Fund is ₹337.9200 as of 20-Apr-2024.

The AUM of ICICI Prudential Equity & Debt Fund Fund is ₹33,502 Cr as of 31-Mar-2024

The riskometer level of ICICI Prudential Equity & Debt Fund is Very High. See More

Company Percentage of Portfolio

GOI Sec 7.18 14/08/2033

3.63

GOI GOI FRB 22/09/2033

3.16

GOI Sec 4.45 30/10/2034

2.04

Embassy Office

1.41

ICICI Pru Liquid Direct-G

0.99
See More

As of 31-Mar-2024, ICICI Prudential Equity & Debt Fund had invested 73.06% in Equity, 22.09% in Debt, 2.69% in Cash & Cash Eq. and 2.16% in Real Estate See More

ICICI Prudential Equity & Debt Fund is 24 years 5 months old. It has delivered 15.47% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
40.00%
26.26%
20.13%
16.74%
17.62%
15.47%

No, There is no lock in period in ICICI Prudential Equity & Debt Fund.

The expense ratio of ICICI Prudential Equity & Debt Fund is 1.62.

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