Senior citizens mostly can't escape the co-payment clause -- the policyholder will have to bear a certain percentage of the total cost of treatment with the insurer -- at this age
27-Oct-2015 •Research Desk
Kindly recommend the best health insurance policy for my parents. Relevant details are: Father (69) - No existing medical problem; mother (64) - BP, Joints pain, Thyroid.
- Pankaj Bhasin
We have selected three plans that offer lifelong coverage. Senior citizens mostly can't escape the co-payment clause -- the policyholder will have to bear a certain percentage of the total cost of treatment with the insurer -- at this age. However, you should check with your insurer whether you can avoid this clause by paying an extra premium. Some insurers remove this clause from the policy for an extra premium.
For details on the plans, click here.
You must refer to the policy documents and brochures for detailed information. You must also go through the list of exclusions thoroughly. Policy forms are available on the website of the insurance company.
