Inside the December 2025 edition of Mutual Fund Insight

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Cover story: How to stay rich after you retire

Retirement doesn't mean your money retires too. This edition’s cover story lays out a practical, time-tested roadmap for making your savings last—not just for a few years, but for life. From smart withdrawal rules to real-world case studies, it's a must-read for anyone looking to outlive their paycheque without outliving their wealth.

Here are the other highlights of this month's edition:

• Death of value investing?: After five glorious years, value investing’s dream run may be hitting a speed bump. A key long-term ratio flashes a cautionary warning, and active funds face a style test. This story unpacks how to navigate the shifting sands without losing your footing.
• Debt’s wild child returns: Credit risk funds are suddenly topping return charts. This story digs into what’s really powering their recent numbers and whether this risky corner of the debt market deserves a glance.
• Are special opportunity funds really ‘special’?: Special opportunities funds promise agility and sharp stock picking, but do they really deliver something different? This story unpacks their actual portfolios. If you're looking for tactical bets, read this.
• Story of new-age investors: Clicks made investing easy. But for many young investors, that ease has led to cluttered portfolios. This story unpacks one such case and shows how simplifying your portfolio can lead to stronger, more purposeful investing without sacrificing returns.
• The right way to borrow: Borrowing isn’t bad, but doing it wrong is. From credit cards to loans against mutual funds, this story lays out how to borrow smart, avoid debt traps and match your EMIs to your goals. A must-read before your next swipe.
• Minimise the behaviour gap: Your biggest investing risk isn’t the market, it’s your own reactions to it. This sharp, insightful piece by Aashish Somaiyaa, CEO of WhiteOak Capital Asset Management, explores how emotions widen the behaviour gap and what you can do to structure your portfolio for steadier, smarter and more human investing.
• Delivering 4 per cent alpha and still lagging peers?: What does value investing look like when growth stocks dominate headlines? Sonam Udasi, Senior Fund Manager at Tata Mutual Fund, talks earnings, valuations and navigating market cycles without losing conviction. A grounded take on staying the course even when the crowd strays.

As always, we include Mutual Fund and Index Fund scoreboards to help you make smarter investment decisions.

Mutual Fund Insight is a monthly subscription magazine that provides in-depth information, insights and analyses of mutual funds.

Mutual Fund Insight is available in print and digital formats.

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