Index fund report card: Who tracked it best

Cap the Investor, Not the Industry A per-person limit on the fund route would steady the rupee better than freezing the whole industry

Your fund lost money. That doesn't make it a bad fund. September and October have left most portfolios in the red. That number says more about when you invested than about the fund you chose.

The right question After 24 years, readers' worries have changed, but the real challenge is still knowing which questions to ask

The final layer is human An investing app can pick the fund but it cannot keep you from selling it at the bottom.