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Why endowment plans cannot be a part of your debt portfolio?

Endowment plans give you the lowest yield, says Dhirendra Kumar

Why endowment plans cannot be a part of your debt portfolio?
-Aakash

Endowment plans give you the lowest yield in fixed income alternatives as compared to the price you pay. From that point, it is a very poor choice of fixed income alternative. But if you have an endowment plan and you are waiting for it to expire or mature in near future or you need to hold it for any reason, you may consider it as a part of your debt portfolio.

Read this article to further know why you shouldn't buy an endowment plan.

This article was originally published on September 05, 2018.

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