5 value funds turned Rs 10,000 SIP to Rs 33 lakh+ in 10 yrs

Summary: Value funds hunt for fundamentally strong companies trading below their true worth. We shortlisted five value funds that rewarded patient investors with stellar 10-year SIP returns. See which funds topped the list and how they stack up.

Value funds are mutual funds that pick stocks trading for less than what they’re really worth. Think of them as bargain hunters of the market. Fund managers look for companies that are fundamentally strong but temporarily undervalued—maybe due to short-term setbacks or because they’re simply overlooked. The idea is to buy these quality businesses at a discount and wait for their value to be realised over time.

This strategy requires patience, as these stocks may not rally overnight. But when held for the long term, they can deliver impressive returns.

We crunched the numbers and found five value funds that delivered strong 10-year SIP returns, with the best clocking in at over 20 per cent annualised returns.

Let’s count them down.

#5 Invesco India Contra Fund (Direct plan)

• 10-year SIP return: 19.23 per cent
• Rs 10,000/month SIP started 10 years back. Current value: Rs 33.07 lakh
• Assets under management (AUM): Rs 19,257 crore
• Expense ratio: 0.55 per cent

Top 5 stock holdings

#4 ICICI Prudential Value Fund (Direct plan)

• 10-year SIP return: 19.33 per cent
• Rs 10,000/month SIP started 10 years back. Current value: Rs 33.22 lakh
• Assets under management (AUM): Rs 54,096 crore
• Expense ratio: 0.98 per cent

Top 5 stock holdings

#3 Kotak Contra Fund (Direct plan)

• 10-year SIP return: 19.40 per cent
• Rs 10,000/month SIP started 10 years back. Current value: Rs 33.38 lakh
• Assets under management (AUM): Rs 4,502 crore
• Expense ratio: 0.58 per cent

Top 5 stock holdings

#2 HSBC Value Fund (Direct plan)

• 10-year SIP return: 19.62 per cent
• Rs 10,000/month SIP started 10 years back. Current value: Rs 33.80 lakh
• Assets under management (AUM): Rs 14,054 crore
• Expense ratio: 0.77 per cent

Top 5 stock holdings

#1 SBI Contra Fund (Direct plan)

• 10-year SIP return: 20.59 per cent
• Rs 10,000/month SIP started 10 years back. Current value: Rs 35.57 lakh
• Assets under management (AUM): Rs 47,390 crore
• Expense ratio: 0.68 per cent

Top 5 stock holdings

The top 5 value funds

Why value funds deserve a place in your portfolio

• Contrarian picks: Value funds often buy out-of-favour stocks before they rebound.
• Lower risk profile: Volatility is lower compared to mid- and small-cap funds.
• Good for patient investors: Suits those who prefer steady compounding over flashy rallies.

Want to start a Rs 10,000 SIP in value funds?
At Value Research Fund Advisor, our Analyst’s Choice features a handpicked list of value funds—carefully selected to help you tap into the long-term potential of undervalued stocks without the guesswork.

Invest with clarity and confidence.

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