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3 star

Nippon India Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Liquid Direct-G 2.60 0.02 0.11 0.42 1.24 2.10 3.88 4.15 5.41 6.00 --
CCIL T Bill Liquidity Weight 1.26 0.01 0.04 0.24 0.72 0.96 1.99 2.58 3.26 3.62 --
Debt: Liquid 2.58 0.02 0.10 0.42 1.22 2.10 3.86 4.05 5.30 5.90 --
Rank within category 18 20 5 19 9 21 17 11 8 7 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 18-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund - Direct Plan  | Invest Online
3 star
Jan-13 3.88 4.15 5.41 0.18 23,669
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.91 4.17 5.42 0.21 32,891
Baroda BNP Paribas Liquid Fund - Direct Plan
5 star
Jan-13 3.95 4.15 5.40 0.19 6,654
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.86 4.16 5.38 0.17 5,293
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.89 4.13 5.37 0.17 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.22 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.12 23-Feb-2020 - 24-Mar-2020
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 0.73 23-Oct-2020 - 22-Jan-2021
Year 9.93 26-Jul-2013 - 27-Jul-2014 3.26 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Liquid Direct-G 4.08 0.31 1.92 6.88 0.73 1.25
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.99 0.29 1.68 6.51 0.63 1.07
Rank within category 9 24 9 18 29 9
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 104 109 56 51
Modified Duration (yrs) 0.10 0.14 0.08 0.09
Average Maturity (yrs) 0.10 0.15 0.08 0.10
Yield to Maturity (%) 5.73 5.73 3.26 5.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 11/08/2022 Treasury Bills SOV 0.00 - 7.63 5.95
new Reserve Bank of India 91-D 20/10/2022 Treasury Bills SOV 0.00 - 5.61 5.61
up 8.08% GOI 2022 Central Government Loan SOV 0.00 - 3.82 3.82
equal Export-Import Bank 91-D 26/08/2022 Certificate of Deposit A1+ 0.00 - 3.79 3.79
up Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 3.46 3.46
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.16 3.16
equal HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 2.95 2.95
down Reserve Bank of India 91-D 25/08/2022 Treasury Bills SOV 0.00 - 3.78 2.93
new Hindustan Petroleum Corporation 27-D 02/08/2022 Commercial Paper A1+ 0.00 - 2.75 2.75
new Aditya Birla Finance 59-D 23/09/2022 Commercial Paper A1+ 0.00 - 2.51 2.51
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 2.11 2.11
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 2.10 2.10
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 2.10 2.10
equal Sikka Ports and Terminals 91-D 20/09/2022 Commercial Paper A1+ 0.00 - 2.10 2.10
equal Reliance Retail Ventures 179-D 09/09/2022 Commercial Paper A1+ 0.00 - 2.10 2.10
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 2.09 2.09
new Kotak Securities 73-D 10/10/2022 Commercial Paper A1+ 0.00 - 2.09 2.09
new Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 1.99 1.99
up Reserve Bank of India 182-D 11/08/2022 Treasury Bills SOV 0.00 - 1.96 1.96
equal ICICI Securities 91-D 12/08/2022 Commercial Paper A1+ 0.00 - 1.79 1.79
equal Reliance Retail Ventures 84-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.79 1.79
equal Axis Bank 20/09/2022 Certificate of Deposit A1+ 0.00 - 1.78 1.78
down Punjab National Bank 2022 Certificate of Deposit A1+ 0.00 - 1.80 1.69
equal Adani Ports and Special Economic Zone 64-D 01/09/2022 Commercial Paper A1+ 0.00 - 1.68 1.68
equal HDFC 150-D 16/09/2022 Commercial Paper A1+ 0.00 - 1.68 1.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

— Siddharth Deb since 01-Mar-2022

Education: Mr. Deb is a B.Sc and MMS (Finance).

Experience: Prior to joining Nippon India Mutual Fund he has worked with Benchmark Asset Management Co. Pvt. Ltd. and Fullerton India Credit Company Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 18-Aug-2022

Growth: ₹ 5,295.0544

IDCW Weekly: ₹ 1,531.7453

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IDCW Quarterly: ₹ 1,012.2987

IDCW Monthly: ₹ 1,592.6205

IDCW Daily: ₹ 1,528.7400


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.84%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 23,669 Cr (As on 31-Jul-2022)
Expense Ratio: 0.18% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily17-Aug-20220.2777

 16-Aug-20220.9141
 12-Aug-20220.1934
 11-Aug-20220.2547
 10-Aug-20220.2282
 09-Aug-20220.2329
 08-Aug-20220.1870
 07-Aug-20220.4590
 05-Aug-20220.1696
 04-Aug-20220.2134
 03-Aug-20220.2324
 02-Aug-20220.2973
 01-Aug-20220.3242
 31-Jul-20220.4640
 29-Jul-20220.2225
 28-Jul-20220.2206
 27-Jul-20220.0544
 26-Jul-20220.0848
 25-Jul-20220.1879
 24-Jul-20220.4289
 22-Jul-20220.1653
 21-Jul-20220.1216
 20-Jul-20220.1066
 19-Jul-20220.1555
 18-Jul-20220.1906
IDCW Weekly12-Aug-20221.5574

 05-Aug-20221.7032
 29-Jul-20221.2007
 22-Jul-20221.1305
 15-Jul-20221.3911
 08-Jul-20221.5378
 01-Jul-20221.5679
 24-Jun-20221.6184
 17-Jun-20221.1138
 10-Jun-20221.4327
 03-Jun-20221.3672
 27-May-20221.4053
 20-May-20221.3901
 13-May-20221.1199
 06-May-20220.0572
 29-Apr-20220.8778
 22-Apr-20220.7118
 18-Apr-20221.5750
 08-Apr-20220.3913
 04-Apr-20221.9086
 25-Mar-20220.5947
 21-Mar-20221.6672
 11-Mar-20221.0292
 04-Mar-20220.9937
 25-Feb-20221.0362
IDCW Monthly25-Jul-20225.8935

 27-Jun-20226.7345
 25-May-20224.1752
 25-Apr-20225.2292
 25-Mar-20224.4524
 25-Feb-20225.0447
 25-Jan-20224.4477
 27-Dec-20214.8700
 25-Nov-20214.9817
 25-Oct-20213.7548
 27-Sep-20214.4381
 25-Aug-20214.5565
 26-Jul-20214.6425
 25-Jun-20214.5332
 25-May-20213.8744
 26-Apr-20214.7210
 25-Mar-20213.9952
 25-Feb-20214.7810
 25-Jan-20213.3941
 28-Dec-20204.0417
 25-Nov-20204.1480
 26-Oct-20204.8826
 25-Sep-20204.1686
 25-Aug-20204.3956
 27-Jul-20204.7848
IDCW Quarterly20-Jun-20229.4019

 21-Mar-20229.0531
 20-Dec-20218.4633
 20-Sep-20218.6144
 21-Jun-20218.6616
 19-Mar-20217.5609
 21-Dec-20208.0193
 21-Sep-20208.7838
 19-Jun-202015.6850
 19-Mar-20209.5459
 19-Dec-201910.0713
 19-Sep-201911.9626
 19-Jun-201913.9193
 19-Mar-201912.9370
 19-Dec-201813.8964
 19-Sep-201813.4015
 19-Jun-201813.2931
 19-Mar-201811.9803
 19-Dec-201711.6448
 19-Sep-201712.0853
 19-Jun-201712.0978
 20-Mar-201712.0144
 19-Dec-201612.4265
 19-Sep-201613.2731
 20-Jun-201615.3118

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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