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3 star

Tata Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Tata Liquid Direct-G 2.42 0.01 0.11 0.39 1.18 2.06 3.81 4.15 5.39 5.98 --
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 3.27 3.63 --
Debt: Liquid 2.43 0.01 0.10 0.40 1.18 2.06 3.81 4.05 5.31 5.91 --
Rank within category 23 16 6 34 26 22 20 12 12 10 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Liquid Fund - Direct Plan  | Invest Online
3 star
Jan-13 3.81 4.15 5.39 0.21 16,116
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.86 4.17 5.42 0.21 32,891
Baroda BNP Paribas Liquid Fund - Direct Plan
5 star
Jan-13 3.89 4.15 5.41 0.19 6,654
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.81 4.17 5.39 0.11 5,293
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.84 4.13 5.37 0.17 3,472

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.61 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 1.01 24-Mar-2020 - 23-Apr-2020 0.11 23-Feb-2020 - 24-Mar-2020
Quarter 2.73 24-Jul-2013 - 23-Oct-2013 0.74 20-Oct-2020 - 19-Jan-2021
Year 9.96 24-Jul-2013 - 24-Jul-2014 3.23 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Tata Liquid Direct-G 4.08 0.33 1.80 7.19 0.79 1.30
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.99 0.29 1.68 6.51 0.63 1.07
Rank within category 12 35 19 16 35 5
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 57 60 38 52
Modified Duration (yrs) 0.12 0.14 0.07 0.10
Average Maturity (yrs) 0.12 0.14 0.07 0.10
Yield to Maturity (%) 5.66 5.66 3.24 5.69
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 9.47 8.47
equal Reserve Bank of India 91-D 22/09/2022 Treasury Bills SOV 0.00 - 7.06 6.77
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 5.79 5.56
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 5.14 4.94
new Reliance Retail Ventures 84-D 03/10/2022 Commercial Paper A1+ 0.00 - 4.61 4.61
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 4.42 4.42
equal Reserve Bank of India 91-D 18/08/2022 Treasury Bills SOV 0.00 - 4.51 4.33
equal Hindustan Petroleum Corporation 59-D 26/08/2022 Commercial Paper A1+ 0.00 - 4.51 4.33
new Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 3.69 3.69
up Canara Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 3.56 3.56
up HDFC 150-D 16/09/2022 Commercial Paper A1+ 0.00 - 3.39 3.39
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 3.23 3.10
new State Bank of India 2022 Certificate of Deposit A1+ 0.00 - 3.07 3.07
equal Jamnagar Utilities and Power 91-D 20/09/2022 Commercial Paper A1+ 0.00 - 2.40 2.31
new Hindustan Petroleum Corporation 72-D 30/09/2022 Commercial Paper A1+ 0.00 - 1.84 1.84
new Indian Oil Corporation 51-D 26/08/2022 Commercial Paper A1+ 0.00 - 1.55 1.55
new Indian Oil Corporation 43-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.54 1.54
up Tata Steel 88-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.54 1.54
equal Sikka Ports and Terminals 91-D 19/09/2022 Commercial Paper A1+ 0.00 - 1.60 1.54
new Axis Bank 20/09/2022 Certificate of Deposit A1+ 0.00 - 1.54 1.54
equal NTPC 91-D 26/09/2022 Commercial Paper A1+ 0.00 - 1.60 1.54
new Bharat Petroleum Corporation 72-D 29/09/2022 Commercial Paper A1+ 0.00 - 1.54 1.54
new Larsen & Toubro 134-D 30/09/2022 Commercial Paper A1+ 0.00 - 1.54 1.54
new National Bank Agr. Rur. Devp 90-D 18/10/2022 Commercial Paper A1+ 0.00 - 1.53 1.53
new Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 1.47 1.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.01%

Change from previous, NAV as on 09-Aug-2022

Growth: ₹ 3,411.5071

IDCW Daily: ₹ 1,001.5187


Investment Strategy

The scheme seeks to generate reasonable returns with high liquidity to the unit holders

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.84%
Benchmark: CRISIL Liquid Fund AI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 16,116 Cr (As on 31-Jul-2022)
Expense Ratio: 0.21% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily09-Aug-20220.1465

 08-Aug-20220.1375
 07-Aug-20220.1426
 06-Aug-20220.1426
 05-Aug-20220.1257
 04-Aug-20220.1297
 03-Aug-20220.1488
 02-Aug-20220.2261
 01-Aug-20220.2242
 31-Jul-20220.1484
 30-Jul-20220.1482
 29-Jul-20220.1465
 28-Jul-20220.1326
 27-Jul-20220.0338
 26-Jul-20220.0218
 25-Jul-20220.1348
 24-Jul-20220.1410
 23-Jul-20220.1410
 22-Jul-20220.0990
 21-Jul-20220.0723
 20-Jul-20220.0246
 19-Jul-20220.0908
 18-Jul-20220.1335
 17-Jul-20220.1336
 16-Jul-20220.1335

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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