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Summary: Last year the Portfolio Planner gave you five funds for your SIP. This year it shows different names, though your risk profile has not moved an inch. Do your SIPs follow the new list or stay put? The answer turns on a distinction most investors never stop to make.
Summary: Last year the Portfolio Planner gave you five funds for your SIP. This year it shows different names, though your risk profile has not moved an inch. Do your SIPs follow the new list or stay put? The answer turns on a distinction most investors never stop to make. Anil posted his question six times during the last Fund Advisor Live, and then asked why it had not been answered. His risk assessment has not changed. Last year the Portfolio Planner gave him five funds for a ten-year SIP, and he has invested in them since. This year, some of the names on the list were different. Should he move? Joshi and Bikram asked the same thing about a flexi-cap fund that
This article was originally published on October 19, 2026.
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