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Summary: A viral claim questioning SIP returns has reignited investor doubts. This article examines where the number comes from and what investors should know before drawing conclusions.
Summary: A viral claim questioning SIP returns has reignited investor doubts. This article examines where the number comes from and what investors should know before drawing conclusions. Every few months, a number escapes onto social media and takes on a life of its own. This time, it is 6.7 per cent, presented as the real return that SIPs have delivered on the Nifty over 20 years, compared with the 12 to 15 per cent the industry supposedly promises. It has been seen some half-million times on X (formerly Twitter), alongside the suggestion that the whole SIP enterprise is a confidence trick played on trusting Indians in their crores. There is a name for the problem this raises, coined by an Italian software engineer named Alberto Brandolini: the ‘Bullshit Asymmetry Principle’. He put it perfectly, “The amount of energy needed to refute bullshit is an order of
This article was originally published on July 13, 2026.
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