Tata Liquid Fund - Direct Plan

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Debt: Liquid

1 Lakh

Investment Grown to

₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to

₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	2.83	0.01	0.06	0.32	1.16	2.68	5.65	6.72	7.05	7.68	--
CCIL T Bill Liquidity Weight	2.07	0.03	0.05	0.26	0.89	1.91	3.96	4.16	4.32	4.70	--
Debt: Liquid	2.56	0.01	0.06	0.30	1.05	2.42	5.33	6.47	6.82	7.51	--
Rank within category	4	28	14	13	8	4	8	9	10	6	--
Number of funds in category	39	39	39	39	39	39	39	35	34	33	1

As on 10-Jul-2020

Peer Comparison

Fund name	Launch Date	1-Year Return	3-Year Return	5-Year Return	Expense Ratio	Assets (Cr)
Tata Liquid Fund - Direct Plan \| Invest Online	Jan-13	5.65	6.72	7.05	0.21	17,858
Aditya Birla Sun Life Liquid Fund - Direct Plan \| Invest Online	Jan-13	5.68	6.76	7.09	0.21	36,679
Nippon India Liquid Fund - Direct Plan \| Invest Online	Jan-13	5.64	6.76	7.08	0.19	30,604
Axis Liquid Fund - Direct Plan \| Invest Online	Jan-13	5.59	6.72	7.05	0.15	27,032
LIC MF Liquid Fund - Direct Plan \| Invest Online	Jan-13	5.66	6.71	7.05	0.11	7,502

Best & Worst Performance

	Best (Period)	Worst (Period)
Week	0.61 (24-Mar-2020 - 31-Mar-2020)	-0.23 (17-Mar-2020 - 24-Mar-2020)
Month	1.01 (24-Mar-2020 - 23-Apr-2020)	0.11 (23-Feb-2020 - 24-Mar-2020)
Quarter	2.73 (24-Jul-2013 - 23-Oct-2013)	0.98 (24-Dec-2019 - 24-Mar-2020)
Year	9.96 (24-Jul-2013 - 24-Jul-2014)	5.63 (11-Jul-2019 - 10-Jul-2020)

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	6.56	0.28	4.45	5.97	0.55	1.94
CCIL T Bill Liquidity Weight	4.07	0.28	-4.34	-7.86	--	--
Debt: Liquid	6.33	0.50	3.67	4.95	0.58	1.73
Rank within category	9	12	10	11	32	5
Number of funds in category	35	35	35	35	35	35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Portfolio Aggregates

	Fund	1Y High	1Y Low	Category
Number of Securities	55	81	53	40
Modified Duration (yrs)	0.12	0.14	0.08	--
Average Maturity (yrs)	0.12	0.14	0.08	--
Yield to Maturity (%)	3.73	6.65	3.73	--

Value Research Fund Style^*

Credit Rating vis-à-vis Category

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Top Holdings

Company	Instrument	Credit Rating	1Y Range	% Assets
Reserve Bank of India 84-D 20/08/2020	Treasury Bills	SOV	0.00 - 8.78	8.78
Reserve Bank of India 91-D 24/09/2020	Treasury Bills	SOV	0.00 - 8.31	8.31
Reserve Bank of India 182-D 20/08/2020	Treasury Bills	SOV	0.00 - 6.80	6.80
Reserve Bank of India 91-D 27/08/2020	Treasury Bills	SOV	0.00 - 4.49	4.49
Reserve Bank of India 91-D 13/08/2020	Treasury Bills	SOV	0.00 - 4.18	4.18
Reserve Bank of India 91-D 07/08/2020	Treasury Bills	SOV	0.00 - 3.51	3.51
IDFC First Bank 2020	Certificate of Deposit	A1+	0.00 - 2.79	2.79
Reliance Jio Infocomm 91-D 14/09/2020	Commercial Paper	A1+	0.00 - 2.78	2.78
National Fertilizers 90-D 17/09/2020	Commercial Paper	A1+	0.00 - 2.61	2.61
Reliance Industries 72-D 29/07/2020	Commercial Paper	A1+	0.00 - 2.23	2.23
NTPC 91-D 03/08/2020	Commercial Paper	A1+	0.00 - 2.23	2.23
Tata Steel 89-D 31/08/2020	Commercial Paper	A1+	0.00 - 2.23	2.23
Bharti Telecom 91-D 13/08/2020	Commercial Paper	A1+	0.00 - 2.12	2.12
Reserve Bank of India 91-D 09/07/2020	Treasury Bills	SOV	0.00 - 11.38	2.10
Reserve Bank of India 91-D 30/07/2020	Treasury Bills	SOV	0.00 - 1.93	1.93
Bank of Baroda 20/07/2020	Certificate of Deposit	A1+	0.00 - 2.20	1.68
HDFC 364-D 05/08/2020	Commercial Paper	A1+	0.00 - 1.67	1.67
Tata Motors Finance 91-D 29/07/2020	Commercial Paper	A1+	0.00 - 2.19	1.67
Union Bank of India 18/09/2020	Certificate of Deposit	A1+	0.00 - 1.53	1.53
Nabha Power 182-D 28/08/2020	Commercial Paper	A1+	0.00 - 1.53	1.53
Indian Oil Corp. 79-D 08/07/2020	Commercial Paper	A1+	0.00 - 1.84	1.40
National Bank Agr. Rur. Devp 91-D 09/07/2020	Commercial Paper	A1+	0.00 - 1.84	1.40
Bajaj Finance 91-D 14/08/2020	Commercial Paper	A1+	0.00 - 1.39	1.39
Bajaj Finance 91-D 17/08/2020	Commercial Paper	A1+	0.00 - 1.39	1.39
NTPC 91-D 31/08/2020	Commercial Paper	A1+	0.00 - 1.39	1.39

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 30-Jun-2020

^*As on 31-May-2020

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

Invest Online

0.01%

Change from previous, NAV as on 13-Jul-2020

Growth: ₹ 3,174.0072

Dividend Daily: ₹ 1,001.5187

The scheme seeks to generate reasonable returns with high liquidity to the unit holders

Minimum Investment (₹)	5,000
Minimum Addl Investment (₹)	1,000
Minimum SIP Investment (₹)	500
Minimum No of Cheques	12
Minimum Withdrawal (₹)	500
Minimum Balance (₹)	--

Exit Load	Exit load of 0.0070% if redeemed within 1 day 0.0065% if redeemed within 2 days 0.0060% if redeemed within 3 days 0.0055% if redeemed within 4 days 0.0050% if redeemed within 5 days 0.0045% if redeemed within 6 days.

Exit Load

Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Fund House:	Tata Mutual Fund
Launch Date:	01-Jan-2013
Return Since Launch:	7.78%
Benchmark:	CRISIL Liquid
Riskometer:	Low
Type:	Open-ended
Assets:	₹ 17,858 Cr (As on 30-Jun-2020)
Expense:	0.21% (As on 31-May-2020)
Risk Grade:	--
Return Grade:	Above Average

Plan

Record Date

Dividend (₹ / Unit)

Dividend Daily

12-Jul-2020

0.0891

More...

	11-Jul-2020	0.0891
	10-Jul-2020	0.0697
	09-Jul-2020	0.1188
	08-Jul-2020	0.1148
	07-Jul-2020	0.0773
	06-Jul-2020	0.0548
	05-Jul-2020	0.0879
	04-Jul-2020	0.0881
	03-Jul-2020	0.0544
	02-Jul-2020	0.0967
	01-Jul-2020	0.1332
	30-Jun-2020	0.1297
	29-Jun-2020	0.0810
	28-Jun-2020	0.0901
	27-Jun-2020	0.0706
	26-Jun-2020	0.1042
	25-Jun-2020	0.1346
	24-Jun-2020	0.1317
	23-Jun-2020	0.1097
	22-Jun-2020	0.1170
	21-Jun-2020	0.0912
	20-Jun-2020	0.0913
	19-Jun-2020	0.1575
	18-Jun-2020	0.1242

Fundwire - 23-Mar-2020

Fall in liquid funds
Fund News - 06-Feb-2020

Appointment of New Fund Manager in Four Schemes of Tata Mutual Fund
Fund News - 24-Jan-2019

Removal of Exit Load from Two Schemes of TATA Mutual Fund
Fund News - 01-Nov-2018

Exit load change in Tata Money Market Fund
Fund News - 12-Sep-2018

Introduction of Instant Redemption Facility in Tata Liquid Fund

Tata Liquid Fund - Direct Plan

₹ 1.06 Lakh

₹ 1.22 Lakh

₹ 1.41 Lakh

₹ 1.68 Lakh

₹ 1.23 Lakh

₹ 3.95 Lakh

₹ 7.08 Lakh

₹ 10.76 Lakh

Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Portfolio Aggregates

Value Research Fund Style^*

Credit Rating vis-à-vis Category

Top Holdings

Fund Manager

0.01%

Investment Strategy

Investment Details

Basic Details

Most Recent Dividends

News & Analysis

Contact Information

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Tata Liquid Fund - Direct Plan

₹ 1.06 Lakh

₹ 1.22 Lakh

₹ 1.41 Lakh

₹ 1.68 Lakh

₹ 1.23 Lakh

₹ 3.95 Lakh

₹ 7.08 Lakh

₹ 10.76 Lakh

Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Portfolio Aggregates

Value Research Fund Style*

Credit Rating vis-à-vis Category

Top Holdings

Fund Manager

0.01%

Investment Strategy

Investment Details

Basic Details

Most Recent Dividends

News & Analysis

Contact Information

Upcoming Video

Evaluating Covid-affected financials of India Inc

Knowledge Centre

Value Research India Private Limited

Value Research Fund Style^*