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Invesco India Liquid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 6.27 0.42 1.33 6.65 6.95 7.43 --
CCIL T Bill Liquidity Weight 4.21 0.30 0.89 4.41 4.19 4.52 --
Debt: Liquid 6.28 0.43 1.35 6.68 6.73 7.26 --
Rank within category 25 27 27 25 23 16 --
Number of funds in category 37 39 39 36 35 34 1

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 0.95 (08-Aug-2013 - 09-Sep-2013) 0.39 (24-Jun-2013 - 24-Jul-2013)
Quarter 2.70 (24-Jul-2013 - 23-Oct-2013) 1.37 (09-Aug-2019 - 08-Nov-2019)
Year 9.90 (26-Jul-2013 - 27-Jul-2014) 6.75 (01-Dec-2016 - 01-Dec-2017)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.76 0.19 5.05 7.59 0.28 1.45
CCIL T Bill Liquidity Weight 4.11 0.25 -6.57 -10.84 -- --
Debt: Liquid 6.60 0.41 4.68 7.94 0.47 1.61
Rank within category 20 15 17 23 12 20
Number of funds in category 29 29 29 28 29 29

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 58 107 40 58
Modified Duration (yrs) 0.10 0.15 0.07 0.08
Average Maturity (yrs) 0.11 0.16 0.07 0.09
Yield to Maturity (%) 5.12 7.33 5.12 5.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal NTPC 91-D 10/01/2020 Commercial Paper A1+ 0.00 - 4.48 4.26
new Ultratech Cement 88-D 21/02/2020 Commercial Paper A1+ 0.00 - 4.24 4.24
new Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 4.24 4.24
equal HPCL 91-D 13/12/2019 Commercial Paper A1+ 0.00 - 4.30 3.56
equal Indian Oil Corp. 74-D 24/12/2019 Commercial Paper A1+ 0.00 - 3.74 3.56
equal Grasim Industries 80-D 23/12/2019 Commercial Paper A1+ 0.00 - 2.99 2.85
equal National Housing Bank 90-D 16/12/2019 Commercial Paper A1+ 0.00 - 3.44 2.85
equal Larsen & Toubro 91-D 17/01/2020 Commercial Paper A1+ 0.00 - 2.98 2.84
new Sun Pharmaceutical Inds. 91-D 17/02/2020 Commercial Paper A1+ 0.00 - 2.82 2.82
equal Reliance Jio Infocomm 62-D 02/12/2019 Commercial Paper A1+ 0.00 - 2.25 2.14
equal Aditya Birla Housing Finance 58-D 06/12/2019 Commercial Paper A1+ 0.00 - 2.25 2.14
equal Bajaj Finance 91-D 16/12/2019 Commercial Paper A1+ 0.00 - 3.43 2.14
new Reliance Jio Infocomm 90-D 18/02/2020 Commercial Paper A1+ 0.00 - 2.12 2.12
new Reliance Jio Infocomm 90-D 27/02/2020 Commercial Paper A1+ 0.00 - 2.12 2.12
new Bajaj Housing Finance 91-D 18/02/2020 Commercial Paper A1+ 0.00 - 2.12 2.12
equal ICICI Securities Primary Dealership 59-D 20/12/2019 Commercial Paper A1+ 0.00 - 1.87 1.78
equal Muthoot Finance 365-D 30/01/2020 Commercial Paper A1+ 0.00 - 1.71 1.63
equal Reliance Retail Ltd. 60-D 03/12/2019 Commercial Paper A1+ 0.00 - 1.50 1.43
equal Rashtriya Chem & Fert. 60-D 03/12/2019 Commercial Paper A1+ 0.00 - 1.50 1.43
equal Tata Capital Housing Finance 364-D 15/01/2020 Commercial Paper A1+ 0.00 - 1.49 1.42
equal ICICI Bank 23/12/2019 Certificate of Deposit A1+ 0.00 - 1.50 1.42
equal Sundaram Finance 74-D 16/12/2019 Commercial Paper A1+ 0.00 - 1.50 1.42
equal Reliance Retail Ltd. 90-D 29/01/2020 Commercial Paper A1+ 0.00 - 1.49 1.42
new Axis Finance 91-D 31/01/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
up SIDBI 28/01/2020 Commercial Paper A1+ 0.00 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Abhishek Bandiwdekar since 24-Jul-2018

Education: Mr. Bandiwdekar is B.Com graduate & PGDFM in Finance.

Experience: Prior to joining Invesco Mutual Fund, he has worked with IDBI Asset Management as Senior Manager, STCI Primary Dealer Ltd., A. K. Capital Services Ltd. and Taurus Corporate Advisory Services Ltd.

— Krishna Venkat Cheemalapati since 01-Jan-2013

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


--

Change from previous, NAV as on 15-Dec-2019

Growth: ₹ 2,686.2677

Dividend Weekly: ₹ 1,001.3445

More

Dividend Monthly: ₹ 1,029.8816

Dividend Daily: ₹ 1,000.9596


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 0.007% for redemption between 1 - 1 days
0.0065% for redemption between 2 - 2 days
0.006% for redemption between 3 - 3 days
0.0055% for redemption between 4 - 4 days
0.005% for redemption between 5 - 5 days
0.0045% for redemption between 6 - 6 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 01-Jan-2013
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 7,003 Cr (As on 30-Nov-2019)
Expense: 0.16% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily13-Dec-20190.0825

 12-Dec-20190.0978
 11-Dec-20190.1061
 10-Dec-20190.1101
 09-Dec-20190.1194
 08-Dec-20190.1006
 07-Dec-20190.1006
 06-Dec-20190.1212
 04-Dec-20190.1004
 03-Dec-20190.0950
 02-Dec-20190.1008
 01-Dec-20190.1000
 30-Nov-20190.1000
 29-Nov-20190.1250
 28-Nov-20190.1196
 27-Nov-20190.1109
 26-Nov-20190.1012
 25-Nov-20190.1010
 24-Nov-20190.0996
 23-Nov-20190.0995
 22-Nov-20190.0995
 21-Nov-20190.1183
 20-Nov-20190.1183
 19-Nov-20190.1022
 18-Nov-20190.1043
Dividend Monthly28-Nov-20193.0934

 30-Oct-20193.8454
 27-Sep-20193.0615
 29-Aug-20193.5282
 30-Jul-20194.3859
 27-Jun-20193.7978
 30-May-20194.9790
 26-Apr-20194.3233
 28-Mar-20194.2194
 27-Feb-20193.9546
 30-Jan-20194.8927
 28-Dec-20184.3834
 29-Nov-20184.6899
 30-Oct-20185.0898
 27-Sep-20184.0292
 30-Aug-20184.5308
 30-Jul-20184.8149
 28-Jun-20184.4113
 30-May-20184.7083
 26-Apr-20184.5344
 27-Mar-20180.1587
 27-Feb-20183.7936
 30-Jan-20184.4164
 28-Dec-20173.7564
 29-Nov-20173.8783
Dividend Weekly09-Dec-20190.6453

 02-Dec-20190.7673
 25-Nov-20190.7473
 18-Nov-20190.7490
 11-Nov-20190.6427
 04-Nov-20190.6785
 29-Oct-20190.7401
 22-Oct-20190.8043
 14-Oct-20190.8117
 07-Oct-20190.8548
 30-Sep-20190.8353
 23-Sep-20190.5820
 16-Sep-20190.7581
 09-Sep-20190.6744
 03-Sep-20190.8622
 26-Aug-20190.8027
 19-Aug-20190.6468
 13-Aug-20190.9438
 05-Aug-20190.8558
 29-Jul-20190.8776
 22-Jul-20190.8918
 15-Jul-20190.9088
 08-Jul-20190.9160
 01-Jul-20190.9054
 24-Jun-20190.9109

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM