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3 star

Invesco India Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.06 0.01 0.07 0.30 0.82 1.69 3.30 4.77 5.69 6.39 --
CCIL T Bill Liquidity Weight 1.88 0.03 0.04 0.17 0.43 1.08 2.05 3.24 3.53 3.99 --
Debt: Liquid 3.07 0.01 0.07 0.30 0.82 1.68 3.32 4.82 5.63 6.32 --
Rank within category 25 29 21 15 24 24 24 27 23 20 --
Number of funds in category 38 39 39 39 39 39 38 35 34 33 1

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Liquid Fund - Direct Plan  | Invest Online
3 star
Jan-13 3.30 4.77 5.69 0.15% 4,148
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.32 4.90 5.74 0.20% 35,561
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.94 5.79 0.21% 29,710
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.34 4.93 5.79 0.18% 20,961
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.30 4.91 5.77 0.22% 8,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.45 24-Mar-2020 - 31-Mar-2020 -0.20 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.13 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.75 23-Oct-2020 - 22-Jan-2021
Year 9.90 26-Jul-2013 - 27-Jul-2014 3.23 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.68 0.46 1.93 13.97 0.99 1.50
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.73 0.47 2.01 11.93 0.99 1.55
Rank within category 27 10 26 10 13 27
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 44 57 40 35
Modified Duration (yrs) 0.08 0.12 0.07 --
Average Maturity (yrs) 0.08 0.12 0.08 --
Yield to Maturity (%) 3.58 3.58 2.94 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/11/2021 Treasury Bills SOV 0.00 - 6.03 6.03
equal Reserve Bank of India 91-D 19/11/2021 Treasury Bills SOV 0.00 - 4.81 4.81
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
equal Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
equal Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
new Indian Oil Corporation 43-D 18/11/2021 Commercial Paper A1+ 0.00 - 3.01 3.01
new Indusind Bank 2021 Certificate of Deposit A1+ 0.00 - 2.41 2.41
equal Reliance Retail Ventures 89-D 03/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
equal Bajaj Housing Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 2.41 2.41
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.40 2.40
new Export-Import Bank 2021 Certificate of Deposit A1+ 0.00 - 2.40 2.40
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.40 2.40
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.40 2.40
new Tata Capital Housing Finance 80-D 30/12/2021 Commercial Paper A1+ 0.00 - 2.40 2.40
new HDFC Securities 91-D 12/01/2022 Commercial Paper A1+ 0.00 - 2.39 2.39
equal Reliance Industries 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.81 1.81
equal Muthoot Finance 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
new Reliance Industries 146-D 20/12/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
equal Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
equal Muthoot Finance 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
up Bharti Airtel 45-D 01/11/2021 Commercial Paper A1+ 0.00 - 1.21 1.21
equal Godrej Agrovet 90-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.20 1.20
new TV18 Broadcast 56-D 24/12/2021 Commercial Paper A1+ 0.00 - 1.20 1.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Krishna Venkat Cheemalapati since 01-Jan-2013

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:

— Vikas Garg since 27-Jul-2021

Education: Mr. Garg is CFA MBA Finance, B-Tech and M- Tech

Experience: Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Funds Managed:


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Change from previous, NAV as on 05-Dec-2021

Growth: ₹ 2,890.3246

IDCW Weekly: ₹ 1,001.0800

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IDCW Monthly: ₹ 1,047.7995

IDCW Daily: ₹ 1,000.9596


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.00%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 4,148 Cr (As on 31-Oct-2021)
Expense: 0.15% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily04-Dec-20210.0919

 03-Dec-20210.0924
 02-Dec-20210.0905
 01-Dec-20210.0944
 30-Nov-20210.1075
 29-Nov-20210.0916
 28-Nov-20210.0897
 27-Nov-20210.0896
 26-Nov-20210.0915
 25-Nov-20210.1078
 24-Nov-20210.1194
 23-Nov-20210.0896
 22-Nov-20210.0614
 21-Nov-20210.0953
 20-Nov-20210.0954
 19-Nov-20210.0953
 18-Nov-20210.0957
 17-Nov-20210.0980
 16-Nov-20210.0879
 15-Nov-20210.0903
 14-Nov-20210.0916
 13-Nov-20210.0915
 12-Nov-20210.1065
 11-Nov-20210.1179
 10-Nov-20210.1070
IDCW Monthly29-Nov-20215.9986

 29-Sep-20212.5793
 30-Aug-20214.9080
 28-May-20212.5816
 29-Apr-202112.1028
 29-Jun-20203.1758
 28-May-20204.1424
 29-Apr-20204.6689
 30-Mar-20203.7400
 27-Feb-20202.8365
 30-Jan-20203.1192
 30-Dec-20193.2479
 28-Nov-20193.0934
 30-Oct-20193.8454
 27-Sep-20193.0615
 29-Aug-20193.5282
 30-Jul-20194.3859
 27-Jun-20193.7978
 30-May-20194.9790
 26-Apr-20194.3233
 28-Mar-20194.2194
 27-Feb-20193.9546
 30-Jan-20194.8927
 28-Dec-20184.3834
 29-Nov-20184.6899
IDCW Weekly29-Nov-20210.6924

 22-Nov-20210.6421
 15-Nov-20210.7692
 08-Nov-20210.8444
 01-Nov-20210.5746
 25-Oct-20210.5408
 18-Oct-20210.5605
 11-Oct-20210.6979
 04-Oct-20210.6255
 27-Sep-20210.5871
 20-Sep-20210.5996
 13-Sep-20210.5926
 06-Sep-20210.6290
 30-Aug-20210.6771
 23-Aug-20210.5689
 17-Aug-20210.8355
 09-Aug-20210.6411
 02-Aug-20210.6467
 26-Jul-20210.6912
 19-Jul-20210.6637
 12-Jul-20210.6490
 05-Jul-20210.6628
 28-Jun-20210.6956
 21-Jun-20210.6140
 14-Jun-20210.6477

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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