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Summary: Rs 10,000 a month, 6 years of discipline and more than Rs 14 lakh in hand. That’s the quiet power of compounding when large & mid cap funds strike the right balance between stability and growth. In this story, we spotlight three funds that managed to double investors’ SIPs in just six years and the stocks driving those returns.
If you’ve been faithful to your SIPs, you know the quiet joy of watching your money grow. But what if your Rs 10,000 monthly SIP not only grew steadily but doubled in just six years? That’s exactly what a handful of large & mid cap funds managed to do.
Large & mid cap funds are a sweet spot for many investors. By rule, they put at least 35 per cent of their money into large caps and another 35 per cent into mid caps. That gives them the best of both worlds—stability of large companies and the growth kicker of mid-sized firms. And when the right blend clicks, the results can surprise even seasoned market watchers.
We look at three such funds that turned a total investment of Rs 7.2 lakh (Rs 10,000 every month for 72 months) into over Rs 14.4 lakh, effectively doubling investors’ money.
#3 ICICI Prudential Large & Mid Cap Fund (Direct plan)
6-year SIP return: 24.01 per cent
Rs 10,000/month SIP started 6 years back: Current value: Rs 14.83 lakh
Assets under management (AUM): Rs 23,698 crore
Expense ratio: 0.77 per cent
Top 5 stock holdings
| Stock | % of assets |
|---|---|
| Axis Bank | 5.3 |
| Maruti Suzuki | 4.9 |
| FSN E-Commerce (Nykaa) | 3.94 |
| SBI Cards | 3.93 |
| Larsen & Toubro | 3.16 |
#2 Invesco India Large & Mid Cap Fund
6-year SIP return: 24.32 per cent
Rs 10,000/month SIP started 6 years back: Current value: Rs 14.97 lakh
Assets under management (AUM): Rs 8,125 crore
Expense ratio: 0.64 per cent
Top 5 stock holdings
| Stock | % of assets |
|---|---|
| Trent | 5.31 |
| Eternal (Zomato) | 5.29 |
| Interglobe Aviation | 5.19 |
| Max Healthcare | 5.17 |
| Swiggy | 4.49 |
#1 Bandhan Large & Mid Cap Fund
6-year SIP return: 24.38 per cent
Rs 10,000/month SIP started 6 years back: Current value: Rs 14.99 lakh
Assets under management (AUM): Rs 10,231 crore
Expense ratio: 0.57 per cent
Top 5 stock holdings
| Stock | % of assets |
|---|---|
| HDFC Bank | 4.32 |
| One97 Communications (Paytm) | 2.97 |
| SBI | 2.85 |
| HDFC AMC | 2.83 |
| ICICI Bank | 2.73 |
The top 3 large & mid cap funds
| Fund name | 6Y SIP return | Value Research rating |
|---|---|---|
| Bandhan Large & Mid Cap | 24.38% | ★★★★★ |
| Invesco India Large & Mid Cap | 24.32% | ★★★★ |
| ICICI Pru Large & Mid Cap | 24.01% | ★★★★★ |
| Returns are for direct plans. | ||
These numbers prove a simple point: SIPs work when you give them time. In just six years, Rs 10,000 a month doubled into nearly Rs 15 lakh. Imagine the power of staying invested for a decade or more. The real magic of compounding still lies ahead.
Thinking of starting a Rs 10,000 SIP in large & mid cap funds?
At Value Research Fund Advisor, our Analyst’s Choice highlights a curated list of large & mid cap funds, carefully picked to balance the stability of large companies with the growth potential of rising mid caps.
Invest with clarity and confidence.
Disclaimer: This content is for information only and should not be considered investment advice or a recommendation.
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