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Tata Liquid Fund - Direct Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.82 0.01 0.07 0.28 0.82 1.66 3.28 5.42 6.05 6.73 --
CCIL T Bill Liquidity Weight 1.11 0.00 0.03 0.22 0.55 1.02 2.11 3.49 3.73 4.18 --
Debt: Liquid 1.83 0.01 0.07 0.28 0.82 1.66 3.28 5.20 5.90 6.61 --
Rank within category 24 17 16 19 23 22 16 10 11 10 --
Number of funds in category 38 39 39 39 38 38 38 35 34 33 1

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.28 5.42 6.05 0.22 9,720
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
 Jan-13 3.30 5.40 6.02 0.20 36,920
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.30 5.45 6.07 0.21 30,806
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.29 5.45 6.07 0.18 22,557
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.33 5.41 6.05 0.11 7,257

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.61 24-Mar-2020 - 31-Mar-2020 -0.23 17-Mar-2020 - 24-Mar-2020
Month 1.01 24-Mar-2020 - 23-Apr-2020 0.11 23-Feb-2020 - 24-Mar-2020
Quarter 2.73 24-Jul-2013 - 23-Oct-2013 0.74 20-Oct-2020 - 19-Jan-2021
Year 9.96 24-Jul-2013 - 24-Jul-2014 3.27 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.38 0.52 2.24 4.50 1.12 2.00
CCIL T Bill Liquidity Weight 3.46 0.39 -1.92 -4.74 -- --
Debt: Liquid 5.17 0.67 2.01 4.37 1.06 1.75
Rank within category 10 26 13 13 32 8
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 36 60 36 37
Modified Duration (yrs) 0.12 0.15 0.06 0.10
Average Maturity (yrs) 0.12 0.15 0.06 0.10
Yield to Maturity (%) 3.45 3.56 2.91 3.44
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 02/09/2021 Treasury Bills SOV 0.00 - 11.41 11.41
equal Indus Towers (Merged) 91-D 02/08/2021 Commercial Paper A1+ 0.00 - 5.13 5.13
equal Bajaj Housing Finance 91-D 29/07/2021 Commercial Paper A1+ 0.00 - 5.13 5.13
new Indian Oil Corporation 46-D 30/07/2021 Commercial Paper A1+ 0.00 - 5.13 5.13
equal Reserve Bank of India 91-D 19/08/2021 Treasury Bills SOV 0.00 - 5.12 5.12
new Kotak Securities 91-D 13/09/2021 Commercial Paper A1+ 0.00 - 5.11 5.11
new Reserve Bank of India 91-D 23/09/2021 Treasury Bills SOV 0.00 - 4.85 4.85
new HDFC 81-D 13/09/2021 Commercial Paper A1+ 0.00 - 4.09 4.09
new Reserve Bank of India 91-D 30/09/2021 Treasury Bills SOV 0.00 - 4.08 4.08
up Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 3.07 3.07
equal Reliance Jio Infocomm 91-D 15/07/2021 Commercial Paper A1+ 0.00 - 2.57 2.57
equal Reliance Jio Infocomm 91-D 19/07/2021 Commercial Paper A1+ 0.00 - 2.57 2.57
up Reserve Bank of India 91-D 15/07/2021 Treasury Bills SOV 0.00 - 2.57 2.57
equal HDFC Securities 90-D 27/07/2021 Commercial Paper A1+ 0.00 - 2.57 2.57
new Export-Import Bank 86-D 09/09/2021 Certificate of Deposit A1+ 0.00 - 2.56 2.56
equal Sundaram Finance 91-D 09/08/2021 Commercial Paper A1+ 0.00 - 2.56 2.56
new National Bank Agr. Rur. Devp 164-D 27/09/2021 Commercial Paper A1+ 0.00 - 2.55 2.55
equal HDFC Securities 90-D 12/08/2021 Commercial Paper A1+ 0.00 - 2.05 2.05
new NTPC 91-D 07/09/2021 Commercial Paper A1+ 0.00 - 2.04 2.04
equal Axis Finance 90-D 04/08/2021 Commercial Paper A1+ 0.00 - 1.54 1.54
up 6.17% GOI 15/07/2021 GOI Securities SOV 0.00 - 1.54 1.54
equal TVS Credit Services 91-D 27/07/2021 Commercial Paper A1+ 0.00 - 1.54 1.54
new Reserve Bank of India 91-D 05/08/2021 Treasury Bills SOV 0.00 - 1.54 1.54
equal Reserve Bank of India 182-D 19/08/2021 Treasury Bills SOV 0.00 - 1.49 1.49
equal 8.69% Uttar Pradesh State 2021 State Development Loan SOV 0.00 - 1.34 1.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 25-Jul-2021

Growth: ₹ 3,281.7325

IDCW Daily: ₹ 1,001.5187

Investment Strategy

The scheme seeks to generate reasonable returns with high liquidity to the unit holders

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.22%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 9,720 Cr (As on 30-Jun-2021)
Expense: 0.22% (As on 30-Jun-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily23-Jul-20210.1038

 22-Jul-20210.1049
 21-Jul-20210.0935
 20-Jul-20210.1014
 19-Jul-20210.0928
 18-Jul-20210.0904
 17-Jul-20210.0905
 16-Jul-20210.0914
 15-Jul-20210.0824
 14-Jul-20210.1071
 13-Jul-20210.1026
 12-Jul-20210.0993
 11-Jul-20210.0932
 10-Jul-20210.0931
 09-Jul-20210.0877
 08-Jul-20210.0948
 07-Jul-20210.1035
 06-Jul-20210.0697
 05-Jul-20210.0801
 04-Jul-20210.0923
 03-Jul-20210.0920
 02-Jul-20210.0520
 01-Jul-20210.1195
 30-Jun-20210.0902
 29-Jun-20210.1029

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

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