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3 star

BNP Paribas Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.17 0.01 0.07 0.34 0.83 1.71 3.40 4.90 5.77 6.41 --
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 --
Debt: Liquid 3.10 0.01 0.07 0.33 0.83 1.68 3.32 4.81 5.62 6.32 --
Rank within category 6 21 4 9 12 11 4 10 10 13 --
Number of funds in category 38 39 39 39 39 39 38 35 34 33 1

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Liquid Fund - Direct Plan
3 star
Jan-13 3.40 4.90 5.77 0.11% 1,195
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.32 4.88 5.74 0.20% 35,561
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.93 5.79 0.21% 27,111
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.92 5.79 0.18% 20,961
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.30 4.89 5.76 0.22% 8,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.56 24-Mar-2020 - 31-Mar-2020 -0.21 17-Mar-2020 - 24-Mar-2020
Month 0.94 08-Aug-2013 - 09-Sep-2013 0.12 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 24-Jul-2013 - 23-Oct-2013 0.78 20-Oct-2020 - 19-Jan-2021
Year 9.80 26-Jul-2013 - 27-Jul-2014 3.33 17-Jun-2020 - 17-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.82 0.49 2.10 11.45 1.05 1.67
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.73 0.47 2.01 11.93 0.99 1.55
Rank within category 10 30 12 23 27 11
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 19 19 8 37
Modified Duration (yrs) 0.09 0.12 0.05 --
Average Maturity (yrs) 0.09 0.12 0.05 --
Yield to Maturity (%) 3.92 3.92 2.98 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/11/2021 Treasury Bills SOV 0.00 - 22.70 16.74
new Reserve Bank of India 182-D 12/11/2021 Treasury Bills SOV 0.00 - 8.36 8.36
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 11.33 8.35
new Indian Oil Corporation 37-D 10/12/2021 Commercial Paper A1+ 0.00 - 8.34 8.34
new Reliance Jio Infocomm 91-D 13/01/2022 Commercial Paper A1+ 0.00 - 8.31 8.31
new Axis Bank 24/11/2021 Certificate of Deposit A1+ 0.00 - 4.18 4.18
equal Reliance Industries 91-D 12/11/2021 Commercial Paper A1+ 0.00 - 5.67 4.18
new LIC Housing Fin. 2021 Commercial Paper A1+ 0.00 - 4.18 4.18
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 4.17 4.17
new JM Financial Products 147-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.17 4.17
equal HDFC Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 5.66 4.17
equal Muthoot Finance 89-D 22/12/2021 Commercial Paper A1+ 0.00 - 5.64 4.16
new Reserve Bank of India 91-D 27/01/2022 Treasury Bills SOV 0.00 - 4.15 4.15
new Kotak Securities 91-D 13/01/2022 Commercial Paper A1+ 0.00 - 4.15 4.15
new Berger Paints India 62-D 29/12/2021 Commercial Paper A1+ 0.00 - 2.91 2.91
new 8.54% NHPC 26/11/2021 Bonds AAA 0.00 - 2.10 2.10
new 7.77% Can Fin Homes 15/11/2021 Debenture AA 0.00 - 2.10 2.10
new Tata Capital Financial Services 9-D 10/11/2021 Commercial Paper A1+ 0.00 - 2.09 2.09
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 1.67 1.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Mayank Prakash since 21-Sep-2015

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:

— Vikram Pamnani since 27-Dec-2017

Education: Mr. Pamnani holds PGDM in Finance.

Experience: Prior to joining BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Funds Managed:


0.01%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 3,240.3948

IDCW Weekly: ₹ 1,000.6030

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IDCW Monthly: ₹ 1,001.0684

IDCW Daily: ₹ 1,001.3201


Investment Strategy

The Scheme seeks to generate regular returns in line with investments in Debt and money market securities with maturity of upto 91 days only.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.02%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,195 Cr (As on 31-Oct-2021)
Expense: 0.11% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily05-Dec-20210.1916

 03-Dec-20210.1030
 02-Dec-20210.0951
 01-Dec-20210.1070
 30-Nov-20210.1024
 29-Nov-20210.0968
 28-Nov-20210.1880
 26-Nov-20210.0965
 25-Nov-20210.0981
 24-Nov-20210.1177
 23-Nov-20210.1077
 22-Nov-20210.0667
 21-Nov-20210.2852
 18-Nov-20210.1017
 17-Nov-20210.1030
 16-Nov-20210.0890
 15-Nov-20210.0971
 14-Nov-20210.1859
 12-Nov-20210.1021
 11-Nov-20210.1123
 10-Nov-20210.0987
 09-Nov-20210.1374
 08-Nov-20210.1703
 07-Nov-20210.4180
 03-Nov-20210.1140
IDCW Weekly02-Dec-20210.6848

 25-Nov-20210.6748
 18-Nov-20210.6787
 11-Nov-20210.5183
 07-Nov-20210.9999
 28-Oct-20210.4561
 21-Oct-20210.5339
 14-Oct-20210.6601
 07-Oct-20210.6688
 30-Sep-20210.5449
 23-Sep-20210.6021
 16-Sep-20210.6157
 09-Sep-20210.5880
 02-Sep-20210.6365
 26-Aug-20210.6529
 19-Aug-20210.6609
 12-Aug-20210.7082
 05-Aug-20210.6331
 29-Jul-20210.6610
 22-Jul-20210.6538
 15-Jul-20210.6843
 08-Jul-20210.6154
 01-Jul-20210.7161
 24-Jun-20210.7236
 17-Jun-20210.5759
IDCW Monthly25-Nov-20212.8730

 28-Oct-20212.3202
 30-Sep-20213.0219
 26-Aug-20212.6490
 29-Jul-20213.3188
 24-Jun-20212.6132
 27-May-20212.5557
 29-Apr-20213.9554
 18-Mar-20211.8761
 25-Feb-20212.6241
 28-Jan-20213.0241
 01-Nov-20203.2406
 25-Sep-20202.5334
 28-Aug-202020.6783
 26-Mar-20201.0981
 27-Feb-20202.9573
 30-Jan-20203.6005
 26-Dec-20192.9263
 28-Nov-20193.1460
 31-Oct-20194.1477
 26-Sep-20193.2181
 29-Aug-20194.3373
 25-Jul-20193.7722
 27-Jun-20193.8490
 30-May-20195.0999

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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